# Dubai Islamic Bank (DIB) Cashback Credit Cards in UAE **Published:** 2021-09-20T13:09:17.689Z **Updated:** 2026-10-26T09:03:18.846Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/dib-cashback-credit-card-ccart/ ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE Founded in 1975, Dubai Islamic Bank is popularly known as DIB in the UAE. The bank operates over 90 branches serving more than 2 million customers in the country. Dubai Islamic Bank offers numerous banking products and services, including bank accounts, fixed deposits, credit cards, loans, mortgages, and more for both individual and business clients.  Dubai Islamic Bank credit cards offer a wide range of benefits including exciting deals and discounts on travel, entertainment, shopping, dining and more for the cardholders. DIB credit cards also provide some additional benefits such as cashback offers, loyalty programs, balance transfer services, travel insurance, etc.  Let us go ahead and learn about the Dubai Islamic Bank Cashback Credit Cards with their features, benefits and cashback offers. ## Best DIB Cashback Credit Cards in UAE Here are the types of Dubai Islamic Bank Cashback Credit Cards. ### [DIB Consumer Reward Credit Card](https://www.paisabazaar.ae/credit-cards/dubai-islamic-bank-consumer-reward-credit-card/) Dubai Islamic Bank Consumer Reward Credit Card comes with an annual fee of AED 200 (excluding VAT) and a minimum monthly income requirement of AED 5,000. This DIB credit card comes with exciting reward points and cashback offers. **DIB Consumer Reward Credit Card** Cashback * **Minimum Salary** AED 5,000 * **Annual Fee** AED 200 (excluding VAT) * Cashback * Balance Transfer * Credit Shield Takaful * Merchant Offers [Apply Now](#) **Features & Benefits of DIB Consumer Cashback Reward Credit Card** * **Balance Transfer:** Dubai Islamic Bank Consumer Reward Credit Card offers a balance transfer feature for the cardholders to help them consolidate and repay their credit card outstanding balance with great ease. With this feature, the cardholders can transfer their other credit card balance to the DIB credit card and repay the same in easy monthly EMIs at a zero percent interest rate for the first few months. * **Credit Shield Insurance:** Dubai Islamic Bank Consumer Reward Credit Card offers credit shield insurance coverage for cardholders. This service helps them pay their credit card bills in the event of loss of employment, permanent or total disability, and other covered events. The cardholders need to pay a nominal fee of 0.94 percent of their monthly outstanding to avail of this service.  * **Chip & Pin Security:** Dubai Islamic Bank Consumer Reward Credit Card offers advanced credit card security by implementing the Chip & Pin protocol. The service is equipped with a unique microchip that helps cardholders prevent misuse and duplication of credit cards. * **Easy Cash Withdrawal:** Dubai Islamic Bank Consumer Reward Credit Card allows cardholders to make cash withdrawals from their credit card as and when they need it. The cardholders can withdraw up to 80 percent of their available credit card limit. They can make this withdrawal through any of the Visa-accepting ATMs in the world. The cardholders registered on Internet Banking can also log in and transfer the amount to their Dubai Islamic Bank Account in just a few clicks.  * **Internet Banking:** Dubai Islamic Bank Consumer Reward Credit Card allows cardmembers to access their card details by simply logging into the Internet Banking portal. With this online banking service, cardholders can keep close track of their credit cards and manage their finances remotely with extra care. * **Full-time Customer Support:** Dubai Islamic Bank delivers excellent customer service to its clients. The credit cardmembers can call the bank’s helpline number anytime to find answers to their queries or request services like emergency cash disbursal, replacement of their DIB credit card, and much more. * **Roadside Assistance:** Dubai Islamic Bank Consumer Reward Credit Card offers three complimentary roadside assistance services every year for cardholders. The cardholders can avail of this service by paying a one-time upgrade fee as mentioned in the terms and conditions by the Dubai Islamic Bank. **Cashback Benefits for DIB Consumer Cashback Reward Credit Card** * **Cashback Offers:** Dubai Islamic Bank Consumer Reward Credit Card comes with a broad range of cashback offers for cardholders. The cardholders can earn easy cashback by shopping for groceries and paying for bills, entertainment, and much more. **Cashback Earn Rates for Dubai Islamic Bank Consumer Reward Credit Card** | Merchant Categories | Cashback Percentage | Maximum Monthly Cashback | | --- | --- | --- | | Supermarket & Hypermarket Purchases | 3 percent | 200 | | Etisalat & Du Bill Payments | 3 percent | 100 | | Automobile