# How to Pay Dubai First Credit Card Bill Payment Using Online & Offline Modes **Published:** 2022-12-01T10:54:53.195Z **Updated:** 2026-07-30T16:29:30.858Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/dubai-first-bank-credit-card-payment-online-offline-in-uae/ ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. 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It offers numerous banking solutions to users who can use different channels to access their respective bank accounts. Likewise, customers can make their Dubai First credit card payments through various modes. ## Dubai First Credit Card Bill Payment Through UAEFTS in the UAE In the UAE, the UAEFTS refers to the UAE Fund Transfer System, which is an electronic system authorised by the Central Bank that operates on the “Real Time Gross Settlement” principle. With the help of this platform, users can pay their credit card bills, debts, and loans without any hassle.  Considered one of the secure ways to transfer funds from one bank to another, customers of Dubai First credit card can also avail of this service to make their credit card payments. The process of paying bills with this method has been explained under the Dubai First credit card online payment section.  Here are some of the merits and demerits of using UAEFTS –  ### Advantages of Using UAEFTS Mode * Quick bill payments: Users can easily use UAEFTS through their online bank accounts to make payments and transfer funds * Available globally: Whether you are in the UAE or outside, the UAEFTS service is available everywhere. You can pay your credit card-related bills from any location. * Provides flexibility: Cardholders having bank accounts in other financial institutions can also use UAEFTS to make payments, although an additional fee may be charged for the same * Receive real-time notifications: Both payees and payers both receive notifications upon making [credit card bill payments](https://www.paisabazaar.ae/credit-cards/articles/credit-card-payment-online-offline-in-uae/), which help in tracking all the transactions   * Available in numerous currencies: The UAEFTS system allows credit card customers to pay their credit card-related bills in multiple currencies\\ ### Disadvantages of Using UAEFTS Mode * Long processing time: Even though customers make their Dubai First credit card bill payments in real-time, it generally takes up to 1-2 working days to reflect the payment in the credit card account * Additional charges: Customers are required to pay extra charges for using the UAEFTS service as the payments are made in favour of other banks. Thus, the total payable amount becomes the sum of your credit card bill amount and the additional charges. * Extra charges for split payments: Customers choosing to split their Dubai First credit card bill payments would have to pay an extra fee for paying the remaining amount. The additional charge will be added to every slot of credit card bill payment.   ## Procedure to Pay Dubai First Credit Card Bill Payment Online in UAE There are four different ways to make Dubai First credit card payments online –  ### Make Payments from UAE Bank Account  As discussed above, users can make their Dubai First credit card payments through UAEFTS. To know the process of making a payment, refer to the below-mentioned steps –  * Sign in to your personal UAE online bank account * Choose the ‘Local UAE Funds Transfer’ option on your profile's home page * Provide your Dubai First credit card number to add it as a beneficiary   * Enter the amount you want to pay * Follow the on-screen prompted instructions to complete the payment Your payment can get reflected in your bank account after a day ### Dubai First Bill Payment Via Mobile Apps Bank mobile apps have made it considerably easier to avail of banking services quickly at your fingertips. Users can sit at home and access their bank accounts to make payments and perform other banking activities.  **Here is how you can pay your credit card bills with the Dubai First mobile application –**  * Download and install the Dubai First mobile app on your smartphone * Register and sign in to your account * Move to the payment section and pay directly from the Central Bank Payment Gateway (UAEPGS) * Once you make the payment, the balance will get updated immediately ### Bank Transfer Via SWIFT  This type of payment is fundamentally done through the SWIFT international payment network. To pay your Dubai First credit card bill using SWIFT, you can refer to the following information –  * Your beneficiary account is your 16-digit credit card number * The beneficiary’s name is the name of the credit card holder * Dubai First bank’s SWIFT code is NBADAEAA * The payable amount must be in Dirhams ### Mobile Payments  Dubai First credit card holders can use three different mobile apps to make their credit card payments. To link your Dubai First credit card with these apps, check out the following set of instructions –  ### Google Pay * Download and install the app on your smartphone * Move to the payment tab, click on the “+ Payment method”, and hit the ‘Save’ button * Check the terms and conditions and tap “Accept and Continue” * For verification purposes, either choose “Text messages” or “Call bank” * Tap on the ‘Continue’ button to have an OTP sent to your registered mobile number * Type in the authentication code and click ‘Submit’ * Finally, you will receive a confirmation SMS stating that your credit card has been successfully added  ### Dubai First Credit Card Payment Via Apple Pay To make payments through your credit card via Apple Pay on different Apple devices, go through the steps given below –  **For iPhone** 1. Download and install the Apple Pay app on your device 2. Complete