# ADCB Lulu Titanium Credit Card **Original Url:** https://www.paisabazaar.ae/credit-cards/adcb-lulu-titanium-credit-card/ The ADCB Lulu Titanium credit card is a popular choice among UAE residents. The card offers incredible Lulu Points on every purchase, with extra rewards for spending at Lulu stores. As a cardholder, you can enjoy benefits like no annual fee, complimentary airport lounge access, and other exclusive discounts. In fact, with easy redemption options for Lulu vouchers, this card provides everyday deals and offers. ...read more ## Best ADCB Credit Cards in UAE Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE ## ADCB LuLu Titanium Credit Card Benefits Find the major ADCB LuLu Titanium card benefits in the table below —  | Basic Benefits | Travel Benefits | Lifestyle Benefits | | --- | --- | --- | | **0% Interest Payment Plan**0% interest payment plan on school fees | **Airport Lounge Access**Unlimited complimentary access to over 10 Mastercard airport lounges across the world | **Earn LuLu Points**Get AED 50 voucher per 5,000 LuLu points
Earn 0.4 points on quick service restaurants, auto dealers, supermarkets, and insurance purchases
Earn 0.2 points on government service, real estate, telecommunication, charity, transport, education, and fuel | | **Credit Shield**Complimentary life cover available with Credit Shield | **Taxi Ride Discounts**25% discount (on two rides each month) with Hala Taxi on the Careem app | **‘Buy 1 Get 1’ Offer**Exclusive offers on dining, premium spas, and more across the Middle East and Africa | | **Auto Debit Instructions**Easily set up auto debit instructions to pay via savings or current account |   | **Talabat App Offers**20% discount on all Talabat food and grocery deliveries | | **Credit Card Loan**Low interest rate on credit card loans — easy repayment in 48 months |   |   | | **FlexiPay**Pay the retail balance of your card in small monthly instalments via FlexiPay |   |   | ## Know Your Eligibility for ADCB LuLu Titanium Credit Card You need to fulfil the given eligibility requirements to apply for the LuLu Titanium credit card by ADCB — | Eligibility Type | Criteria | | --- | --- | | Minimum Age  | 21 Years | | Minimum Salary | AED 5,000 | | Nationality | UAE national or expatriate | | Status of Employment | Salaried or self-employed | | Credit Score | As per ADCB | ## LuLu Titanium Credit Card by ADCB — Documents Checklist Here are the lists of documents required for ADCB card application processing — | For Salaried Individuals | For Self-Employed Individuals | | --- | --- | | ✅ Emirates ID
✅ Passport
✅ Residence Visa (for expat applicants)
✅ Salary Proof- Salary Slip/ Salary Certificate
✅ Latest 3-6 Months’ Personal Bank Statement | ✅ Emirates ID
✅ Passport
✅ Residence Visa (for expats) 
✅ Trade Licence and MOA
✅ Latest 3-6 Months’ Company Bank Statement | Things to Keep In Mind 💡 * Your submitted documents must be valid  * Keep both the originals and copies of each document ready * ADCB may require additional document(s) Best ADCB Credit Card Offers [ADCB 0% Balance Transfer Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-0-balance-transfer-offers/) [ADCB AED 100 of Carrefour & Amazon Vouchers Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-aed-100-of-carrefour-amazon-vouchers-offers/) [ADCB Agoda Offer Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-agoda-offer-offers/) [ADCB Airmiles Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-airmiles-offers/) [ADCB Airport Lounge Access Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-airport-lounge-access-offers/) [ADCB Airport Meet & Greet Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-airport-meet-greet-offers/) [ADCB Airport Pick-Up / Drop Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-airport-pickup-drop-offers/) [ADCB Airport Transfer Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-airport-transfer-offers/) [ADCB Amazon Prime Membership Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-amazon-prime-membership-offers/) [ADCB Avis Car Rental Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-avis-car-rental-offers/) [ADCB Careem Rides Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-careem-rides-offers/) [ADCB Education Cover Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-education-cover-offers/) [ADCB Fitness First Privileges Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-fitness-first-privileges-offers/) [ADCB Free for Life Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-free-for-life-offers/) [ADCB Free Supplementary Cards Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-free-supplementary-cards-offers/) [ADCB Fuel Spends Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-fuel-spends-offers/) [ADCB Insurance Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-insurance-offers/) [ADCB Metal Card Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-metal-card-offers/) [ADCB Roadside Assistance Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-roadside-assistance-offers/) [ADCB Skywards Miles Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-skywards-miles-offers/) [ADCB Skywards Silver Membership Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-skywards-silver-membership-offers/) [ADCB Smiles Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-smiles-offers/) [ADCB Valet Parking Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-valet-parking-offers/) [ADCB Zomato Pro Membership Credit Card offers](https://www.paisabazaar.ae/credit-cards/abu-dhabi-commercial-bank-credit-card-zomato-pro-membership-offers/) ## Apply for ADCB LuLu Titanium Credit Card via Paisabazaar.ae At Paisabazaar.ae, we are committed to ensuring a seamless card application process for you! With us, you can easily apply for your favourite card in just a few clicks! Follow these steps — 1. **Lead Form** : Click here to access the [lead form](#) 2. **Submit the Form :** Enter your details correctly and submit it 3. **Compare and Choose :** Compare all the cards listed on the quotes and choose one based on your specific requirements 4. **Apply to Complete the Process** : Apply, submit the application, and wait for our call! Note: We will connect with you shortly after receiving your application.  ### Here are the exclusive perks we offer — * Choose a card from a wide range of options available * Get the most relevant guidance from our credit card experts’ team, whenever required * Quick and hassle-free card application process * Free access to our website’s ‘Articles’ section  ## LuLu ADCB Titanium Card — Fees and Charges Stay updated with the primary fees and charges associated with the ADCB LuLu Titanium credit card —  | Type of Fee | Charges | | --- | --- | | Annual Fee | No fee | | Over-Limit Fee | AED 288.75 | | Late Payment Fee | AED 241.5 | | Foreign Currency Transaction Fee | AED 0.024 | | Retail Interest | AED 0.0325 | ## Frequently Asked Questions ### Q1: How do I earn Lulu Points through the ADCB LuLu Titanium card? **Ans:** You earn Lulu Points on every purchase, with bonus points for spends at Lulu stores. ### Q2: Where can I redeem my Lulu Points? **Ans:** You can redeem points for shopping vouchers at Lulu stores and other lifestyle purchases across the UAE.  ### Q3: What documents are required to apply? **Ans:** Generally, you need a valid Emirates ID, passport copy, UAE residence visa, and salary certificate or bank statement. ### Q4: Does the card offer travel or lounge benefits? **Ans:** Yes, this card provides complimentary airport lounge access at select locations. ## Top Other Credit Cards From ADCB Bank [ADCB LuLu Platinum Credit Card](https://www.paisabazaar.ae/credit-cards/adcb-lulu-platinum-credit-card/) [Talabat ADCB Credit Card](https://www.paisabazaar.ae/credit-cards/adcb-talabat-credit-card/) [ADCB 365 Cashback Credit Card](https://www.paisabazaar.ae/credit-cards/adcb-365-cashback-credit-card/) [ADCB 365 Islamic Cashback Covered Card](https://www.paisabazaar.ae/credit-cards/adcb-365-islamic-cashback-covered-card/)