# ADIB Cashback Visa Platinum Card

**Original Url:** https://www.paisabazaar.ae/credit-cards/adib-cashback-visa-platinum-credit-card/

The ADIB Cashback Visa Platinum Card is designed for UAE residents who value instant savings, flexibility, and lifestyle privileges. With flat cashback on all purchases, global airport lounge access, and everyday practical benefits such as roadside assistance, it offers convenience coupled with financial empowerment. ...read more

## Most Popular Credit Card in UAE

Salary Range

Free for Life

### Cashback Credit Card

CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance

Minimum Salary:**5,000**

Annual Fee:**Free for Life**

5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining

Enjoy complimentary airport lounge access to over 25 lounges worldwide.

Cashback

### ULTRACASH Mastercard Touch Card

Valet ParkingBalance Transfer Facility0% Installment Plans

Minimum Salary:**10,000**

Annual Fee:**500**

Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates

10% cashback on Fuel for the first 3 months and 5% thereafter

Reward Points

### TouchPoints Visa Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan

Minimum Salary:**25,000**

Annual Fee:**1,050**

15,000 Bonus TouchPoints for spends of AED 15,000

VOX Cinemas Buy one get one FREE

  

## Overview of the ADIB Cashback Visa Platinum Card

The ADIB Cashback Visa Platinum Card offers unlimited 1% instant cashback on every purchase, making it perfect for daily expenses. It is issued by Abu Dhabi Islamic Bank (ADIB) and includes useful benefits like free roadside assistance and other lifestyle benefits. 

You also get features like ‘tap n pay’, 0% easy payment plan, cash withdrawal of up to 100% of the limit and a range of other benefits. The card is free of charge for the initial year, while an annual charge is levied from the second year. 

## Key Features of the ADIB Cashback Visa Platinum Credit Card

Take a look at the key features of the ADIB Cashback Visa Platinum Credit Card below:

| Benefits - Category | Description |
| --- | --- |
| 1% Cashback on All Spends | Get 1% cashback on all purchases |
| Grace Period | Up to 55 days’ profit-free period on new purchases<br>Applicable when the full outstanding amount is paid on time |
| Cash Withdrawal | Withdraw 100% of your finance limit as cash<br>Instant access to cash from ATMs when needed |
| Roadside Assistance | The roadside package includes the following complimentary services —Unlimited City Limit Towing Services<br>Inter-Emirate Towing (restricted to 3 instances per year)<br>Jump Start Services<br>Fuel Delivery Service<br>Flat Tyre Service<br>Lock Out Service<br>Transportation service for Vehicle Registration once annually (within the same city)<br>Car Rental for 24 hours (normal car) in connection with an accident |
| Mobile Banking Access | Manage your card via the ADIB Mobile App<br>Available on App Store, Google Play, and Huawei AppGallery |
| Complimentary Airport Lounge Access | Free access to airport lounges worldwide via Veloce Lounge<br>Relax and unwind with Wi-Fi, refreshments, and comfortable seating before your flight |
| Visa Platinum Benefits | Access exclusive Visa Platinum perks and offers worldwide<br>Includes travel, lifestyle, dining, and shopping deals from Visa partners |
| Valet Parking Privileges | Enjoy up to 2 complimentary standard valet services per month<br>Available at major malls in Abu Dhabi and Dubai for added convenience |
| 0% Easy Payment Plan | Convert purchases of AED 1,000+ into monthly instalments<br>Available at select partner merchants<br>No profit is charged during the instalment period |
| Supplementary Cards | Get four free supplementary cards<br>Share card benefits with eligible family members |
| Tap n Pay (Contactless Payments) | Make fast, secure payments with NFC technology<br>No PIN required for small transactions |
| Dining Discounts | Enjoy up to 25% Dining Discounts at dining partner restaurants |
| Balance Transfer Profit-Free Period | Enjoy 0% profit on balance transfers for the first 12 months<br>A one-time balance transfer fee of 3% or AED 300 (whichever is higher) applies |
| Easy Cash Facility | Access emergency funds easily via the ADIB Easy Cash facility during financial hardships.<br>Provides short-term liquidity, similar to a financial cushion for the cardholder’s family in unexpected situations. |
| Apply Now |

## Eligibility Criteria for ADIB Cashback Visa Platinum Card

Find below the major eligibility parameters for the [ADIB Credit Card](https://www.paisabazaar.ae/credit-cards/adib-credit-cards/), —

| Minimum Monthly Salary | AED 5,000 for salary transfer customers<br>AED 10,000 for non-salary transfer customers |
| --- | --- |
| Age Requirement | 21 years and above |
| Nationality | UAE Nationals and Expatriates |
| Employment Status | Salaried or Self-Employed |

Note: The ADIB Cashback Visa Platinum Credit Card is discontinued in the UAE. However, if you already have this card, you can continue to receive its perks and services.  

  

## Documents Required for ADIB Cashback Visa Platinum Card

The documents required to apply for the ADIB Cashback Visa Platinum Card are listed below: 

*   Emirates ID
*   Original and photocopy of a valid passport
*   Bank account statement (previous 3 months)
*   Salary certificate from present employer (not more than 30 days old)

Note: The bank may need additional documentation as per their requirements. 

## Fees & Charges of ADIB Cashback Visa Platinum Credit Card

Fees and charges for the ADIB Cashback Visa Platinum Card are as follows:

| Fees | Amount |
| --- | --- |
| Annual Fees | AED 1000 (Free for 1st year) |
| Annual Fees on Fifth Supplementary Cards | AED 1000 |
| Limit on Cash Withdrawal | 100 percent |
| Late Payment Charge | AED 100 |
| Card Replacement Charge | AED 75 |
| Cash Withdrawal Charge (ATM) | 3% (AED 99 minimum) |
| International Transaction Charge | 1.80% |
| Monthly Payment (monthly) | 5% (AED 100 minimum) |
| Temporary Limit Increase Charge | AED 50 |

## FAQ's on ADIB Cashback Platinum Credit Card

### Q1: What happens if I fail to make a payment or surpass my credit limit?

**Ans:** Late payment fees and over-limit charges may apply. Make timely payments to avoid additional expenses.

### Q2: Am I eligible for free valet parking with the ADIB Cashback Visa Platinum Card?

**Ans:** Yes, card members are entitled to up to four free valet parking services a month. It is offered at participating outlets in Abu Dhabi and Dubai, providing added convenience to your experiences.

### Q3: Does roadside assistance come with the ADIB Cashback Visa Platinum Card?

**Ans:** Yes, the ADIB Cashback Visa Platinum Card features free roadside assistance. The package includes services such as towing, jump starts, fuel delivery, flat tyre assistance, and more.

### Q4: Is there a fee to raise my ADIB Cashback Visa Platinum Card limit?

**Ans:** Yes, a fee of AED 50 is charged for temporary or permanent extension of your card limit. The fee is non-refundable and taken at the time the request is made.