# Finance House Car Loan in UAE **Original Url:** https://www.paisabazaar.ae/car-loans/finance-house-car-loan/ Finance House has the right solution to make you a car owner effortlessly! Established in 2004, it is one of the first independent finance companies in the UAE. Among its diverse offerings is Finance House car loan, which is flexible and transparent, and allows you to finance a new or used car with low interest rates. ...read more Keep on reading to learn more about Finance House auto loans! ## Top Car Loan Plans in Dubai Emirates NBD Plan Name Auto Loans Minimum Salary (AED) 5000 Fixed Rate 1.99% Reducing Rate N/A Flexible Repayment Free Bank Account Minimum Documentation Abu Dhabi Commercial Bank Plan Name Car Loan Minimum Salary (AED) 5000 Fixed Rate 1.99% Reducing Rate 3.65% Flexible Repayment Fast Track Approvals Minimum Documentation Emirates NBD Plan Name Flexi Drive Minimum Salary (AED) 5000 Fixed Rate 1.92% Reducing Rate N/A Fast Track Approvals Minimum Documentation Abu Dhabi Islamic Bank Plan Name Car Finance Minimum Salary (AED) 5000 Fixed Rate N/A Reducing Rate N/A Flexible Repayment Fast Track Approvals Minimum Documentation RAKBANK Plan Name Car Loans Minimum Salary (AED) 5000 Fixed Rate N/A Reducing Rate N/A Flexible Repayment No Salary Transfer Minimum Documentation Table of Content * [Top Car Loan Plans in Dubai](#top-car-loan-plans-in-dubai) * [Finance House Car Loan: Overview](#finance-house-car-loan overview) * [Key Features and Benefits of Finance House Auto Loan](#key-features-and-benefits-of-finance-house-auto-loan) * [Eligibility Criteria for Finance House Car Loan](#eligibility-criteria-for-finance-house-car-loan) * [Finance House Auto Finance: Necessary Documents](#finance-house-auto-finance-necessary-documents )  * [How to Get a Car Loan in the UAE?](#how-to-get-a-car-loan-in-the-uae) * [Frequently Asked Questions](#frequently-asked-questions) ## Finance House Car Loan: Overview Finance House auto finance is a popular loan product among UAE residents. It gives you the opportunity to bring home the car you want with minimal paperwork and zero financial stress. The benefits of this [car loan in UAE](https://www.paisabazaar.ae/car-loans/) are plenty. You can enjoy a high finance amount, attractive interest rates, minimal documentation, and an easy application process. On top of that, you can also get additional perks and benefits like comprehensive auto insurance, a credit card that is free for life, and more. So whether you want to buy a new or used car, you can confidently choose the Finance House vehicle loan option. ## Key Features and Benefits of Finance House Auto Loan Let’s take a look at some specific features and benefits of Finance House car loan — ### Competitive Interest Rate Finance House offers vehicle loans at attractive interest rates. For new cars, the rates start at 7%. For used cars, meanwhile, the rates start at 8%.  ### Flexible Loan Tenure You can repay your loan across a 60-month repayment period.  ### High Finance Amount A key benefit of Finance House auto loans is that you can get a high finance amount of up to AED 250,000.  ### Low Down Payment The provider allows you to finance your car with a low down payment of 20%.  ### Fast Loan Approvals You can experience a quick and hassle-free application process with loan approvals done as quickly as within a day.  ### Additional Benefits With this loan, you can enjoy outstanding benefits such as a free-of-cost credit card, comprehensive insurance with attractive premiums, optional salary transfer requirements, and much more.  ## Eligibility Criteria for Finance House Car Loan To get a car loan from Finance House, you must meet the following eligibility criteria — | Criteria | Requirements | | --- | --- | | Age | Minimum — 21 years
Maximum — 60 years | | Nationality | UAE nationals and expats | | Employment Status | Salaried and self-employed | | Minimum Salary (per month) | AED 10,000  | | Salary Transfer | Optional | ## Finance House Auto Finance: Necessary Documents  While applying for a Finance House car loan, keep the following documents ready: ☑️️ Valid UAE visa (for expats) ☑️️ Passport ☑️️ Driving licence copy ☑️Latest 3 months’ bank statements ☑️Current dated salary certificate ☑️️ Trade licence (for self-employed applicants) ✍️**Note** * All documents must be valid * Originals and copies of each document must be presented * Additional documents may be required at the bank’s discretion ## How to Get a Car Loan in the UAE? Applying for a car loan is easy with Paisabazaar.ae. By following the steps below, you can easily get the best options from the top banks and financial institutions in the UAE — * On the Paisabazaar.ae homepage, click on the ‘Car Loan’ button * Fill out the lead form by entering the required details, such as your name, income, and more * Compare the options available on the quotes page * Select one that fits your needs and budget * Apply for it **Apply for Car Loan from Paisabazaar.ae!