# Dubai Islamic Bank Consumer Reward Card Features & Benefits

**Published:** 2025-04-08T11:40:41.353Z
**Updated:** 2026-10-26T08:02:58.940Z
**Author:** Tanvi Pathak
**Original Url:** https://www.paisabazaar.ae/credit-cards/articles/dubai-islamic-bank-consumer-reward-card-features-and-benefits/

## Most Popular Credit Card in UAE

Salary Range

Free for Life

### Cashback Credit Card

CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance

Minimum Salary:**5,000**

Annual Fee:**Free for Life**

5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining

Enjoy complimentary airport lounge access to over 25 lounges worldwide.

Cashback

### ULTRACASH Mastercard Touch Card

Valet ParkingBalance Transfer Facility0% Installment Plans

Minimum Salary:**10,000**

Annual Fee:**500**

Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates

10% cashback on Fuel for the first 3 months and 5% thereafter

Reward Points

### TouchPoints Visa Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan

Minimum Salary:**25,000**

Annual Fee:**1,050**

15,000 Bonus TouchPoints for spends of AED 15,000

VOX Cinemas Buy one get one FREE

Founded in the year 1975, Dubai Islamic Bank (DIB) has an experience of 40+ years in catering to UAE residents through its wide range of credit cards. Being the largest Islamic banking organization across the UAE, the bank offers a Shariah compliant range of credit cards.

Among all the cards offered by the bank, the [Dubai Islamic Bank Consumer Reward Card](https://www.paisabazaar.ae/credit-cards/dubai-islamic-bank-consumer-reward-credit-card/) is one of the best ones. This card has an annual fee of AED 200 (excluding VAT) and allows its customers to earn cash back on their daily purchases. In simple words, this DIB credit card helps you to make the most of your everyday spending.                                                     

## Key Highlights of the Dubai Islamic Bank Consumer Reward Card

*   You need at least AED 3,000 of retail purchases in a statement cycle to earn cash back.
*   Annual fee of AED 200 (excluding VAT).
*   A maximum of 3 percent cash back.
*   A minimum monthly salary of AED 5,000 is required to be eligible for this card.

## Some Basic Dubai Islamic Bank Consumer Reward Card Features 

Given below are the key features of the Consumer Reward Card offered by the Dubai Islamic Bank:

### Instant Savings

When you spend using the Dubai Islamic Bank Consumer Reward Card, you can avail cash back on your all transactions. Once you spend at least AED 3,000 in a statement cycle, you can use this DIB credit card at participating merchants & start saving significantly to increase your monthly savings.  

### Minimum Monthly Spend

You need at least AED 3,000 of retail purchases in a statement cycle to earn cash back with this [Dubai Islamic Bank Credit Card](https://www.paisabazaar.ae/credit-cards/dubai-islamic-bank-credit-cards/). You can simply use it at any of the participating merchant categories & enjoy attractive cash back instantly.

### Plenty of Cash back Opportunities

The Dubai Islamic Bank Consumer Reward Card offers you a great chance to earn cash back on your everyday spend. From supermarket & hypermarket purchases, fuel, bills, and more, this card provides you plenty of opportunities to increase your savings.

### Annual Fee

This DIB credit card has an annual fee of AED 200 (excluding VAT).

## Few Dubai Islamic Bank Consumer Reward Card Benefits

The Dubai Islamic Bank Consumer Reward Card offers exclusive benefits that make it one of the best credit cards in the UAE. Following are the key benefits:

### Guaranteed Cash back

Whether you are at your home paying bills or you are out shopping for groceries at supermarket or hypermarket or even refueling your vehicle, you can earn cash back with this card. It lets you earn guaranteed cash back of a maximum of 3 percent on your everyday spending.

Below specified is the cash back earning rates for the Dubai Islamic Bank Consumer Reward Card:

| ****Categories of Merchant****<br>  | ****Consumer Reward Card**** |
| --- | --- |
| ****Cash Back (in percent)**** | ****Maximum Monthly Cash Back (AED)**** |
| --- | --- |
| ****Hypermarket & Supermarket Spends**** | 3 | 200 |
| ****School Fees**** | 3 | 200 |
| ****Fuel Spends**** | 3 | 100 |
| ****Salik & NoI Recharges**** | 3 | 25 |
| ****Utility Bills**** | 3 | 100 |
| ****Automobile Servicing**** | 3 | 300 |
| ****Du & Etisalat Bill Payments**** | 3 | 100 |

Total cashback is capped at AED 1,000 per billing cycle.

### Roadside Assistance

The Dubai Islamic Bank Consumer Reward Card offers you a maximum of 3 free roadside assistance services in one year. Moreover, you can enjoy this service by paying one time upgraded fee as required by the Dubai Islamic Bank.

****Final Words****

Brought to you jointly with the Department of Economic Development & DIB, this Dubai Islamic Bank Consumer Reward Card allows you to bulk of savings every time you this card for a variety of daily spending all over the UAE. From supermarkets & hypermarkets, fuel, bills, your opportunities of earning cash back are very huge that make this card an ideal one for all types of spenders.

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