# American Express Platinum Card

**Original Url:** https://www.paisabazaar.ae/credit-cards/american-express-platinum-credit-card/

Upgrade to a premium lifestyle with the American Express Platinum card. It offers you luxury, convenience, and exclusive privileges across several categories. From unlimited global airport lounge access and elite hotel memberships to fine dining deals, the card brings you rewards on every spend. ...read more

## Most Popular Credit Card in UAE

Salary Range

Free for Life

### Cashback Credit Card

CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance

Minimum Salary:**5,000**

Annual Fee:**Free for Life**

5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining

Enjoy complimentary airport lounge access to over 25 lounges worldwide.

Cashback

### ULTRACASH Mastercard Touch Card

Valet ParkingBalance Transfer Facility0% Installment Plans

Minimum Salary:**10,000**

Annual Fee:**500**

Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates

10% cashback on Fuel for the first 3 months and 5% thereafter

Reward Points

### TouchPoints Visa Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan

Minimum Salary:**25,000**

Annual Fee:**1,050**

15,000 Bonus TouchPoints for spends of AED 15,000

VOX Cinemas Buy one get one FREE

  

## What are the Benefits of the American Express Platinum Credit Card?

You can enjoy a host of privileges with the Amex Platinum credit card. Let’s take a look at the major benefits — 

💰 Earn 1 point for each AED 4 spent

💰 Welcome bonus worth AED 900 on spending at least AED 37,000\*

💰 Get Annual Travel Credit of AED 1,100

💰 Complimentary visits to 1700+ airport lounges across the globe

💰 Enjoy ‘Platinum Experiences’ on dining, wellness, shopping, and entertainment

💰 Enroll in loyalty programmes of top hotels for free

💰 Travel Car Rental Insurance for up to US$ 30,000

💰 Enroll yourself for Membership Rewards for free

💰 Travel Accident Insurance for up to US$ 1 Million

💰 Refund Protection Insurance for up to US$ 550

💰 Supplementary cards for family members 

💰 Purchase Protection Insurance for up to US$ 2,000

\*Terms and conditions apply

## Are You Eligible for the Amex Platinum Card?

Before starting the application, it’s important to read and thoroughly understand the eligibility requirements. Here are the primary requirements for this Amex credit card —

| Eligibility Type  | Criteria  |
| --- | --- |
| Minimum Age  | 21 years  |
| Residency  | UAE resident  |
| Minimum Salary  | AED 30,605 |

## Fees & Charges of the American Express Platinum Credit Card 

Check out the table below for the key fees and charges for this [Amex card in the UAE](https://www.paisabazaar.ae/credit-cards/american-express-credit-cards/). Note that the fees are mentioned in both USD and AED currencies — 

| Type of Fee  | Charges (In AED)  | Charges (In USD)  |
| --- | --- | --- |
| Annual Fee  | AED 3,255 | US$ 892.5 |
| Cash Withdrawal Fee | 4.2% or AED 52.5 (whichever is higher) | 4.2% or US$ 15.75 (whichever is higher) |
| Limit for Cash Withdrawal  | AED 20,000 per account every 30 days  | US$ 5,000 per account every 30 days  |
| Conversion Processing Fee for Non-Billing Currency Transactions  | 3.087% | 3.087% |
| Statement Reprint | AED 36.75\*\*  | US$ 10.5\*\*  |
| Dishonoured Cheque or Direct Debit Free  | AED 105  | US$ 26.25  |

\*\*No fee applies if you want to reprint the latest three statements

📝Note- All charges are inclusive of VAT. 

  

## Frequently Asked Questions

### Q1: What is the minimum salary required to apply for the Amex Platinum card in the UAE?

**Ans:** The bank requires you to have a minimum monthly salary of AED 30,605 to be eligible for the card.

### Q2: What is the cash withdrawal limit in AED currency on the Platinum card by Amex?

**Ans:** The card’s cash withdrawal limit is AED 20,000 per account every 30 days.

### Q3: Which protection benefits are included in the American Express Platinum card?

**Ans:** The card includes the following protection benefits —

*   Purchase Protection Insurance for up to US$ 2,000
*   Travel Car Rental Insurance for up to USD$ 30,000
*   Refund Protection Insurance for up to US$ 550
*   Travel Accident Insurance for up to US$ 1 Million