** It’s done! One of our representatives will contact you shortly. ## Frequently Asked Questions ### Q1. Can I finance a used car at the Finance House in the UAE? Yes, you can easily get both new and used cars with an auto loan from Finance House. In fact, the loan for used cars starts at an attractive interest rate of 8%. ### Q2. Can I get a Finance House car loan without a salary transfer? Yes, you can apply for a Finance House auto loan without any salary transfer. ### Q3. What is the minimum age to apply for a Finance House car loan in the UAE? You should be at least 21 years old to get a Finance House car loan in UAE. ### Q4. What is the minimum and maximum amount of car loan I can acquire through Finance House? The loan amount of the auto loans of Finance House ranges from AED 15,000 to AED 250,000. ### Q5. How much minimum monthly salary do I need to apply for a Finance House car loan in the UAE? You must have a monthly salary of AED 10,000 or more to apply for a Finance House car loan. ## People Also Looking For [Top Credit Cards In Uae](https://www.paisabazaar.ae/credit-cards/)[Credit Cards With Lounge Access](https://www.paisabazaar.ae/credit-cards/articles/5-credit-cards-offering-complimentary-airport-lounge-access/)[Credit Cards With Cash Back](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/)[Application Credit Card Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-credit-card-application-status/)[NBD Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-emirates-nbd-credit-card-application-status/)[Free Credit Card Lifetime](https://www.paisabazaar.ae/credit-cards/free-for-life-credit-cards/)[Apply For Credit Card Instant Approval](https://www.paisabazaar.ae/credit-cards/articles/want-a-credit-card-with-instant-approval-here-are-your-options/) [Good Credit Cards For Beginners](https://www.paisabazaar.ae/credit-cards/articles/best-credit-cards-for-beginners-in-uae/)[Adcb Bank Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-adcb-credit-card-application-status/)[Top Credit Cards With No Annual Fees](https://www.paisabazaar.ae/credit-cards/articles/top-credit-cards-with-no-annual-fee-in-uae/)[Credit Card Eligibility](https://www.paisabazaar.ae/credit-cards/articles/credit-card-eligibility-in-uae/)[Credit Card Without Salary](https://www.paisabazaar.ae/credit-cards/articles/get-a-credit-card-in-uae-without-a-job/)[Emirate Id Card Status](https://www.paisabazaar.ae/credit-cards/articles/check-your-emirates-id-status/)[credit card in uae](https://www.paisabazaar.ae/credit-cards/) Other Banking Product By finance-house * [Finance House Credit Cards](https://www.paisabazaar.ae/credit-cards/finance-house-credit-cards/) * [Finance House Personal Loan](https://www.paisabazaar.ae/personal-loans/finance-house-personal-loan/) ## Car Loans * [Car Loan in UAE with Salary Transfer](https://www.paisabazaar.ae/car-loans/car-loan-with-salary-transfer-in-uae/) * [Car Loan with Salary Transfer](https://www.paisabazaar.ae/car-loans/car-loan-with-salary-transfer-in-uae/) * [Car Loan for Self-Employed Professional](https://www.paisabazaar.ae/car-loans/car-loan-for-self-employed-professional-in-uae/) * [Car Loan in UAE for Expats](https://www.paisabazaar.ae/car-loans/car-loan-for-expats/) * [Car Loan in UAE Without Salary Transfer](https://www.paisabazaar.ae/car-loans/car-loan-without-salary-transfer/) * [Car Loans for UAE Nationals](https://www.paisabazaar.ae/car-loans/car-loans-for-uae-nationals/) ## Car Loan Providers * [ADCB Loan](https://www.paisabazaar.ae/car-loans/adcb-car-loan/) * [ADIB Loan](https://www.paisabazaar.ae/car-loans/adib-car-loan/) * [RAKBANK Loan](https://www.paisabazaar.ae/car-loans/rak-bank-car-loan/) * [HSBC Loan](https://www.paisabazaar.ae/car-loans/hsbc-car-loan/) * [Emirates NBD Loan](https://www.paisabazaar.ae/car-loans/emirates-nbd-car-loan/) * [FAB Loan](https://www.paisabazaar.ae/car-loans/fab-car-loan/) * [CBD Loan](https://www.paisabazaar.ae/car-loans/cbd-car-loan/) * [Emirates Islamic Bank Loan](https://www.paisabazaar.ae/car-loans/emirates-islamic-bank-car-loan/) * [Dubai Islamic Bank Loan](https://www.paisabazaar.ae/car-loans/dib-car-loan/) * [United Arab Bank Loan](https://www.paisabazaar.ae/car-loans/united-arab-bank-car-loan/) * [Sharjah Islamic Bank Loan](https://www.paisabazaar.ae/car-loans/sharjah-islamic-bank-car-loan/) * [Ajman Bank Loan](https://www.paisabazaar.ae/car-loans/ajman-bank-car-loan/) * [Arab Bank Loan](https://www.paisabazaar.ae/car-loans/arab-bank-car-loan/) * [Al Hilal Bank Loan](https://www.paisabazaar.ae/car-loans/al-hilal-bank-car-loan/)