# Standard Chartered Bank Current Account

**Original Url:** https://www.paisabazaar.ae/bank-accounts/standard-chartered-bank-current-account/

Bank Accounts in the UAE

Whether you're an individual or own a business, a current account is essential for handling daily transactions, ensuring quick access to funds, and maintaining smooth cash flow. [Standard Chartered Bank](https://www.paisabazaar.ae/bank-accounts/standard-chartered-bank-accounts-bac/) current account offers this flexibility, convenience, and features to streamline your banking experience.

**You can choose from 2 different accounts, each offering unique benefits —**

*   **Multiple Currency Options:** Access a wide range of currencies for global transactions. You can even benefit from their appreciation if you open a current account.
*   **Transaction Convenience:** Enjoy unlimited deposits and withdrawals with no limits. Plus, receive your first cheque book for free when you open an AED-denominated Current or Saadiq Account.
*   **Internationally Recognised Debit Card:** Use your debit card worldwide for ATM withdrawals and online or merchant purchases, with 24/7 access to your account.
*   **Full Range of Services:** Manage your funds 24/7, set up standing instructions, and deposit cash via Cash Deposit Machines (CDMs).

## Types of Standard Chartered Bank Current Account 

**There are 2 major types of Standard Chartered Bank current accounts —**

1.  **Current Account -** With the [Current Account](https://www.paisabazaar.ae/bank-accounts/current-accounts/), you can enjoy access to a wide range of currencies, making it ideal for both local and international transactions. You can also conveniently access your funds anytime. This provides you with complete flexibility in managing your finances.
2.  **Saadiq Current Account -** The Saadiq Current Account is approved by an independent Shariah Supervisory Committee. This ensures that your banking is in full compliance with Islamic principles. Your funds are segregated and used exclusively for Shariah-approved purposes, giving you peace of mind when banking.

## Features & Benefits of Standard Chartered Bank Current Account in the UAE

Here are some of the benefits that await when you open your current account with this bank —

| Features & Benefits | Description |
| --- | --- |
| Manage Banking On the Go | Access and manage your account anytime using the award-winning SC Mobile app, available for iPhone, iPad, and Android devices |
| Higher Withdrawal Limit | Enjoy higher withdrawal limits from a wide network of ATMs, including UAE Switch ATMs, for easier access to your funds |
| Local Bill Payments | Pay utility bills for services like DEWA, Etisalat, and Du easily via Online Banking |
| SMS Alerts | Receive SMS alerts instantly for every transaction made on your bank or credit card accounts |
| eStatements | Get secure eStatements for your accounts online, eliminating the need for paper statements |
| Pay Credit Cards for Free | Pay your credit card bills from other banks free of charge using Online Banking or Mobile Banking |

  

## Eligibility Criteria to Open Standard Chartered Bank Account 

You may need to fulfil the following eligibility requirements to open bank account with Standard Chartered Bank —

| Minimum Age | Must be 21 years or above |
| --- | --- |
| Nationality  | UAE Nationals and Residents  |

## Documents for Standard Chartered Bank Current Account Opening in UAE

The below-mentioned documents are required to open Standard Chartered Bank account —

| Identification | Copy or original Emirates ID, Passport & Resident Visa |
| --- | --- |

  

## How to Open a Bank Account in UAE?

Wondering how to open a bank account with Standard Chartered Bank? Follow these steps —

1.  On [Paisabazaar.ae](https://www.paisabazaar.ae/), go to [Open Bank Account](https://www.paisabazaar.ae/bank-accounts/) in the Banking Products drop-down menu.
2.  Fill out the form to see bank account options.
3.  Choose your preferred account and click ‘Apply.’
4.  Follow the next instructions.

You can also get assistance from our customer service team to open your Standard Chartered Bank current account.

