# Dubai Islamic Bank Al Islami Platinum Plus Credit Card Features & Benefits **Published:** 2025-04-23T07:25:56.752Z **Updated:** 2026-07-30T16:31:31.322Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/dubai-islamic-al-islami-platinum-plus-credit-card-features-and-benefits/ ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE The Dubai Islamic Bank Al Islami Platinum Plus Credit Card was designed with the daily requirements of the UAE people kept in mind. This DIB credit card offers a wide range of exclusive benefits and privileges to make the spending more rewarding. Other than that, it provides immediate access to the DIB loyalty program-Wala’a rewards to give you rewards with every single purchase.   ## Key Highlights of the Dubai Islamic Bank Al Islami Platinum Plus Credit Card  * A minimum monthly salary of 25,000 dirhams is required to be eligible for this card. * Zero annual membership fee * Travel & personal accident insurance * Purchase protection ## Top Dubai Islamic Bank Al Islami Platinum Plus Credit Card Features Below specified are the key [Dubai Islamic Bank Al Islami Platinum Plus Credit Card](https://www.paisabazaar.ae/credit-cards/dubai-islamic-bank-al-islami-platinum-plus-credit-card/) features****:**** ### Purchase Protection All purchases that are made on the Dubai Islamic Bank Al Islami Platinum Plus Credit Card are covered against theft, damage, and loss under the purchase protection feature of this card. It provides cover a maximum of 60 days from the purchasing date and it is capped at US dollar 3000 per incident. ### Credit Shield Takaful You are given the extensive ‘Credit Shield Takaful’ plan for a nominal fee of 0.89 percent of the Dubai Islamic Bank Al Islami Platinum Plus Credit Card outstanding balance. This is an insurance plan that waives off the card payments for you in an event of total disability, loss of employment, or even death up to a certain limit. The following are the maximum coverage: * ****Involuntary loss of employment:**** 30,000 dirhams * ****Death:**** 200,000 dirhams * ****Permanent Total Disability:**** 200,000 dirhams ## Some Key Dubai Islamic Bank Al Islami Platinum Plus Credit Card Benefits The Dubai Islamic Bank Al Islami Platinum Plus Credit Card offers a variety of special benefits & privileges to its customers. Following are the main benefits of this card: ### Wala’a Rewards You can get easy access to the Dubai Islamic Bank Loyalty Program which is known as Wala’a Rewards to enhance your savings. Well, you can earn 6 Wala’a rewards for every 1 dirham spent on retail purchases and you can then redeem these rewards for retail purchases, hotel stays, air tickets, bill payments, and a lot more.   ### Personal Accident & Travel Insurance On buying your tickets with the Dubai Islamic Bank Al Islami Platinum Plus Credit Card, you can avail complimentary personal accident and travel insurance. This insurance plan covers delayed departure, medical expenses, personal accident, loss of baggage, loss of valuables/cash, and much more. ### Roadside Assistance This [DIB Credit Card offers](https://www.paisabazaar.ae/credit-cards/dubai-islamic-bank-credit-cards/) free roadside assistance service. You can enjoy the following complimentary services: * Fuel assistance * Towing * Battery boost * Lock-out service * Flat tyre fixing * Complimentary international driving license * Off-road pull out – unlimited complimentary services * Replacement car for one day in an event of an accident. * Vehicle registration – complimentary for a maximum of two cars in one year. * Unlimited number of emergency roadside assistance ****In A Nutshell**** Packed with top-class benefits and features, the Dubai Islamic Bank Al Islami Platinum Plus Credit Card is indeed the right credit card for meeting the various lifestyle requirements. Apart from this, it entitles you to a Dubai Islamic Bank Rewards Program – Wala’a Rewards to help you to make the most of your every spending. So, opt for this DIB credit card without giving a second thought so as to enter into a world of rewards with every single transaction. ## People Also Looking For [Credit Card](https://www.paisabazaar.ae/credit-cards/)[Credit Cards With Lounge Access](https://www.paisabazaar.ae/credit-cards/articles/5-credit-cards-offering-complimentary-airport-lounge-access/)[Best Cashback Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/)[Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-credit-card-application-status/)[NBD Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-emirates-nbd-credit-card-application-status/)[Free For Life Credit Cards](https://www.paisabazaar.ae/credit-cards/free-for-life-credit-cards/)[Credit Card With Instant Approval](https://www.paisabazaar.ae/credit-cards/articles/want-a-credit-card-with-instant-approval-here-are-your-options/) [Best Credit Cards For Beginners](https://www.paisabazaar.ae/credit-cards/articles/best-credit-cards-for-beginners-in-uae/)[ADCB Credit Card Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-adcb-credit-card-application-status/)[Credit Cards With No Annual Fee](https://www.paisabazaar.ae/credit-cards/articles/top-credit-cards-with-no-annual-fee-in-uae/)[Eligibility of Credit Card](https://www.paisabazaar.ae/credit-cards/articles/credit-card-eligibility-in-uae/)[Credit Card Without Bank Statement UAE](https://www.paisabazaar.ae/credit-cards/articles/get-a-credit-card-in-uae-without-a-job/)[Check the Status of Emirates Id](https://www.paisabazaar.ae/credit-cards/articles/check-your-emirates-id-status/) ←Previous [RAKBANK RED Credit Card](https://www.paisabazaar.ae/credit-cards/articles/rakbank-red-credit-card-features-and-benefits/) Next→ [FAB Credit Card Statement](https://www.paisabazaar.ae/credit-cards/articles/fab-credit-card-statement/)