# Emirates Islamic Bank Salary Account
**Published:** 2024-10-10T05:42:10.505Z
**Updated:** 2026-07-30T16:30:46.099Z
**Author:** Ruchi Gohri
**Original Url:** https://www.paisabazaar.ae/bank-accounts/articles/emirates-islamic-bank-salary-account/
With the Sharia-structured Emirates Islamic Bank salary account in the UAE, you can get a wide range of financial solutions.
You can, for instance, take advantage of benefits such as zero minimum balance requirements, local and international transfers, and other free services. On top of that, the account comes with access to an extensive network of ATMs, digital banking services, and a complimentary debit card.
Let’s see how to open a salary account with EIB and what are its requirements.
## Emirates Islamic Bank Salary Account Benefits and Features
The key EIB salary account benefits and features include the following —
| Feature Type | Description |
| --- | --- |
| Average Monthly Balance Maintenance | No EIB minimum balance for [salary accounts](https://www.paisabazaar.ae/bank-accounts/salary-account-act/) in case you make salary transfers |
| Multiple Currencies | Available in AED, JPY, EUR, USD, OMR, SAR, CAD, BHD, QAR, and KWD |
| Extensive Banking Privileges | As a UAE resident, you can use personal checking facilities. |
| Free Banking Facilities | Free debit card that is globally accepted
Free online banking to access your account at any time across the world
Instant SMS alerts for account updates and transactions
Access 24/7 phone banking services |
## Emirates Islamic Bank Salary Account Requirements
Given below are the criteria to be eligible for opening an EIB salary account in the UAE —
### Salary Requirement
You must have a minimum monthly salary of AED 5,000.
### Employment Requirement
You must be a salaried employee or own a business (sole proprietorships, partnerships, Joint Stock and Limited Liability Organisations).
### Balance Maintenance
If you don’t transfer your salary, you must maintain a minimum monthly balance of AED 3,000.
## Documents Checklist for Emirates Islamic Bank Salary Account in UAE
As per the general guidelines, you must submit a few documents for application verification:
* Emirates ID
* Passport
* [Salary Certificate](https://www.paisabazaar.ae/bank-accounts/articles/salary-certificate-in-the-uae/)
* Proof of Residential Address
**Note:** You may be required to submit additional documents as per the bank’s requirements.
## Open EIB Salary Account via Paisabazaar UAE
With Paisabazaar.ae, you can now open an EIB salary account in just a few clicks!
1. Click here to access the lead form.
2. Fill it out and submit it. This will take you to the quotes page.
3. Locate the [Emirates Islamic Bank account](https://www.paisabazaar.ae/bank-accounts/emirates-islamic-bank-accounts-bac/) for salary and apply for it.
We will shortly get in touch with you after receiving your application.
## Emirates Islamic Bank Salary Account — Fees & Charges
Tabled below are the major fees and charges linked to the [EIB current account in the UAE](https://www.paisabazaar.ae/emirates-islamic-current-account-bact/) —
| Type of Fee | Charges |
| --- | --- |
| Fall-below Fee | AED 26.25\* \*Applicable if AED 3,000 balance is not maintained |
| SMS Monthly Fee | Free |
| Utility Bill Payment: Over the Counter | AED 10.5 |
| Dormant Account Charges | Nil |
| Account Closing Charges (before 6 months) | AED 105 |
| Teller Charges | AED 10.5 from the 7th month onwards\*\* \*\*No charges are applicable for the first 6th months |
## Open Salary Accounts in Other Top UAE's Banks -
* [SCB Salary Account](https://www.paisabazaar.ae/bank-accounts/standard-chartered-salary-account/)
* [HSBC Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/hsbc-bank-salary-account/)
* [ADCB Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/adcb-bank-salary-account/)
* [ENBD Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/emirates-nbd-bank-salary-account/)
* [SIB Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/sharjah-islamic-bank-salary-account/)
* [FAB Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/fab-bank-salary-account/)
* [RAKBANK Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/rak-bank-salary-account/)
* [Citi Bank Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/citi-bank-salary-account/)
* [ADIB Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/adib-salary-account/)
* [CBD Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/cbd-bank-salary-account/)
* [DIB Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/dubai-islamic-bank-salary-account/)
* [Al Hilal Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/al-hilal-bank-salary-account/)
* [Al Masraf Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/al-masraf-bank-salary-account/)
* [NBF Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/nbf-bank-salary-account/)
* [Ajman Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/ajman-bank-salary-account/)
## Emirates Islamic Bank Related Pages -
* [EIB Current Account](https://www.paisabazaar.ae/emirates-islamic-current-account-bact/)
* [EIB Savings Accounts](https://www.paisabazaar.ae/emirates-islamic-savings-account-bact/)
* [EIB Customer Care](https://www.paisabazaar.ae/bank-accounts/emirates-islamic-bank-customer-care-number/)
* [EIB Statement](https://www.paisabazaar.ae/bank-accounts/articles/emirates-islamic-bank-statement/)
* [EIB Balance Check](https://www.paisabazaar.ae/bank-accounts/articles/emirates-islamic-bank-balance-check/)
* [Generate Debit Card ATM Pin](https://www.paisabazaar.ae/bank-accounts/debit-card/generate-emirates-islamic-bank-atm-pin/)
## Frequently Asked Questions
### Will I receive a debit card if I have a foreign currency current account?
No, a debit card is offered only to those holding an AED currency current account at EIB.
### Can I open an EIB salary account if my monthly salary is AED 4,000?
No, you cannot open a salary account at EIB with a salary of AED 4,000. The minimum salary criteria is AED 5,000.
### I opened an EIB current account 2 months back. Do I have to pay any charges if I close it now?
Yes, you will have to pay a fee of AED 105.
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### Ruchi Gohri
Senior Content Writer
Senior Content Writer | She has a penchant for writing and with over 5 years of experience, she plays around with words elegantly, crafting simple content for all to read. In her free time, she loves her couch either to read or catch on to her sleep.
[Read more ⌄](https://www.paisabazaar.ae/author/ruchi-gohri/)