# Emirates NBD Bank Salary Account in UAE

**Published:** 2024-10-08T07:40:28.019Z
**Updated:** 2026-07-30T16:30:45.797Z
**Author:** Ruchi Gohri
**Original Url:** https://www.paisabazaar.ae/bank-accounts/articles/emirates-nbd-bank-salary-account/

With an Emirates NBD Salary Account, you get a reliable banking partner dedicated to supporting your financial journey. You can enjoy convenient options such as online banking, mobile banking, WhatsApp banking, and interactive teller machines, making it easy to manage your finances anytime, anywhere. ...read more

With different types of Emirates NBD bank accounts, you can easily pick one that matches your specific needs to efficiently manage your funds. Additionally, you can enjoy exciting credit card offers and more perks like free debit card, chequebooks, teller transactions, and insurance coverage. 

## Types of Emirates NBD Salary Accounts in the UAE 

There are 3 major types of Emirates NBD Salary Accounts —

### 1\. Standard Current Account

A [current account](https://www.paisabazaar.ae/bank-accounts/current-accounts/) is designed for everyday transactions. Typically, these accounts don’t earn interest or offer very low interest rates compared to savings accounts.

### 2\. Special Current Account

This account is tailored for those who transfer their salary to Emirates NBD. It allows you to earn interest in multiple currencies and offers exclusive benefits for salary transfers.

### 3\. Islamic Current Account 

This [Emirates NBD bank account](https://www.paisabazaar.ae/bank-accounts/emirates-nbd-bank-accounts-bac/) is based on the Qard Hassan principle that provides a Sharia-compliant banking solution. Unlike conventional accounts that earn interest, this account does not generate any profit payments, aligning with Islamic banking principles.

**Here are the key features and benefits of all these accounts —**

| Account Type | Standard Current Account | Special Current Account | Islamic Current Account  |
| --- | --- | --- | --- |
| Transfers | 60-second transfers with DirectRemit | N/A | 60-second transfers with DirectRemit |
| Savings on Debit Card Deals | Up to AED 4,000  | N/A | Up to AED 4,000 |
| Account Opening Fees | No fees | No fees | No fees |
| Supported Currencies Besides AED | USD, CAD, AUD, SGD, JOD, KWD, SAR, QAR, OMR, BHD, and SAR | Only in AED or USD | AED and USD |
| Teller Transactions  (based on banking package) | Up to 10 free transactions per month  | Up to 10 free transactions per month  | Up to 10 free transactions per month  |
| First Chequebook | Free | Free | Free |
| Eligibility | Salaried, non-salaried, and self-employed individuals can apply | Exclusive for employees of select companies | UAE citizens/residents  |
| Minimum Balance Requirement | AED 3,000 minimum balance and salary  | N/A | AED 3,000 minimum balance and salary |
| Interest Rate | N/A | 0.1% p.a.<br>(calculated daily) | N/A |

  

## Emirates NBD Bank Salary Account Benefits

Choosing an Emirates NBD bank account for salary means getting exceptional service and innovative tools designed to meet your financial needs effectively.

Here are some more benefits that the Emirates NBD salary account offers across various packages —

| Features | Beyond Package | Plus Maximiser |
| --- | --- | --- |
| Minimum Balance | AED 15,000 to AED 49,999 | AED 5,000 to AED 14,999 |
| Cards | 5 additional debit cards + a free card<br>Choose 5 credit cards | Free debit card +5 supplementary cards<br>Option to choose 5 credit cards |
| Other Benefits | Beyond deals provide rewards up to AED 50,000<br>Up to AED 5,000 in rewards for loans<br>Free, limitless international remittances<br>15 monthly cash back rewards worth AED 2,000 | Incredible credit card promotions<br>Monthly winners get an AED 500 reward<br>8 free teller transactions each month<br>Free insurance coverage of AED 100,000 |

## Emirates NBD Bank Salary Account Opening Requirement

Here are the eligibility requirements for the mentioned Emirates NBD accounts —

| Account Type | Standard Current Account | Special Current Account | Islamic Current Account  |
| --- | --- | --- | --- |
| Minimum Balance Requirement | AED 3,000 minimum balance and salary  | N/A | AED 3,000 minimum balance and salary |

**Note** that the package eligibility varies based on minimum salary requirements —

| Package | Minimum Salary Requirement |
| --- | --- |
| Classic Package | No specific requirement |
| Plus Package | AED 5,000 |
| Persona Banking Beyond/UAE National | AED 15,000 |
| Priority Banking/Priority UAE National | AED 50,000 |

## Documents Required for Emirates NBD Salary Account Opening Online 

The following documents may be required to open an Emirates NBD bank account —

### For UAE Nationals

| Category | Documents Required |
| --- | --- |
| Identification | Emirates ID<br>Copy of your passport |
| For Salary Transfer Accounts | Copy of your Labour Card<br>Copy of your Employee ID<br>Latest salary letter |

### For Expats

| Category | Documents Required |
| --- | --- |
| Identification | Emirates ID (original and a copy)<br>Copy of your passport |
| For Salary Transfer Accounts | Salary transfer letter (issued in the last 30 days for non-government companies)<br>Recent payslip<br>Previous month’s salary statement<br>Appointment letter or contract copy<br>Consolidated HR letter with employee salary details |
| For Multiple Accounts | HR consolidated letter (with each employee's pay included) |

