# Credit Cards with No Foreign Transaction Fees 2026 **Published:** 2024-06-14T09:27:36.025Z **Updated:** 2026-07-30T16:30:40.621Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/credit-cards-with-no-foreign-transaction-fees/ Travelling or shopping abroad is exciting, although it often involves foreign transaction fees. However, for users, it’s important to know that these charges are often categorised under hidden charges. To help you avoid this, many banks offer credit cards with no foreign transaction fees in the UAE. These cards are quite suitable for those who frequently travel or do online shopping from other countries. With these cards, you can pay in foreign currencies without an additional surcharge. This eventually helps you save on your purchases. ...read more ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE ## What is a Foreign Transaction Fee? When you make a purchase through a foreign bank or in a foreign currency, your card provider charges an additional fee. This is done to cover the cost of currency conversion, processing, and more.  From 22nd September 2025, foreign transaction fees will increase to 3.14%. This will be applicable to cash withdrawals as well as all purchases you make with your [UAE credit cards](https://www.paisabazaar.ae/credit-cards/). Note that this is applicable to all banks.  **Here’s the breakdown of the fee —** * 2.14% transaction fee charged by the provider  * 1% currency conversion fee charged by Amex, Mastercard, or Visa  ## What Does it Mean for You? With this development, all your spends or cash withdrawals outside the UAE will cost more. In fact, even if you’re simply shopping from any non-UAE website, you’ll pay more. While the percentage may appear small, it’s worth noting that the fee adds up quickly. This is especially true for regular travellers or online shoppers. For instance, if you’re spending AED 1,000, you’ll pay AED 31.4 just in this extra fee.  With a no international transaction fee credit card, however, this won’t be an issue. You can continue shopping without worrying about extra charges eating into your budget. ## Credit Cards with No Foreign Transaction Fees ✈️ FAB Travel Card 🚅 * Enjoy a complimentary return flight to over 15 destinations every year — London, Mumbai, Istanbul, Baku, Paris, and more  * Get up to 12% cashback in the form of FAB rewards on hotel and flight bookings  * Complimentary access to airport lounges across the world for the primary cardholder and two additional guests * Complimentary airport transfers  * Fast-track airport security check  * No foreign currency conversion fees or any hidden charges ## Zero Foreign Transaction Fee Credit Cards — Eligibility Criteria  You must have a monthly salary of AED 25,000 or more to be eligible for the FAB Travel card. 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