## Standard Chartered Bank Current Account Fees and Charges

Here’s an overview of the minimum initial balance along with the applicable fees — 

| Service | Charges |
| --- | --- |
| Monthly Service Charge | Nil |
| Initial Deposit | AED 10,000 |
| Monthly Average Balance | AED 3,000 |
| Fall-Below Fee | AED 26.25 |

Note: All fees and charges are inclusive of 5% VAT, where applicable and are subject to change.

## Open Current Account in Other UAE's Banks -

*   [Citibank Current Account](https://www.paisabazaar.ae/citibank-current-account-bact/)
*   [HSBC Current Account](https://www.paisabazaar.ae/hsbc-current-account-bact/)
*   [ADCB Current Account](https://www.paisabazaar.ae/adcb-current-account-bact/)
*   [ENBD Current Account](https://www.paisabazaar.ae/emirates-nbd-current-account-bact/)
*   [SIB Current Account](https://www.paisabazaar.ae/bank-accounts/sharjah-islamic-bank-current-account/)
*   [RAKBANK Current Account](https://www.paisabazaar.ae/bank-accounts/rakbank-current-account/)
*   [EIB Current Account](https://www.paisabazaar.ae/emirates-islamic-current-account-bact/)
*   [FAB Current Account](https://www.paisabazaar.ae/fab-current-account-bact/)
*   [ADIB Current Account](https://www.paisabazaar.ae/adib-current-account-bact/)
*   [CBD Current Account](https://www.paisabazaar.ae/cbd-current-account-bact/)
*   [DIB Current Account](https://www.paisabazaar.ae/dubai-islamic-bank-current-account-bact/)
*   [Al Hilal Current Account](https://www.paisabazaar.ae/al-hilal-bank-current-account-bact/)
*   [Al Masraf Current Account](https://www.paisabazaar.ae/bank-accounts/al-masraf-bank-current-account/)
*   [NBF Current Account](https://www.paisabazaar.ae/nbf-current-account-bact/)
*   [Ajman Current Account](https://www.paisabazaar.ae/ajman-bank-current-account-bact/)

## SCB Related Pages -

*   [SCB Current Account](https://www.paisabazaar.ae/bank-accounts/standard-chartered-bank-current-account/)
*   [SCB Savings Accounts](https://www.paisabazaar.ae/bank-accounts/standard-chartered-bank-savings-account/)
*   [SCB Salary Accounts](https://www.paisabazaar.ae/bank-accounts/standard-chartered-salary-account/)
*   [SCB Customer Care](https://www.paisabazaar.ae/bank-accounts/standard-chartered-bank-customer-care-number/)
*   [SCB Statement](https://www.paisabazaar.ae/bank-accounts/articles/standard-chartered-bank-statement/)
*   [SCB Balance Check](https://www.paisabazaar.ae/bank-accounts/articles/standard-chartered-bank-balance-check/)
*   [Generate Debit Card ATM Pin](https://www.paisabazaar.ae/bank-accounts/debit-card/generate-scb-atm-pin/)

## Frequently Asked Questions

### What is the minimum balance in a standard chartered account?

The minimum balance for a Standard Chartered Current Account is AED 3,000 in the UAE. However, this can vary depending on your location and account type you choose.

### Does Standard Chartered operate in the UAE?

Yes, Standard Chartered operates in the UAE with several branches and ATMs. The regional centre for its activities in the Middle East and Africa is currently Dubai. Additionally, it is the headquarters for Standard Chartered Saadiq, the bank's Islamic Banking business.

### Is Standard Chartered Bank good in the UAE?

Yes, Standard Chartered is highly regarded in the UAE for its global banking services, innovative products, and customer service. It offers a variety of banking solutions, including personal accounts, business banking, and wealth management services, and has an established presence in the region.