### Non-Residents

| Category | Documents Required |
| --- | --- |
| Identification | Passport and a copy with visa page<br>One of the following documents —Reference letter from a banker in your home country, confirming a minimum 12-month relationship and including your residential address as per bank records<br>Utility bill (no older than 3 months)<br>Bank statements (no older than 3 months) |

### GCC Nationals

| Category | Documents Required |
| --- | --- |
| Identification | Copy of Passport or UAE National ID  |
| For Current or Checking Accounts | Any one of the following documents —UAE National ID<br>Letter from employer<br>Copy of recent telephone or electricity bill (not more than 3 months old)<br>Tenancy contract in your name<br>Copy and Original Labour Card<br>Copy and Original Work Permit |

  

## How to Open Bank Account in UAE for Salary Online?

By following the steps below, you can easily open an Emirates NBD account in UAE with Paisabazaar.ae —

*   **Step1-** Visit [paisabazaar.ae](https://www.paisabazaar.ae/) 
*   **Step2-**Click on the Banking Products in the main menu
*   **Step3-**Select [Open Bank Account](https://www.paisabazaar.ae/bank-accounts/) from the drop-down
*   **Step4-**Select the type and proceed
*   **Step5-**Fill out the necessary fields and select a relevant account
*   **Step6-**Complete the application and click on Apply

For further assistance, you can get in touch with our customer service representatives.

## Emirates NBD Salary Account Opening Fees and Charges

Here are the fees and charges that may apply as per the package —

| Charge (Inclusive of VAT) | Classic | Plus/Youth Package | Go4it/Ladies Banking (Homemaker)/Plus Maximiser | Executive/Man Utd Beyond/UAE National Package |
| --- | --- | --- | --- | --- |
| Minimum Monthly Average Relationship Balance  | AED 3,000 | N/A | N/A | N/A |
| Minimum Monthly Salary Transfer  | NA | AED 5,000 | AED 5,000 | AED 15,000 |
| Monthly Maintenance Fees (Exempted if maintaining prescribed balance) | AED 26.25  | AED 26.25  | AED 26.25  | AED 26.25  |
| Cancellation of Demand Draft / Manager’s Cheque | Free | Free | Free | Free |
| Account Opening Fee | Free | Free | Free | Free |
| Debit Card Replacement Fee | AED 26.25 | AED 26.25 | AED 26.25 | AED 26.25 |

## Open Salary Accounts in Other Top UAE's Banks -

*   [SCB Salary Account](https://www.paisabazaar.ae/bank-accounts/standard-chartered-salary-account/)
*   [HSBC Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/hsbc-bank-salary-account/)
*   [ADCB Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/adcb-bank-salary-account/)
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*   [SIB Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/sharjah-islamic-bank-salary-account/)
*   [FAB Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/fab-bank-salary-account/)
*   [RAKBANK Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/rak-bank-salary-account/)
*   [EIB Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/emirates-islamic-bank-salary-account/)
*   [ADIB Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/adib-salary-account/)
*   [CBD Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/cbd-bank-salary-account/)
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*   [Al Masraf Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/al-masraf-bank-salary-account/)
*   [NBF Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/nbf-bank-salary-account/)
*   [Ajman Salary Account](https://www.paisabazaar.ae/bank-accounts/articles/ajman-bank-salary-account/)

## Emirates NBD Related Pages -

*   [Emirates NBD Current Account](https://www.paisabazaar.ae/emirates-nbd-current-account-bact/)
*   [Emirates NBD Savings Accounts](https://www.paisabazaar.ae/emirates-nbd-savings-account-bact/)
*   [Emirates NBD Customer Care](https://www.paisabazaar.ae/bank-accounts/emirates-nbd-customer-care-number/)
*   [Emirates NBD Statement](https://www.paisabazaar.ae/bank-accounts/articles/emirates-nbd-bank-statement/)
*   [Emirates NBD Balance Check](https://www.paisabazaar.ae/bank-accounts/articles/emirates-nbd-balance-check/)
*   [Generate Debit Card ATM Pin](https://www.paisabazaar.ae/bank-accounts/debit-card/generate-emirates-nbd-atm-pin/)

## Frequently Asked Questions

### What is the minimum salary for Emirates NBD salary account?

The minimum salary requirement for an Emirates NBD salary account varies by package — 

*   Classic Package: No specific requirement
*   Plus Package: AED 5,000
*   UAE National Package: AED 15,000
*   Priority UAE National Package: AED 50,000

### What is the minimum balance for Emirates NBD?

Emirates NBD minimum balance for salary account is AED 3,000

### Is Emirates NBD debit card free?

Yes, you can get a free debit card with up to 5 supplementary debit cards.

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### Ruchi Gohri

Senior Content Writer

Senior Content Writer | She has a penchant for writing and with over 5 years of experience, she plays around with words elegantly, crafting simple content for all to read. In her free time, she loves her couch either to read or catch on to her sleep.

[Read more ⌄](https://www.paisabazaar.ae/author/ruchi-gohri/)