# Dubai Islamic Bank Consumer Platinum Card Features & Benefits **Published:** 2019-10-17T00:00:00.000Z **Updated:** 2026-07-30T16:25:28.147Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/dubai-islamic-bank-consumer-platinum-card-features-and-benefits-ccart/ ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE The Dubai Islamic Bank Consumer Platinum Card is an ideal card for those customers who wish to save on their daily spending & avail the benefits of an Islamic credit card. Apart from offering a host of benefits and features, this DIB credit card provides you guaranteed cash back of a maximum of 4 percent to help you save every time you spend on this card. ## Key Highlights of the Dubai Islamic Bank Consumer Platinum Card  * No minimum spend is required to avail of cash back. * Zero annual membership fee. * A maximum of 4 percent cash back. * A minimum monthly salary of 15,000 dirhams is required to be eligible for this card. ## What Are The Various Dubai Islamic Bank Consumer Platinum Card Features To Enjoy? [Dubai Islamic Bank Consumer Platinum Card offers](/dubai-islamic-bank-consumer-platinum-card-ccdp/) various features to its customers such as: ### Instant Savings You can get back what you actually deserve and even more every time you spend using this credit card. With no minimum saving limit, you can simply use the Dubai Islamic Bank Consumer Platinum Card at participating merchants & increase your saving from the very first day to maximize your monthly cash back. ### Various Cash Back Opportunities You can earn attractive cash back on your every day spends. From groceries, fuel to utility bills, the opportunities for earning cash back are endless. ### No Minimum Spend With no minimum spend criteria, it is very easy to avail cash back with the Dubai Islamic Bank Consumer Platinum Card. You can simply use this credit card at participating merchants & start earning attractive cash back instantly. ## What Are the Dubai Islamic Bank Consumer Platinum Card Benefits To Avail? As a member of this card, you can avail the following benefits****:**** ### Cash back No matter whether you are out for the shopping at the supermarket or you are sitting at home and paying utility bills or even refueling your vehicle, you can earn guaranteed cash back of up to 4 percent on your everyday spending using this card. Below mentioned is the cash back earning rates for the Dubai Islamic Bank Consumer Platinum Card: | ****Categories of Merchant****   | ****Consumer Platinum Card**** | | --- | --- | | ****Cash Back (in percent)**** | ****Maximum Monthly Cash Back (in Dirhams)**** | | --- | --- | | ****Hypermarket & Supermarket Spends**** | 4 | 400 | | ****Fuel Spends**** | 4 | 150 | | ****Salik & NoI Recharges**** | 4 | 50 | | ****Utility Bills**** | 4 | 150 | | ****Automobile Servicing**** | 4 | 400 | | ****Du & Etisalat Bill Payments**** | 4 | 150 | Now learn how to earn 1000 dirhams cash back in a month with this [Dubai Islamic Bank Credit Card](/dubai-islamic-bank-credit-cards-bcc/): | ****Categories of Merchant**** | ****Cash Back (in percent)**** | ****Monthly Spend (in Dirhams)**** | ****Monthly Cash Back (in Dirhams)**** | | --- | --- | --- | --- | | ****Hypermarket & Supermarket Spends**** | 4 | 10,000 | 400 | | ****Fuel Spends**** | 4 | 1,000 | 40 | | ****Salik & NoI Recharges**** | 4 | 1,000 | 40 | | ****Utility Bills**** | 4 | 500 | 20 | | ****Automobile Servicing**** | 4 | 10,000 | 400 | | ****Du & Etisalat Bill Payments**** | 4 | 2,500 | 100 | | ****Total Cashback Earned**** |   |   | 1,000 |  ****Note:**** * The maximum monthly cap on cash back is 1,000 dirhams for every billing cycle. * The cash back is applicable to all types of transactions across the United Arab Emirates. * DIB has a complete right to make a change in the cash back program at any time. ### Roadside Assistance The Dubai Islamic Bank Consumer Platinum Card offers you a maximum of 3 free roadside assistance services in one year. ****In A Nutshell**** Brought to you jointly with the Department of Economic Development, the Dubai Islamic Bank Consumer Platinum Card enables you to enjoy savings every time you utilize this credit card for a variety of daily spends throughout the UAE. From automobile servicing, phone bills, Salik to supermarket and fuel purchases, the opportunity of savings are endless. ## People Also Looking For [Credit Card UAE](https://www.paisabazaar.ae/credit-cards/)[Credit Cards With Airline Lounge Access](https://www.paisabazaar.ae/credit-cards/articles/5-credit-cards-offering-complimentary-airport-lounge-access/)[Credit Cards For Cash Back](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/)[Application Credit Card Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-credit-card-application-status/)[Emirates NBD Credit Card Tracking](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-emirates-nbd-credit-card-application-status/)[Free For Life Credit Cards UAE](https://www.paisabazaar.ae/credit-cards/free-for-life-credit-cards/)[Credit Credit Cards Instant Approval](https://www.paisabazaar.ae/credit-cards/articles/want-a-credit-card-with-instant-approval-here-are-your-options/) [Best Credit Cards For Beginners](https://www.paisabazaar.ae/credit-cards/articles/best-credit-cards-for-beginners-in-uae/)[ADCB Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-adcb-credit-card-application-status/)[Credit Card Without Annual Fee](https://www.paisabazaar.ae/credit-cards/articles/top-credit-cards-with-no-annual-fee-in-uae/)[Check Eligible Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/credit-card-eligibility-in-uae/)[Credit Card For without Job](https://www.paisabazaar.ae/credit-cards/articles/get-a-credit-card-in-uae-without-a-job/)[UAE Identity Card Status](https://www.paisabazaar.ae/credit-cards/articles/check-your-emirates-id-status/) ←Previous [Dubai Islamic Bank Consumer Reward Card Features & Benefits](https://www.paisabazaar.ae/credit-cards/dubai-islamic-bank-consumer-reward-card-ccdp/) Next→ [Dubai Islamic Bank Prime Infinite Card Features & Benefits](https://www.paisabazaar.ae/credit-cards/dubai-islamic-bank-prime-infinite-card-ccdp/)