# ADIB Credit Cards **Original Url:** https://www.paisabazaar.ae/credit-cards/adib-credit-cards/ Abu Dhabi Islamic Bank (ADIB) is one of the leading Islamic banks in the UAE. It is known for providing top-notch banking products and services to meet the unique needs of customers. The bank offers an array of credit cards packed with attractive features and benefits. From cashback to incredible discounts, all credit cards offered by this bank are tailored for people who love to spend across various categories. ...read more ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE ## Key Features of ADIB Credit Cards Tabled below are the key features of ADIB credit cards in the UAE:  | Credit Cards | Key Features and Benefits | Apply | | --- | --- | --- | | Exceed Visa Platinum Covered Card | **Exceed Rewards**
Spend up to AED 100 and get 0.5 exceed rewards within UAE
1.5 exceed rewards on spending AED 100 (or equivalent) internationally
Spend AED 100 on specific merchants and earn 0.125 exceed reward
Instantly redeem your rewards using the ADIB mobile app**Travel Benefits**
Free roadside assistance for a year within the UAE
2 free airport lounge access in a year | View Offers | | Exceed Visa Covered Card | **Exceed Rewards**
Get 0.5 exceed rewards on spending up to AED 100
1.0 exceed rewards on foreign purchases of AED 100 (or equivalent)
Spend AED 100 and receive 0.125 exceed rewards on specific merchants
Redeem your rewards with the ADIB mobile app**Travel Benefits**
Free roadside assistance in a year within the UAE | View Offers | | Emirates Skywards Visa Infinite Card | **Bonus and Basic Benefits**
Get up to 50,000 bonus Skywards Miles
Fast track to Emirates Skywards Gold tier membership
For every AED 3.68 spent, earn Skywards Miles
​Enjoy ​home check-in service in Dubai**Travel Benefits**
Four Dubai airport transfers in a year
Airport lounge availability with Visa Airport Companion app (VAC)
Travel inconvenience cover- Up to USD 500 for baggage/trip delay, USD 3,000 for baggage loss/damage, and USD 7,500 for trip curtailment and cancellation
Travel medical cover- Up to USD 500,000 for travel accident and emergency medical evacuation/repatriation, up to USD 500,00 for medical expenses, and cash benefit of USD 100 per day in a hospital**Lifestyle Benefits**
Free 4 valet parking in a month
Play golf in Dubai and Abu Dhabi
24-hour concierge service**Additional Benefits**
Cash on-call facility
Easy balance transfer
Takaful cover for unforeseen events like permanent total disability, death, critical illness, and involuntary loss of employment (Optional)
Multiple ways to make a card payment
Bill payment facility through online and chat banking
Easy access to e-statements
SMS alerts for transactions and card information
Hassle-free card control through the ADIB mobile banking app | View Offers | | | | Emirates Skywards Visa Signature Card | **Bonus and Basic Benefits**
Get up to 25,000 bonus Skywards Miles
Enjoy Emirates Skywards silver tier membership
For AED 3.68 spending, earn Skywards Miles
Availability of home check-in service**Travel Benefits**
Enjoy unlimited global lounge access
2 airport transfers yearly in the UAE
Access to multiple airport lounge
Free valet parking, 2 times a month**Additional Benefits**
Travel inconvenience cover
Travel medical coverage
Availability of balance transfer facility
Cash on call
Takaful protection
Quick and easy bill payment options via online and chat banking
Multiple choices for card payment
E-statement accessibility
SMS alerts
Anytime banking with the ADIB mobile banking app | View Offers | | Etihad Guest Visa Classic Card | **Bonus and Basic Benefits**
10,000 Etihad Guest Miles as a welcome bonus
Earn 1 Etihad Guest Miles for each AED 4 spent (maximum of 100,000 Miles monthly)**Travel Benefits**
Free roadside assistance
Earn 1 Etihad Guest Mile and Tier Mile on every spend of AED 3 with Etihad Guest
