# ADCB Bank Accounts

**Original Url:** https://www.paisabazaar.ae/bank-accounts/adcb-bank-accounts-bac/

ADCB bank accounts are among the top offerings from the bank to suit your needs. You can effortlessly save, do transactions, and earn competitive interest. From savings to current accounts, the Abu Dhabi Commercial Bank (ADCB) offers a range of account options for individuals and businesses. They come with unique features and benefits that give you a seamless banking experience in the UAE. Let us find out more about opening an account with the Abu Dhabi Commercial Bank. ...read more

## Benefits of Opening ADCB Bank Account

ADCB accounts are known for their safety, security, convenience of use, financial growth, and access to dedicated account managers. **The benefits of opening ADCB bank account in the UAE include –** 

*   Range of account options 
*   Easy account opening process
*   No lengthy paperwork 
*   Accessibility of mobile and internet banking 
*   Free e-statement and chequebook facility 
*   Debit and credit card facility 
*   Account opening in multiple or major currencies 
*   Dedicated customer support 
*   Earn rewards and prizes with several accounts 

## Types of ADCB Bank Accounts in UAE

Abu Dhabi Commercial Bank (ADCB) typically offers three types of bank accounts that are further classified into several categories. Mentioned below are the key details of the bank accounts:

### Current & Savings Account

You’ll find a variety of account options in this category, designed to help you manage your everyday transactions with ease. Whether you are a salaried employee or a self-employed professional, there are suitable options for you, offering a range of convenient and valuable banking features. 

**Tabled below are the available account types along with their key features:**

| Account Types | Key Features |
| --- | --- |
| [ADCB Current Account](https://www.paisabazaar.ae/adcb-current-account-bact/) | Minimum monthly salary- AED 5,000<br>For UAE residents<br>Free e-statements and cheques<br>Earn touchpoints on an average monthly balance of AED 25,000 and above<br>Transfer salary, money, make payments, or order a cheque book<br>Available in AED and major currencies |
| [ADCB Savings & Call Accounts](https://www.paisabazaar.ae/bank-accounts/adcb-savings-call-accounts/) | Minimum monthly salary- AED 5,000<br>For UAE residents and non-residents<br>Available in multiple currencies, like AED, USD, GBP, etc.<br>Complimentary e-statement<br>Earn up to 0.10% interest annually<br>Interest accumulated on daily balance and paid monthly |
| Super Saver Account | Earn up to 4.5% interest per annum<br>Instant account opening with the ADCB mobile app<br>Receive monthly rewards<br>Must be an ADCB savings or current account holder<br>Cannot be opened as a joint account |
| Goal Savings Account | Account opening through the ADCB mobile app<br>An attractive interest rate of 4.5% annually with standard interest of 2% p.a.<br>2.5% p.a. as bonus interest rate<br>Digital account tracking<br>Systematic fund transfer facility |
| [Active Saver Account](https://www.paisabazaar.ae/bank-accounts/adcb-active-saver-account-badp/) | Earn up to 2.25% p.a. interest on an AED account and up to 2% p.a. with a USD account<br>Account opening through internet banking<br>Account available in AED, USD, and GBP<br>Easy credit card payments and transferring funds<br>Redeem TouchPoints easily |
| ADCB Gold & Silver Accounts | Instant account opening through the internet and mobile banking<br>Easily buy and sell gold and silver online<br>Currency conversion for 24/7<br>For UAE residents and non-residents |
| [Emirati Millionaire Savings Account](https://www.paisabazaar.ae/bank-accounts/adcb-emirati-millionaire-savings-account/) | Only for Emiratis<br>AED 5,000 minimum average balance requirement to be eligible for a draw<br>AED 2 Million for 2 winners annually<br>AED 1 Million for 1 winner per month<br>AED 300,000 for 1 winner in every 3 months (customers under 21)<br>Car prize for 1 winner every 3 months<br>AED 10,000 for 10 winners monthly<br>Instant access to money with a debit card |
| [Millionaire Destiny Savings Account](https://www.paisabazaar.ae/bank-accounts/adcb-millionaire-destiny-savings-account/) | AED 2 Million for 2 winners every year<br>AED 1 Million for 1 winner monthly<br>AED 300,000 for 1 winner every 3 months (for customers under 21)<br>Car prize for 1 winner every 3 months<br>AED 10,000 for 10 winners every month<br>AED 25 monthly maintenance fee if the account balance falls below AED 3,000<br>Profit on savings declared and paid quarterly<br>Debit card facility |
| Emirati Millionaire Savings Account for Customers Under the Age of 21 | AED 5,000 monthly balance requirement to enter the prize draw<br>AED 2 Million for 2 winners per year<br>AED 1 Million for 1 winner every month<br>AED 300,000 for 1 winner quarterly (for customers under 21)<br>Car prize for 1 winner per quarter<br>AED 10,000 for 10 winners monthly<br>Get a debit card with instant money access |
| Millionaire Destiny Savings Account for Customers Under the Age of 21 | AED 5,000 minimum average monthly balance for prize draws<br>AED 2 Million for 2 winners yearly<br>AED 1 Million for 1 winner monthly<br>AED 300,000 for 1 winner in every quarter (customers under 21)<br>Car prize for 1 winner per quarter<br>AED 10,000 for 10 winners monthly<br>Instant access to money with a debit card<br>Parents or guardians need to manage and operate account for customers under 18 |