## Account Types

*   [Top 15 Salary Accounts in UAE 2026](https://www.paisabazaar.ae/bank-accounts/best-salary-account-uae/)
*   [Current Account](https://www.paisabazaar.ae/bank-accounts/current-accounts/)
*   [Saving Account](https://www.paisabazaar.ae/bank-accounts/saving-accounts/)
*   [Salary Account](https://www.paisabazaar.ae/bank-accounts/salary-account-act/)

## Bank Wise Account

*   [Citibank Accounts](https://www.paisabazaar.ae/bank-accounts/citibank-accounts-bac/)
*   [Standard Chartered Bank Account](https://www.paisabazaar.ae/bank-accounts/standard-chartered-bank-accounts-bac/)
*   [HSBC Bank Accounts](https://www.paisabazaar.ae/bank-accounts/hsbc-bank-accounts-bac/)
*   [ADCB Bank Accounts](https://www.paisabazaar.ae/bank-accounts/adcb-bank-accounts-bac/)
*   [Emirates NBD Bank Accounts](https://www.paisabazaar.ae/bank-accounts/emirates-nbd-bank-accounts-bac/)
*   [Sharjah Islamic Bank](https://www.paisabazaar.ae/bank-accounts/sharjah-islamic-bank-accounts/)
*   [FAB Bank Accounts](https://www.paisabazaar.ae/bank-accounts/fab-bank-accounts-bac/)
*   [RAKBANK Accounts](https://www.paisabazaar.ae/bank-accounts/rakbank-accounts-bac/)
*   [Emirates Islamic Bank (EIB) Accounts](https://www.paisabazaar.ae/bank-accounts/emirates-islamic-bank-accounts-bac/)
*   [Standard Chartered Salary Account](https://www.paisabazaar.ae/bank-accounts/standard-chartered-salary-account/)
*   [ADIB Bank Accounts](https://www.paisabazaar.ae/bank-accounts/adib-bank-accounts-bac/)
*   [CBD Bank Accounts](https://www.paisabazaar.ae/bank-accounts/cbd-bank-accounts-bac/)
*   [Dubai Islamic Bank Accounts](https://www.paisabazaar.ae/bank-accounts/dubai-islamic-bank-accounts-bac/)
*   [Al Hilal Bank Accounts](https://www.paisabazaar.ae/bank-accounts/al-hilal-bank-accounts-bac/)
*   [Al Masraf Bank Accounts](https://www.paisabazaar.ae/bank-accounts/al-masraf-bank-accounts/)
*   [NBF Bank Accounts](https://www.paisabazaar.ae/bank-accounts/nbf-bank-accounts-bac/)
*   [Ajman Bank Accounts](https://www.paisabazaar.ae/bank-accounts/ajman-bank-accounts-bac/)

## Bank Account Swift Code

*   [Al Masraf Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/al-masraf-bank-swift-code/)
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*   [RAKBANK Swift Code](https://www.paisabazaar.ae/bank-accounts/rakbank-swift-code/)
*   [Sharjah Islamic Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/sharjah-islamic-bank-swift-code/)
*   [Citibank Swift Code](https://www.paisabazaar.ae/bank-accounts/citibank-swift-code/)
*   [Standard Chartered Bank SWIFT Code](https://www.paisabazaar.ae/bank-accounts/standard-chartered-bank-swift-code/)
*   [HSBC Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/hsbc-bank-swift-code/)
*   [ADCB Swift Code](https://www.paisabazaar.ae/bank-accounts/adcb-swift-code/)
*   [Emirates NBD Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/emirates-nbd-bank-swift-code/)
*   [First Abu Dhabi Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/first-abu-dhabi-bank-swift-code/)
*   [Emirates Islamic Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/emirates-islamic-bank-swift-code/)
*   [ADIB Swift Code](https://www.paisabazaar.ae/bank-accounts/adib-swift-code/)
*   [Dubai Islamic Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/dubai-islamic-bank-swift-code/)
*   [Commercial Bank of Dubai Swift Code](https://www.paisabazaar.ae/bank-accounts/commercial-bank-of-dubai-swift-code/)
*   [Al Hilal Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/al-hilal-bank-swift-code/)
*   [Ajman Bank Swift Code](https://www.paisabazaar.ae/bank-accounts/ajman-bank-swift-code/)