# Dubai Islamic Bank Prime Signature Card Features & Benefits

**Published:** 2019-10-18T00:00:00.000Z
**Updated:** 2026-07-30T16:25:28.838Z
**Author:** Tanvi Pathak
**Original Url:** https://www.paisabazaar.ae/credit-cards/articles/dubai-islamic-bank-prime-signature-card-features-and-benefits-ccart/

## Most Popular Credit Card in UAE

Salary Range

Free for Life

### Cashback Credit Card

CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance

Minimum Salary:**5,000**

Annual Fee:**Free for Life**

5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining

Enjoy complimentary airport lounge access to over 25 lounges worldwide.

Cashback

### ULTRACASH Mastercard Touch Card

Valet ParkingBalance Transfer Facility0% Installment Plans

Minimum Salary:**10,000**

Annual Fee:**500**

Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates

10% cashback on Fuel for the first 3 months and 5% thereafter

Reward Points

### TouchPoints Visa Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan

Minimum Salary:**25,000**

Annual Fee:**1,050**

15,000 Bonus TouchPoints for spends of AED 15,000

VOX Cinemas Buy one get one FREE

The Dubai Islamic Bank Prime Signature Card offers an extensive range of travel and lifestyle privileges that are unmatched by any other credit card in the UAE.  In addition to catering to exciting benefits, this DIB credit card entitles you to a reward program known as Wala’a Rewards, allowing you to earn rewards which you can further redeem for hotel stays, flight tickets, bill payments, retail purchases, and a lot more.

## Key Highlights of the Dubai Islamic Bank Prime Signature Card

*   A minimum monthly salary of 25,000 dirhams is required to be eligible for this card.
*   Roadside assistance coverage
*   Purchase protection & extended warranty
*   Complete multi-trip travel insurance
*   Visa Signature dedicated website

## What Are The Various Dubai Islamic Bank Prime Signature Card Features That Make It Popular?

Given below are the features offered by the Dubai Islamic Bank Prime Signature Card:

### Credit Shield Takaful

You can take the benefit of Credit Shield Takaful which basically covers the unforeseen event such as total disability, loss of employment, or even death, taking care of your credit card outstanding during such a tough time. Below-mentioned is the maximum coverage:

*   ****Involuntary loss of employment:**** 30,000 dirhams
*   ****Death:**** 200,000 dirhams
*   ****Permanent Total Disability:**** 200,000 dirhams

### Card Protection Plus

This is an optional privilege that enables you to set security preferences on your credit card. In simple words, this feature helps you set spending restrictions on your credit card based on expense category, fixed limit, and even geographical location of all transactions.

### Balance Transfer

You can transfer the outstanding amount from your other bank’s credit card to this DIB card to save on unnecessary expenses.  The facility of a balance transfer can be utilized for up to 80 percent of the credit limit or 100 percent of the cash limit and between amounts of 100 dirhams to 250,000 dirhams only. Also, you are allowed to do multiple balance transfer transactions.

## What Are the Key Dubai Islamic Bank Prime Signature Card Benefits To Avail?

Below specified are some of the eminent benefits of the Dubai Islamic Bank Prime Signature Card:

### Wala’a Rewards

You can earn 3 Wala’a Rewards on every dirham spent on all retail purchases. You can then redeem these Wala’a Rewards for air tickets, hotel stays, retail transactions, bill payments, and much more.  

### Complimentary Valet Parking

With the [Dubai Islamic Bank Prime Signature Card](/dubai-islamic-bank-prime-signature-card-ccdp/), you can enjoy free valet parking service 2 times a month at some specific locations in Abu Dhabi & Dubai.

### Visa Fine Dining

You can use this DIB card at 75+ premium eateries & restaurants all over the UAE with exciting discounts & offers. And then, you can gain reward points every time on spending at the qualifying restaurants.

### Visa Signature Benefits

The Dubai Islamic Bank Prime Signature Card is a visa signature card and it offers various visa privileges. This card provides access to various regional, local, & global offers with dining, travel, retail, golf establishments, and entertainment. In addition to this, you can also avail plenty of value-added perks, offers, and access & tickets to special events all over the world.

### Visa Luxury Hotel Collection

The Dubai Islamic Bank Prime Signature Card offers a host of Visa Luxury Hotel benefits which includes automatic room upgrades, complimentary breakfast & internet, VIP guest status, late check-outs, and much more.

### Concierge Services

From flight & hotel reservations to airport transfer and more, the Dubai Islamic Bank Prime Signature Card offers easy access to 24/7 concierges.

### Airport Lounge Access

With this card, you can enjoy unlimited free access to premium airport lounges all over the world with a one-time registration only.

****Final Verdict****

Whether you are sitting at the comfort of your home or you are out anywhere in the world, you can use this [Dubai Islamic Bank Credit Card](/dubai-islamic-bank-credit-cards-bcc/) to avail of a wide range of travel and lifestyle benefits. Along with this, you can earn rewards points on every AED spend using this card and redeem them for a variety of purposes.

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