Servicing | 3 percent | 300 | | Utility Bills | 3 percent | 100 | | School Fees | 3 percent | 200 | | Salik and Nol recharges | 3 percent | 25 | | Fuel Spends | 3 percent | 100 | ### [DIB Consumer Platinum Cashback Credit Card](https://www.paisabazaar.ae/credit-cards/dubai-islamic-bank-consumer-platinum-credit-card/) Dubai Islamic Bank Consumer Platinum Credit Card comes with an annual membership fee of AED 208.95 and a minimum monthly income requirement of AED 15,000. This is another [cashback credit card](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/) with various attractive cashback offers. **DIB Consumer Platinum Credit Card** Cashback * **Minimum Salary** AED 15,000 * **Annual Fee** AED 208.95 * Balance Transfer * Cashback * Dining Discounts [Apply Now](#) **Features & Benefits of DIB Consumer Platinum Cashback Credit Card** * **Credit Shield Takaful:** Dubai Islamic Bank Consumer Platinum Credit Card offers a unique feature of credit shield insurance for cardholders. With this service, the cardholders need to pay a nominal fee of 0.94 per cent of their monthly outstanding, and they can protect their credit card repayments in exchange for the same. The insurance coverage benefits cardholders in the event of permanent or total disability, loss of employment or death. * **Easy Cash Withdrawal:** Dubai Islamic Bank Consumer Platinum Credit Card enables cardholders to make cash withdrawals from their credit card as and when they need it. The cardholders can withdraw up to 80 per cent of their available credit limit. They can make this withdrawal through any of the Visa-accepting ATMs in the world. The best part is that they can also transfer the amount to their Dubai Islamic Bank Account by simply logging into their online banking portal. * **Customer Support:** Dubai Islamic Bank provides excellent customer service for its customers. The same is the case with credit cardholders. They can call the bank’s helpline number anytime to find answers to their queries or request services like emergency cash disbursal, replacement of their DIB credit card and much more. * **Balance Transfer:** Dubai Islamic Bank Consumer Platinum Credit Card offers a balance transfer feature for the cardholders to help them consolidate and transfer their other bank credit card bills to their Dubai Islamic Bank Credit Card. This way, cardholders can repay their credit card outstanding amount in easy monthly EMIs at a zero per cent interest rate for the first few months. * **Security:** Dubai Islamic Bank Consumer Platinum Credit Card offers advanced credit card security by implementing the Chip & Pin protocol. The service is equipped with a unique microchip that helps cardholders prevent mischievous third parties from misusing or duplicating the card. * **Roadside Assistance:** Dubai Islamic Bank Consumer Platinum Credit Card also offers three complimentary roadside assistance services every year for cardholders. The cardholders can avail of this service by paying a one-time upgrade fee as mentioned in the terms and conditions by the Dubai Islamic Bank. * **Online Banking:** Dubai Islamic Bank Consumer Platinum Credit Card allows cardmembers to access their card details by simply logging into the Internet Banking portal. With this online banking service, cardholders can keep close track of their credit cards and manage their finances remotely with extra care. **Cashback Benefits for DIB Consumer Platinum Cashback Credit Card** * **Cashback Offers:** Dubai Islamic Bank Consumer Platinum Credit Card comes with a wide range of cashback opportunities for cardholders. The cardholders can earn easy cashback by shopping for groceries and paying for utility bills, entertainment, and much more. Cashback Earn Rates for Dubai Islamic Bank Consumer Platinum Credit Card | Merchant Categories | Cashback Percentage | Maximum Monthly Cashback | | --- | --- | --- | | Supermarket & Hypermarket Purchases | 4 percent | 400 | | Etisalat & Du Bill Payments | 4 percent | 150 | | Automobile Servicing | 4 percent | 400 | | Utility Bills | 4 percent | 150 | | School Fees | 4 percent | 400 | | Salik and Nol recharges | 4 percent | 50 | | Fuel Spends | 4 percent | 150 | Now that you know the cashback offers, let us check how you can earn cashback of AED 1,000 from your Cashback Earn Rates on Platinum Consumer Card. | Merchant Categories | Cashback Percentage | Monthly Spend (AED) | Monthly Cashback (AED) | | --- | --- | --- | --- | | Supermarket & Hypermarket Purchases | 4 percent | 5,500 | 220 | | Etisalat & Du Bill Payments | 4 percent | 2,500 | 100 | | Automobile Servicing | 4 percent | 5,000 | 200 | | Utility Bills | 4 percent | 800 | 32 | | School Fees | 4 percent | 10,000 | 400 | | Salik and Nol recharges | 4 percent | 500 | 20 | | Fuel Spends | 4 percent | 700 | 28 | | Total Cashback Earned | 1,000 | ## Eligibility Criteria to Get a Dubai