# Ajman Bank Current Account

**Original Url:** https://www.paisabazaar.ae/ajman-bank-current-account-bact/

Ajman Bank current account is among the top choices for those seeking modern banking and Shariah-compliant services in one place. This account provides a host of essential features — a free debit card, chequebook, secure online banking, and much more. It also lets you make salary transfers and utility payments without much hassle. ...read more

A current account in the UAE is an account that has a credit balance to be paid on demand. The current Ajman Bank account is designed for providing maximum quality of services for fulfilling the personal and business needs of the account holder. 

Other than individuals, this account can also be operated by businesses and companies. The account holder can enjoy the benefits of a free debit card, cheque book and monthly statements with this bank account.

## Ajman Current Account in UAE — Features and Benefits

With an Ajman Bank current account, you can enjoy the following perks — 

| Seamless Banking Experience | Easily access your account information via online and internet banking across the globe |
| --- | --- |
| Multiple Currencies | The Ajman current account is available in multiple major currencies —GBP<br>AED<br>USD<br>EUR |
| Free Banking Facilities | Free Platinum debit card issued by the bank upon account opening<br>Access your monthly e-statements for free<br>Get your first chequebook for free |

## Explore Types of Bank Account

 

[Saving Bank Account](https://www.paisabazaar.ae/bank-accounts/saving-accounts/)

[Current Bank Account](https://www.paisabazaar.ae/bank-accounts/current-accounts/)

[Salary Bank Account](https://www.paisabazaar.ae/bank-accounts/salary-account-act/)

[Open Zero Balance Account](https://www.paisabazaar.ae/bank-accounts/articles/best-zero-balance-savings-account-in-the-uae/)

[Business Bank Account](https://www.paisabazaar.ae/bank-accounts/business-accounts-act/)

## Are You Eligible to Open Ajman Bank Account?

This depends on whether you meet the Ajman current account eligibility requirements discussed below — 

| Eligibility Type | Criteria |
| --- | --- |
| Age   | 18 years or above |
| Monthly Salary | At least AED 5,000 |
| Nationality | You must be a UAE national or an expatriate |

## Ajman Current Account — Documents Checklist

You must submit the following documents for Ajman account opening verification —

*   Emirates ID
*   Passport
*   Residence Visa (if you are an expat)
*   Salary Certificate

  

## How to Open an Ajman Bank Account?

**[To open your Ajman bank account](https://www.paisabazaar.ae/bank-accounts/ajman-bank-accounts-bac/), visit the bank’s official website and follow these steps —** 

*   **Step1-** Navigate to the ‘Current Account’ section
*   **Step2-** Hit the ‘Apply Now’ button at the bottom of the page.
*   **Step3-** Follow the on-screen prompts

Check out other top UAE banks’ [current accounts](https://www.paisabazaar.ae/bank-accounts/current-accounts/) at Paisabazaar.ae and open your account now!

## Fees and Charges of Ajman Current Account in UAE

| Types of Fee | Current Account |
| --- | --- |
| Account Opening Fee | Free |
| Minimum Balance to Earn Profit | NA |
| Cheques returned drawn on the Account | AED 100 |
| Liability/No Liability/Clearance letter | AED 60 |
| Balance Confirmation Letter | AED 50 |
| Debit Card Issuance | Free |
| Paper Bank Statement | AED 25 |

## Open Current Account in Other UAE's Banks -

*   [SCB Current Account](https://www.paisabazaar.ae/bank-accounts/standard-chartered-bank-current-account/)
*   [HSBC Current Account](https://www.paisabazaar.ae/hsbc-current-account-bact/)
*   [ADCB Current Account](https://www.paisabazaar.ae/adcb-current-account-bact/)
*   [ENBD Current Account](https://www.paisabazaar.ae/emirates-nbd-current-account-bact/)
*   [SIB Current Account](https://www.paisabazaar.ae/bank-accounts/sharjah-islamic-bank-current-account/)
*   [RAKBANK Current Account](https://www.paisabazaar.ae/bank-accounts/rakbank-current-account/)
*   [EIB Current Account](https://www.paisabazaar.ae/emirates-islamic-current-account-bact/)
*   [FAB Current Account](https://www.paisabazaar.ae/fab-current-account-bact/)
*   [ADIB Current Account](https://www.paisabazaar.ae/adib-current-account-bact/)
*   [CBD Current Account](https://www.paisabazaar.ae/cbd-current-account-bact/)
*   [DIB Current Account](https://www.paisabazaar.ae/dubai-islamic-bank-current-account-bact/)
*   [Al Hilal Current Account](https://www.paisabazaar.ae/al-hilal-bank-current-account-bact/)
*   [Al Masraf Current Account](https://www.paisabazaar.ae/bank-accounts/al-masraf-bank-current-account/)
*   [NBF Current Account](https://www.paisabazaar.ae/nbf-current-account-bact/)
*   [Citibank Current Account](https://www.paisabazaar.ae/citibank-current-account-bact/)