Redeem Etihad Guest Miles for travel bookings**Additional Benefits**
Convenient ways to make card payments
Advanced card security with Chip & Pin technology | View Offers | | Etihad Guest Visa Platinum Card | **Bonus and Basic Benefits**
Earn 50,000 Etihad Guest Miles as a welcome bonus
Get up to 3 Etihad Guest Miles for every AED 4 spent (maximum of 100,000 Miles/monthly)
Fast track to Etihad Guest Gold tier
Earn 1 Etihad Guest Mile and tier Mile for every AED 3 spent with the Etihad Guest app**Travel Benefits**
Free companion ticket voucher on AED 150,000 spent annually
Access to 850+ VIP airport lounge via lounge key
Free valet parking in the UAE
Free roadside assistance**Additional Benefits**
Advanced card safety
Multiple ways of card payment | View Offers | | Etihad Guest Visa Gold Card | **Bonus and Basic Benefits**
Earn a welcome bonus of 35,000 Etihad Guest Miles
Earn up to 1.5 Etihad Guest Miles for every AED 4 spent
Enjoy Etihad Guest Silver Tier benefits
With the Etihad Guest app earn 1 Tier Mile and Etihad Guest Mile on every spend of AED 3**Travel Benefits**
Free companion ticket voucher
Complimentary airport lounge access
Complimentary roadside assistance**Additional Benefits**
Chip & Pin technology for advanced card security
Numerous ways to make a card payment | View Offers | | Cashback Visa Covered Card | **Cashback and Basic Benefits**
4% cashback on grocery, dining, utility bill payments, fuel, school fees, and more
Withdraw 100% cash of your finance limit
4 Supplementary cards for free
Up to 55 days of grace period to pay down your outstanding balance**Travel Benefits**
Complimentary Roadside assistance in a year**Additional Benefits**
Online and mobile banking facility
24x7 chat facility
Accessibility of e-statements
SMS alerts
Numerous ways to make your card payment | View Offers | | Booking.com Visa Signature Card | **Exceed Rewards**
0.5 Exceed Rewards on spending a minimum of AED 100 within the UAE
1.0 Exceed Rewards for every AED 100 spent internationally
0.125 Exceed Reward for every AED 100 spent on regular payments at specific merchants
2.5 Exceed Rewards on airline spending a minimum of AED 100 on Airlines
Instant redemption of Exceed Rewards with ADIB mobile banking app**Travel Benefits**
Unlimited complimentary Airport lounge access
Free valet parking across the UAE
24-hour concierge service with personal travel assistance
Medical and travel assistance
Multi-trip travel cover, including medical cover, personal cover, and travel inconvenience cover​**Additional Benefits**
Card protection, including reimbursement up to USD 2,500 per occurrence with a USD 4,000 annual aggregate limit
Takaful protection (Optional)
Easy balance transfer
Cash on-call facility
Multiple ways to pay your card bill
Convenient bill payment via mobile and chat banking
SMS alerts
Access E-statement
100% cash withdrawal limit | View Offers | | Smiles Visa Signature Card | **Smile Points and Basic Benefits**
Sign up and get 70,000 Smiles points
Use the Smiles app and enjoy the ‘Buy 1 Get 1’ deal
Complimentary 90-day subscription to Smiles unlimited
10,000 Smiles points as a quarterly bonus, spend criteria of AED25,000 per quarter applied
Exclusive offers on shopping
Enjoy concierge service with personal travel assistance**Travel Benefits**
Unlimited Airport lounge access across the globe
Redeem Smiles points on travel and hotel bookings
Complimentary valet parking
Free roadside assistance
Travel and medical assistance
Multi-trip coverage**Additional Benefits**
Card protection with insurance benefit
Easy balance transfer
Cash on-call facility
Optional Takaful coverage
Numerous ways to make a card payment
Online and chat banking facility
SMS alerts
E-statement accessibility on mail | View Offers | | Smiles Visa Classic Card | **Smile Points and Basic Benefits**
5,000 Smiles points upon sign-up