the registration and open the app wallet 3. Click on the ‘+’ sign 4. Follow the instructions displayed on the screen to complete the process **For Apple Watch** 1. Open the Apple Watch app on your iPhone and select the “Wallet & Apple Pay” option 2. Click on the “Add Credit or Debit Card” option 3. Provide your card details and complete the process **For iPad** 1. Open the “Settings” option on your device 2. Tap on the “Wallet & Apple Pay” option 3. Click on the “Add Credit or Debit Card” 4. Add your credit card by providing relevant card details  **For MacBook Pro** 1. With Touch ID, navigate to the System Preferences option 2. Click on the “Wallet & Apple Pay” option 3. Tap on “Add Card” and type in your Dubai First credit card details to link your card with Apple Pay **Samsung Pay** 1. Open the Samsung Pay app 2. Register your account if you have not done it yet 3. Choose your card and complete the verification either through the selected PIN or fingerprint 4. Place your smartphone over the Magnetic Secure Transmission (MST) card reader or the Near Field Communication (NFC) contactless reader ### Procedure to Pay Dubai First Credit Card Payment Offline in the UAE Customers who wish to make credit card payments through offline payment modes can either use cash or cheque. We have explained the entire procedure of how to pay your credit card bills using these two methods –  #### Make Payments Via Cash  Since 2019, the bank has allowed its customers to pay credit card bills via cash at over 130 FAB CDMs in the UAE. The process of paying via cash involves minimal steps and can be done instantly without any hassle. Additionally, this service is available to users 24\*7. Once the transaction is completed, the available [credit card](https://www.paisabazaar.ae/credit-cards/) balance gets updated instantly.  **Here’s how you can make credit card bill payments through cash –**  * Select deposits and then payments * Click on the credit card payments option * Insert your credit card or type in your card number manually * Insert the payment amount in cash * Once it gets processed, collect the generated receipt Users can pay their credit cards bills using cash in the following exchange houses as well –  * Redha Al Ansari Exchange * Al Ghurair Exchange * Al Fardan Exchange * Al Ansari Exchange **Note:** The payment will get reflected in your credit card account within 2 business days. ### Make Payments Via Cheque Two modes of cheque payment are available for Dubai First bank credit card holders –  ### Via Mail  **You can send your cheque through mail to the following address:** Dubai First, PO Box 52053, Dubai, UAE Make sure to write the cheque in favour of Dubai First and mention your credit card number on the back of the cheque. Via Service Desk  You must write the cheque in favour of Dubai First and provide the credit card number on the back of the cheque. **To make Dubai first credit card payments, reach out to the service desk at the following address –**  First Abu Dhabi Bank, Mirdif Branch (Opp. UPTOWN Mirdif), Dubai **Note:** * The Service desk is open from Monday-Saturday. * Opening and closing times for Monday-Thursday and Saturdays: 8.00 am – 5.00 pm * Opening and closing times for Fridays: 8.00 am – 12.30 pm Other Banks Credit Card Bill Payment in UAE [How to Pay ADCB Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/adcb-credit-card-payment-online-offline-in-uae/) [How to Pay ADIB Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/adib-credit-card-payment-online-offline-in-uae/) [How to Pay Ajman Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/ajman-bank-credit-card-payment-online-offline-in-uae/) [How to Pay American Express Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/american-express-credit-card-payment-online-offline-in-uae/) [How to Pay Aseel Finance Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/aseel-finance-credit-card-payment-online-offline-in-uae-ccart/) [CBD Credit Card Payment](https://www.paisabazaar.ae/credit-cards/articles/cbd-credit-card-payment-online-offline-in-uae/) [How to Pay Citibank Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/citibank-credit-card-payment-online-offline-in-uae/) [How to Pay Deem Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/deem-credit-card-payment-online-offline-in-uae/) [How to Pay Dubai Islamic Bank Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/dib-credit-card-payment-online-offline-in-uae/) [How to Pay Emirates Islamic Bank (EIB) Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/emirates-islamic-credit-card-payment-online-offline-in-uae/) [How To Pay Emirates NBD Credit Card Bill Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/emirates-nbd-credit-card-payment-online-offline-in-uae/) [How to Pay FAB Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/fab-credit-card-payment-online-offline-in-uae/) [How to Pay Finance House Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/finance-house-credit-card-payment-online-offline-in-uae/) [How to Pay HSBC Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/hsbc-credit-card-payment-online-offline-in-uae/) [How to Pay NBF Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/nbf-credit-card-payment-online-offline-in-uae/) [How to Pay RAKBANK Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/rakbank-credit-card-payment-online-offline-in-uae/) [Sharjah Islamic Bank Credit Card Payment Online & Offline in UAE](https://www.paisabazaar.ae/credit-cards/articles/sharjah-islamic-bank-credit-card-payment-online-offline-in-uae/) [How to Pay Standard Chartered Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/standard-chartered-credit-card-payment-online-offline-in-uae/) ## 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