  

### Etihad Guest Accounts

This ADCB account is divided into three categories, and here we have mentioned the key features of all accounts:

| Bank Accounts | Key Features |
| --- | --- |
| Etihad Guest Aspire Account | Minimum monthly salary - AED 5,000<br>Free e-statements and cheque (current account only)<br>Earn 2 Etihad Guest Miles for every AED 1,000 saved per month in addition to a minimum average balance in a current or savings account (minimum average balance required AED 10,000 and maximum average balance required AED 250,000)<br>Get 500 bonus Etihad Guest Miles on your first anniversary and first time registration with internet banking<br>Debit card facility<br>Chequebook for current account holders |
| Etihad Guest Privilege Account | AED 20,000 minimum monthly salary or total relationship balance of AED 200,000 required<br>Earn 3 Etihad Guest Miles on maintaining an additional amount of AED 1,000 over a monthly average balance of AED 10,000–250,000 in current or savings accounts<br>Complimentary e-statements<br>No charges for chequebooks (current account only)<br>500 Etihad Guest Miles bonus on the first anniversary and internet banking registration<br>Instant fund accessibility with a debit card |
| Etihad Guest Excellency Account | Total relationship balance requirement of AED 500,000<br>Free e-statements and cheque (current account)<br>4 Etihad Guest Miles on maintaining an additional amount of AED 1,000 in savings or current account (minimum average balance required AED 10,000 and maximum average balance required AED 250,000)<br>Earn 500 Etihad Guest Miles bonus on the first anniversary and internet banking registration<br>Access an instant fund with a debit card |

### Fixed Deposits

It is available in three types, and here are the key features of all account types:

| Bank Accounts | Key Features |
| --- | --- |
| [Fixed Deposit Account](https://www.paisabazaar.ae/adcb-fixed-deposit-account-bact/) | AED 5,000 minimum deposit<br>Overdraft facility, up to 90% to meet an emergency<br>Up to 4.05% interest rate per annum<br>Available in multiple currencies<br>Flexible tenure for up to 13 months or 500 days<br>Minimal documentation<br>Attractive interest rates on ADCB Online Century Deposits<br>Available for UAE nationals, expatriates, and non-residents |
| Upfront Interest Deposit | Earn interest from day 1<br>Up to 2.75% interest rate per annum<br>Deposit tenure from 3 months to 36 months<br>Perfect for goal-based solutions<br>Available in Dirhams<br>AED 25,000 minimum deposit amount |
| Regular Interest Deposit | Up to 3.1% annual interest rate<br>Up to 60 months of maximum deposit tenure<br>3 periodic intervals – monthly, quarterly, or half-yearly to receive income<br>Minimum deposit amount of AED 25,000<br>Utilise the income for various purposes |