Islamic Bank Cashback Credit Card Here are a few criteria that make one eligible to apply for a Dubai Islamic Bank Cashback Credit Card. * The applicant should be 21 years of age or above. * The applicant must be a UAE resident. * The applicant must meet the minimum monthly income requirement based on the conditions of their preferred Dubai Islamic Bank Cashback Credit Card. * The applicant must have a good credit score. ## Documents Required to Apply for a Dubai Islamic Bank Cashback Credit Card Here is a list of documents required to apply for a Dubai Islamic Bank Cashback Credit Card. * **Emirates ID –** A copy with the original document  * **Passport with Residency Visa –** A copy with the original document * **Utility Bills, Tenancy Contract –** for address verification * **Appointment Letter/Salary Certificate -** A copy with the original document * **Trade License for business applicants -** A copy with the original document * **Bank statement with a salary credit transaction (of last three months) –** A copy with the original document ## How to Apply for a Dubai Islamic Bank Cashback Credit Card? Here are the simple ways to apply for a Dubai Islamic Bank Cashback Credit Card. 1. **Visit Online Banking Portal:** The applicants can log in to the Dubai Islamic Bank Internet Banking portal and place a request for their chosen DIB credit card. All they need to do is download the credit card application form, fill it up and submit it with all the essential documents. 2. **Call the Helpline:** The applicants can also call the Dubai Islamic Bank’s customer helpline number to [apply for Credit Card](https://www.paisabazaar.ae/credit-cards/). 3. **Visit Bank’s Branch:** The applicants who do not have access to the internet can visit the bank’s branch and place a request for their desired Dubai Islamic Bank Cashback Credit Card. The applicants need to carry all the essential documents to submit the request successfully.  **Our Website:** The applicants can also visit our website and find a Dubai Islamic Bank Credit Card of their choice in the credit cards section. They can go through the features and benefits of various credit cards on the website and choose the [best cashback credit card in UAE](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/) that caters to all their financial needs. ## Other Bank's Cashback Credit Card in UAE | Cashback Credit Cards in UAE | | --- | | [Emirates Islamic Cashback Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/emirates-islamic-cashback-credit-card/) | [RAKBANK Cashback Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/articles/rakbank-cashback-credit-card-ccart/) | | [CBD Cashback Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/articles/cbd-cashback-credit-card-ccart/) | [ADIB Cashback Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/abu-dhabi-islamic-bank-credit-card-cashback-offers/) | | [Standard Chaterted Cashback Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/articles/standard-chartered-cashback-credit-card-ccart/) | [Dubai First Cashback Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/dubai-first-cashback-credit-card/) | ## People Also Looking For [Credit Card](https://www.paisabazaar.ae/credit-cards/)[Credit Cards With Lounge Access](https://www.paisabazaar.ae/credit-cards/articles/5-credit-cards-offering-complimentary-airport-lounge-access/)[Best Cashback Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/)[Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-credit-card-application-status/)[NBD Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-emirates-nbd-credit-card-application-status/)[Free For Life Credit Cards](https://www.paisabazaar.ae/credit-cards/free-for-life-credit-cards/)[Credit Card With Instant Approval](https://www.paisabazaar.ae/credit-cards/articles/want-a-credit-card-with-instant-approval-here-are-your-options/) [Best Credit Cards For Beginners](https://www.paisabazaar.ae/credit-cards/articles/best-credit-cards-for-beginners-in-uae/)[ADCB Credit Card Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-adcb-credit-card-application-status/)[Credit Cards With No Annual Fee](https://www.paisabazaar.ae/credit-cards/articles/top-credit-cards-with-no-annual-fee-in-uae/)[Eligibility of Credit Card](https://www.paisabazaar.ae/credit-cards/articles/credit-card-eligibility-in-uae/)[Credit Card Without Bank Statement UAE](https://www.paisabazaar.ae/credit-cards/articles/get-a-credit-card-in-uae-without-a-job/)[Check the Status of Emirates Id](https://www.paisabazaar.ae/credit-cards/articles/check-your-emirates-id-status/) ←Previous [ADCB Credit Shield Insurance for Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/articles/adcb-credit-shield-insurance-for-credit-card-uae-ccart/) Next→ [Union National Bank (UNB) Cashback Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/articles/unb-cashback-credit-card-ccart/)