## Ajman Related Pages -

*   [Ajman Savings Accounts](https://www.paisabazaar.ae/ajman-bank-savings-account-bact/)
*   [Ajman Salary Accounts](https://www.paisabazaar.ae/bank-accounts/articles/ajman-bank-salary-account/)
*   [Ajman Customer Care](https://www.paisabazaar.ae/bank-accounts/ajman-bank-customer-care-number/)
*   [Ajman Statement](https://www.paisabazaar.ae/bank-accounts/articles/ajman-bank-statement/)
*   [Ajman Balance Check](https://www.paisabazaar.ae/bank-accounts/articles/ajman-balance-check/)
*   [Generate Debit Card ATM Pin](https://www.paisabazaar.ae/bank-accounts/debit-card/generate-ajman-bank-atm-pin/)
*   [Deactivate Ajman Debit Card](https://www.paisabazaar.ae/bank-accounts/articles/how-to-deactivate-ajman-bank-debit-card/)

## Frequently Asked Questions

### Do I have to bear any charge if my current account balance goes below the minimum requirement?

Yes. You will have to pay a monthly fee of AED 25 (equivalent in other currencies) if your account balance goes below the minimum requirement.

### What is the minimum balance I need to maintain on my Ajman Bank Current Account?

You need to maintain a minimum balance of AED 3,000 on your current account with Ajman Bank. On failing to do so, you will be charged a monthly fee as mentioned above.

### How much fee does the bank charge for issuing a physical bank statement?

The bank charges an amount of AED 25 for issuing a paper bank statement.

### Can I open an Ajman current account with a monthly salary of AED 3,500?

Unfortunately, you cannot open a current account with Ajman if you have a salary of AED 3,500. As per the bank’s guidelines, you must have a salary of at least AED 5,000.

### In which currencies can I open an Ajman current account?

The account is available in 4 major currencies — AED, GBP, EUR, and USD.

## Account Types

*   [Top 15 Salary Accounts in UAE 2026](https://www.paisabazaar.ae/bank-accounts/best-salary-account-uae/)
*   [Current Account](https://www.paisabazaar.ae/bank-accounts/current-accounts/)
*   [Saving Account](https://www.paisabazaar.ae/bank-accounts/saving-accounts/)
*   [Salary Account](https://www.paisabazaar.ae/bank-accounts/salary-account-act/)

## Bank Wise Account

*   [Citibank Accounts](https://www.paisabazaar.ae/bank-accounts/citibank-accounts-bac/)
*   [Standard Chartered Bank Account](https://www.paisabazaar.ae/bank-accounts/standard-chartered-bank-accounts-bac/)
*   [HSBC Bank Accounts](https://www.paisabazaar.ae/bank-accounts/hsbc-bank-accounts-bac/)
*   [ADCB Bank Accounts](https://www.paisabazaar.ae/bank-accounts/adcb-bank-accounts-bac/)
*   [Emirates NBD Bank Accounts](https://www.paisabazaar.ae/bank-accounts/emirates-nbd-bank-accounts-bac/)
*   [Sharjah Islamic Bank](https://www.paisabazaar.ae/bank-accounts/sharjah-islamic-bank-accounts/)
*   [FAB Bank Accounts](https://www.paisabazaar.ae/bank-accounts/fab-bank-accounts-bac/)
*   [RAKBANK Accounts](https://www.paisabazaar.ae/bank-accounts/rakbank-accounts-bac/)
*   [Emirates Islamic Bank (EIB) Accounts](https://www.paisabazaar.ae/bank-accounts/emirates-islamic-bank-accounts-bac/)
*   [Standard Chartered Salary Account](https://www.paisabazaar.ae/bank-accounts/standard-chartered-salary-account/)
*   [ADIB Bank Accounts](https://www.paisabazaar.ae/bank-accounts/adib-bank-accounts-bac/)
*   [CBD Bank Accounts](https://www.paisabazaar.ae/bank-accounts/cbd-bank-accounts-bac/)
*   [Dubai Islamic Bank Accounts](https://www.paisabazaar.ae/bank-accounts/dubai-islamic-bank-accounts-bac/)
*   [Al Hilal Bank Accounts](https://www.paisabazaar.ae/bank-accounts/al-hilal-bank-accounts-bac/)
*   [Al Masraf Bank Accounts](https://www.paisabazaar.ae/bank-accounts/al-masraf-bank-accounts/)
*   [NBF Bank Accounts](https://www.paisabazaar.ae/bank-accounts/nbf-bank-accounts-bac/)
*   [Ajman Bank Accounts](https://www.paisabazaar.ae/bank-accounts/ajman-bank-accounts-bac/)

## Bank Account Swift Code

*   [Al Masraf Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/al-masraf-bank-swift-code/)
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*   [Sharjah Islamic Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/sharjah-islamic-bank-swift-code/)
*   [Citibank Swift Code](https://www.paisabazaar.ae/bank-accounts/citibank-swift-code/)
*   [Standard Chartered Bank SWIFT Code](https://www.paisabazaar.ae/bank-accounts/standard-chartered-bank-swift-code/)
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*   [ADCB Swift Code](https://www.paisabazaar.ae/bank-accounts/adcb-swift-code/)
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*   [ADIB Swift Code](https://www.paisabazaar.ae/bank-accounts/adib-swift-code/)
*   [Dubai Islamic Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/dubai-islamic-bank-swift-code/)
*   [Commercial Bank of Dubai Swift Code](https://www.paisabazaar.ae/bank-accounts/commercial-bank-of-dubai-swift-code/)
*   [Al Hilal Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/al-hilal-bank-swift-code/)
*   [Ajman Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/ajman-bank-swift-code/)