10,000 Smiles points as a quarterly bonus subject to meeting the spending criteria of AED 25K quarterly
Avail of ‘Buy 1 Get 1’ deal and discounts on the Smiles app**Travel Benefits**
Redeem Smiles points on hotel and flight bookings**Additional Benefits**
Takaful protection
Balance transfer via call
Accessibility of ADIB mobile and online banking facility
Multiple ways of card payment
Receive E-statements via mail
SMS alerts | View Offers | | Business Visa Platinum Covered Card | Covered card limit up to AED 1,000,000
Earn up to 2% cashback on all transactions
Advanced Chip & Pin technology
100% cash withdrawal limit
Unlimited supplementary cards
Secure online banking via ADIB Direct | View Offers | ## Abu Dhabi Islamic Bank Credit Card- Necessary Documents  Here is the list of required documents to apply for ADIB credit cards in the UAE:  ✅Passport ✅Emirates ID ✅Bank account statement (last 3 months) ✅Salary certificate (not more than 30 days old)​ ✍️Note:  * All the documents must be valid * The bank may request additional documents. Ensure you are prepared. ## ADIB Credit Cards- Fees and Charges  Here is the summary of the fees and charges related to the ADIB credit card:  | Fees Type | Charges | | --- | --- | | ATM Cash Withdrawal Fee | 3% of the withdrawal amount or a minimum AED 99 | | Card Replacement Fee | AED 75 | | Liability/No Liability Certificate | AED 50 | | Additional Statement Copy  | AED 45 | ✍️Note: The fees and charges are subject to change. It's essential to check the latest details from the official website.  ## Frequently Asked Questions  ### Q1: Can I withdraw cash from my ADIB credit card?  **Ans:** Yes, you can easily withdraw cash from your ADIB credit card. However, the bank charges a minimal service fee upon cash withdrawal. ### Q2: What is the minimum salary for an ADIB credit card? **Ans:** To apply for an ADIB credit card, you must have a minimum salary of at least AED 5,000. However, this can differ from one card to another. ### Q3: Is it good to apply for an ADIB Bank credit card?  **Ans:** Yes, with an ADIB credit card, you can enjoy several privileges, such as exclusive reward points, discounts, travel benefits, and much more. ## Read More About Other Bank Credit Cards [Citibank Credit Cards](https://www.paisabazaar.ae/credit-cards/citibank-credit-cards/) [Standard Chartered Bank Credit Cards](https://www.paisabazaar.ae/credit-cards/standard-chartered-bank-credit-cards/) [HSBC Bank Credit Cards](https://www.paisabazaar.ae/credit-cards/hsbc-credit-cards/) [ADCB Credit Cards](https://www.paisabazaar.ae/credit-cards/adcb-credit-cards/) [Liv. Credit Cards](https://www.paisabazaar.ae/credit-cards/liv-credit-card/) [NBF Credit Cards](https://www.paisabazaar.ae/credit-cards/nbf-credit-cards/) [Emirates NBD Bank Credit Cards](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-cards/) [FAB Credit Cards](https://www.paisabazaar.ae/credit-cards/fab-credit-cards/) [RAKBANK Credit Cards](https://www.paisabazaar.ae/credit-cards/rakbank-credit-cards/) [Emirates Islamic Bank Credit Cards](https://www.paisabazaar.ae/credit-cards/emirates-islamic-bank-credit-cards/) [CBD Bank Credit Cards](https://www.paisabazaar.ae/credit-cards/cbd-credit-cards/) [Dubai Islamic Bank Credit Cards](https://www.paisabazaar.ae/credit-cards/dubai-islamic-bank-credit-cards/) [Sharjah Islamic Bank Credit Cards](https://www.paisabazaar.ae/credit-cards/sharjah-islamic-bank-credit-cards/) [Finance House Credit Cards](https://www.paisabazaar.ae/credit-cards/finance-house-credit-cards/) [Ajman Bank Credit Cards](https://www.paisabazaar.ae/credit-cards/ajman-bank-credit-cards/) [Deem Finance Credit Cards](https://www.paisabazaar.ae/credit-cards/deem-finance-credit-cards/) [Dubai First Credit Cards](https://www.paisabazaar.ae/credit-cards/dubai-first-credit-card/) [NBQ Credit Card](https://www.paisabazaar.ae/credit-cards/nbq-credit-cards/)