  

## Eligibility Criteria to Open ADCB Bank Account

You will have to meet certain eligibility criteria for opening an ADCB account in the UAE:

| Eligibility | Criteria |
| --- | --- |
| Age | For Adults - Minimum age should be between 18 to 21 years<br>For Minors (under 18 years of age) - Accounts can be opened by parents or guardians |
| Minimum Monthly Salary | **AED 5,000 per month is required for**<br>ADCB Current Account<br>ADCB Savings and Call Accounts<br>Etihad Guest Aspire AccountAED 20,000 per month for ADCB Etihad Guest Privilege Account |
| Nationality | UAE nationals and expats can open |
| Employment Status | Salaried and self-employed |

**Note -** Eligibility criteria may differ across ADCB account types, so always review the specific requirements before applying for the account you want to open.

## Explore Types of Bank Account

 

[Saving Bank Account](https://www.paisabazaar.ae/bank-accounts/saving-accounts/)

[Current Bank Account](https://www.paisabazaar.ae/bank-accounts/current-accounts/)

[Salary Bank Account](https://www.paisabazaar.ae/bank-accounts/salary-account-act/)

[Open Zero Balance Account](https://www.paisabazaar.ae/bank-accounts/articles/best-zero-balance-savings-account-in-the-uae/)

[Business Bank Account](https://www.paisabazaar.ae/bank-accounts/business-accounts-act/)

## Document Requireds to Open an Abu Dhabi Commercial Bank (ADCB) Account in UAE

While opening an Abu Dhabi Bank account, you may be required to submit the following documents: 

*   Emirates ID
*   Passport copy 
*   Income proof
*   Address proof

Companies will require additional documents, like 

*   Trade licence
*   Memorandum of Association (MoA)

**Note-** In certain cases, the bank may ask for some additional documents, so make sure to keep them handy. 

  

## How to Open an ADCB Bank Account in the UAE? 

There are several ways through which you can open a bank account with the Abu Dhabi Commercial Bank. Some of them are mentioned below: 

### Phone Banking

ADCB allows you to [open bank account](https://www.paisabazaar.ae/bank-accounts/) with a 24/7 phone banking service. Simply call 600 50 2030 and get assistance from the bank to start an account.

### SMS

To open an ADCB account in UAE, send the relevant account code via SMS to 2626. Each ADCB account has its own unique short code that you need to text.

### ADCB Mobile App

If you want to open ADCB bank account online, you can download the ADCB mobile app and open an account without any hassles. You can use this facility anytime and from anywhere. 

### Visiting the Branch 

ADCB bank account opening is also easy by visiting the branch. Visit your nearest branch and fill out the application form to open an account. 

## ADCB Related Pages -

*   [ADCB Current Account](https://www.paisabazaar.ae/adcb-current-account-bact/)
*   [ADCB Savings Accounts](https://www.paisabazaar.ae/adcb-savings-account-bact/)
*   [ADCB Salary Accounts](https://www.paisabazaar.ae/bank-accounts/articles/adcb-bank-salary-account/)
*   [ADCB Customer Care](https://www.paisabazaar.ae/bank-accounts/adcb-customer-care-number/)
*   [ADCB Statement](https://www.paisabazaar.ae/bank-accounts/articles/adcb-bank-statement/)
*   [ADCB Balance Check](https://www.paisabazaar.ae/bank-accounts/articles/adcb-balance-check/)
*   [Generate Debit Card ATM Pin](https://www.paisabazaar.ae/bank-accounts/debit-card/generate-adcb-atm-pin/)

## FAQs on Open ADCB Bank Account

### Can a non-resident open an ADCB account in the UAE?

Yes, the bank offers several accounts, such as ADCB Savings & Call Accounts, Gold & Silver Accounts, and more for non-residents in the UAE. 

