# ADIB Etisalat Platinum Card Features & Benefits **Published:** 2025-04-15T09:02:41.502Z **Updated:** 2026-07-30T16:31:25.426Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/adib-etisalat-platinum-card-features-and-benefits/ ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE ADIB is well known for offering a top of the line credit cards in the UAE. Amongst all other cards, the ADIB Etisalat Platinum Card is one of the best credit cards offered by the bank. It is typically an Islamic Banking credit card that levies zero interest rate and donates its other charges to charities throughout the nation. In addition to this, this credit card entitles you to a reward program – Etisalat Smiles Reward Program where you can reward points and redeem them for the payment of various Etisalat services. ## Highlights of the ADIB Etisalat Platinum Card * 70,000 Etisalat Smiles Points as a signup bonus * Up to 4 free supplementary cards * Cash advance facility ## Main ADIB Etisalat Platinum Card Features The main features of the [ADIB Etisalat Platinum Card](https://www.paisabazaar.ae/credit-cards/adib-etisalat-platinum-credit-card/) are highlighted below: ### Cash Advance The ADIB Etisalat Platinum Card offers a facility of cash advance/cash withdrawal.  This facility enables you to withdraw instant cash a maximum of 100% of your finance limit. ### Interest Free Grace Period You are given the option of making the outstanding payments for a maximum of 55 days. You will not have to pay a profit rate nor a late fee during this time period. ### Card Payment As a member of this card, you can enjoy the convenience of making the card payments at UAE Exchange, ADIB branches, ADIB deposit machines, AI Fardan Exchange, and AI Ansari Exchange. ## Top ADIB Etisalat Platinum Card Benefits The ADIB Etisalat Platinum Card offers a wide range of exclusive benefits and privileges that make this card the right choice for all types of spenders. Following are the key benefits offered by this ADIB credit card: ### Sign Up Rewards Upon successful registration, you can earn 70,000 welcome Etisalat Smiles Points and can enjoy a maximum of 38 hours of free local calls by using this card. ### Reward Points * For a ‘non-self funded credit card’, ‘4 Etisalat Smiles Points’ can be earned on each dirham spent on the domestic as well as foreign transactions made through this ADIB card so every 100 dirham spent is thirteen minutes of the ‘UAE talk time’. * For a ‘non-self funded credit card’, ‘1 Etisalat Smiles Point’ can be earned on each dirham spent on some selected merchant transactions made through this ADIB card so every 100 dirham spent is three minutes of the ‘UAE talk time’. * For a ‘self-funded credit card’, ‘2 Etisalat Smiles Point’ can be earned on each dirham spent on domestic as well as foreign transactions made through this ADIB card so every 100 dirham spent is six minutes of the ‘UAE talk time’. * For a self-funded credit card’, ‘1 Etisalat Smiles Point’ can be earned on each dirham spent on some specific merchant transactions made through this ADIB card so every 100 dirham spent is three minutes of the ‘UAE talk time’. ### Airport Lounge Access Offered by Veloce Lounge, you can enjoy complimentary access to any of the 60 premium airport lounges across the world. ### Valet Parking As a member of this [ADIB Credit Card](https://www.paisabazaar.ae/credit-cards/adib-credit-cards/), you can avail 4 complimentary valet parking visits each month at most of the malls in Abu Dhabi and Dubai. **In A Nutshell** Loaded with plenty of exciting benefits and privileges, the ADIB Etisalat Platinum Card is the right credit card for all types of spenders without any doubt. Also, its exciting reward program enables you to earn Etisalat Smiles points that can easily be redeemed for the payment of various Etisalat services such as flight tickets, mobile bills, eLife services, retail stores, hotels, holidays, and much more. ## People Also Looking For [Credit Cards In Dubai](https://www.paisabazaar.ae/credit-cards/)[Airport Lounge Access Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/5-credit-cards-offering-complimentary-airport-lounge-access/)[Cash Back Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/)[Credit Cards Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-credit-card-application-status/)[Emirates NBD Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-emirates-nbd-credit-card-application-status/)[Free For Life Credit Cards](https://www.paisabazaar.ae/credit-cards/free-for-life-credit-cards/)[Instant Acceptance Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/want-a-credit-card-with-instant-approval-here-are-your-options/) [Top Starter Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/best-credit-cards-for-beginners-in-uae/)[ADCB Bank Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-adcb-credit-card-application-status/)[No Yearly Fee Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/top-credit-cards-with-no-annual-fee-in-uae/)[Check Eligibility For Credit Card](https://www.paisabazaar.ae/credit-cards/articles/credit-card-eligibility-in-uae/)[Credit Card For Non Salaried Person](https://www.paisabazaar.ae/credit-cards/articles/get-a-credit-card-in-uae-without-a-job/)[Check Emirates Id Card Status](https://www.paisabazaar.ae/credit-cards/articles/check-your-emirates-id-status/) ←Previous [Emirates NBD WebShopper Credit Card Features & Benefits](https://www.paisabazaar.ae/credit-cards/articles/emirates-nbd-webshopper-credit-card-features-and-benefits/) Next→ [Mistakes to Avoid When Paying Off Debts in the UAE](https://www.paisabazaar.ae/credit-cards/articles/mistakes-to-avoid-when-paying-off-debts/)