### Is ADCB a safe bank to use?

Yes, Abu Dhabi Islamic Bank (ADCB) is a leading name and offers a range of reliable banking solutions, based on Islamic principles.

### What are the required documents to open bank account in UAE with ADCB?

ADCB requires very basic documents to open an account, such as an Emirates ID, a passport, a salary certificate, and more.

### What is the minimum balance in the ADCB account?

The minimum balance requirement varies by ADCB account type. In most cases, you need to maintain AED 5,000, while certain accounts have no minimum balance requirement at all.

### What’s the ADCB account opening online process?

Through the ADCB mobile application, you can easily open an ADCB account online from the comfort of your home. 

### What are the benefits of opening an ADCB account?

Open an ADCB account and experience hassle-free banking with a wide range of features. Enjoy secure mobile banking, a free debit card, convenient cash access, quick fund transfers, smart saving options, flexible finance solutions, and more.

### Can a minor open ADCB bank account in the UAE?

Yes, ADCB offers several accounts for minors. However, these accounts require the consent of a parent or guardian and must be operated under their supervision.

## Account Types

*   [Top 15 Salary Accounts in UAE 2026](https://www.paisabazaar.ae/bank-accounts/best-salary-account-uae/)
*   [Current Account](https://www.paisabazaar.ae/bank-accounts/current-accounts/)
*   [Saving Account](https://www.paisabazaar.ae/bank-accounts/saving-accounts/)
*   [Salary Account](https://www.paisabazaar.ae/bank-accounts/salary-account-act/)

## Bank Wise Account

*   [Citibank Accounts](https://www.paisabazaar.ae/bank-accounts/citibank-accounts-bac/)
*   [Standard Chartered Bank Account](https://www.paisabazaar.ae/bank-accounts/standard-chartered-bank-accounts-bac/)
*   [HSBC Bank Accounts](https://www.paisabazaar.ae/bank-accounts/hsbc-bank-accounts-bac/)
*   [Emirates NBD Bank Accounts](https://www.paisabazaar.ae/bank-accounts/emirates-nbd-bank-accounts-bac/)
*   [Sharjah Islamic Bank](https://www.paisabazaar.ae/bank-accounts/sharjah-islamic-bank-accounts/)
*   [FAB Bank Accounts](https://www.paisabazaar.ae/bank-accounts/fab-bank-accounts-bac/)
*   [RAKBANK Accounts](https://www.paisabazaar.ae/bank-accounts/rakbank-accounts-bac/)
*   [Emirates Islamic Bank (EIB) Accounts](https://www.paisabazaar.ae/bank-accounts/emirates-islamic-bank-accounts-bac/)
*   [Standard Chartered Salary Account](https://www.paisabazaar.ae/bank-accounts/standard-chartered-salary-account/)
*   [ADIB Bank Accounts](https://www.paisabazaar.ae/bank-accounts/adib-bank-accounts-bac/)
*   [CBD Bank Accounts](https://www.paisabazaar.ae/bank-accounts/cbd-bank-accounts-bac/)
*   [Dubai Islamic Bank Accounts](https://www.paisabazaar.ae/bank-accounts/dubai-islamic-bank-accounts-bac/)
*   [Al Hilal Bank Accounts](https://www.paisabazaar.ae/bank-accounts/al-hilal-bank-accounts-bac/)
*   [Al Masraf Bank Accounts](https://www.paisabazaar.ae/bank-accounts/al-masraf-bank-accounts/)
*   [NBF Bank Accounts](https://www.paisabazaar.ae/bank-accounts/nbf-bank-accounts-bac/)
*   [Ajman Bank Accounts](https://www.paisabazaar.ae/bank-accounts/ajman-bank-accounts-bac/)

## Bank Account Swift Code

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