# Emirates Citibank Ultima Credit Card Features & Benefits **Published:** 2019-11-07T00:00:00.000Z **Updated:** 2026-07-30T16:25:28.228Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/emirates-citibank-ultima-credit-card-features-and-benefits-ccart/ ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE If you are a travel enthusiast who loves a good deal for planning a trip, then the Emirates Citibank Ultima Credit Card is a full-fledged package for you. It earns you miles on every ticket spend you make and backs you with great lifestyle benefits. ## Highlights of the Card * Welcome Bonus of 25,000 Skyward Miles * Renewal Bonus of 10,000 Skyward Miles * Joining Bonus of AED 1,500 Statement Credit ## Emirates Citibank Ultima Credit Card Features The features of the Ultima Card are: ### Skywards Silver Membership The cardmember gets access to free Skywards Silver Membership. This involves bonus tier miles, priority check-in, allowance for excess baggage, along with many more exclusive services. The silver membership is active for the primary cardholder as long as the card is active. In the case of an existing Skywards Silver Member or Skywards Gold Members, the status will remain unaffected. ### Skywards Miles Every US$1 spent on tickets is equal to 2.5 Skywards Miles. The member gets 1.5 Skyward miles for every dollar spent overseas and 1 Skyward mile per dollar spent locally. The miles can vary as per the credit limit assigned to the credit card. Additionally, for new members, a welcome bonus in the form of 25,000 Skyward miles is provided and for existing members upon annual renewing a welcome gift of 10,000 Skyward miles. You can also earn Skywards Miles on your retail spendings maximum of the credit limit on your [Emirates Citibank Ultima Credit Card](/emirates-citibank-ultima-credit-card-ccdp/). With any retail purchases in categories like grocery or supermarket spends, you will earn 50% of the usual miles. ### Easy Cash Loan A cash loan against your available credit limit can be availed by a simple click. There is no hassle of a salary transfer or additional documents. ### Easy Installment Plan Any big purchases with the Emirates Citibank Ultima Credit Card can be split into small monthly payments with the partner retailers. ### Citi World Privileges You can enjoy numerous dining and entertainment deals with Citi world privileges. ## Emirates Citibank Ultima Credit Card Benefits The various benefits in line for the cardmember are: ### Supplementary Cards You can get unlimited free supplementary cards for your family members. You don’t have to pay any additional cost and you can decide the spending limit on the cards. ### Access to Airport Lounge The lounge key gives you, your supplementary cardholder, and one free guest each the access to over 1,000s of airport lounges. You and your close ones can now relax with Emirates Citibank Ultima Credit Card before catching that flight. ### Emirates Advantage Offer You can take advantage of the 0% interest for 3 months with the Easy Installments Plan while purchasing tickets with Emirates. ### Free Golf Complimentary unlimited golf is available for the cardholder and the supplementary member on weekdays. Additionally, one free round of golf is provided per month for the weekends for the primary members. ### Complimentary Travel Insurance This [Citibank Credit Card](/citibank-credit-cards-bcc/) covers you against any accident and provides compensation for any inconvenience due to missed or delayed flights and luggage as long as your tickets are purchased with the card. ### Entertainment and Dining Benefits You can enjoy complimentary buy one get one free offer on tickets of VOX and Reel Cinemas. You are also entitled to 20% off dining at selected restaurants. ### Concierge Service To get assistance and plan better the international concierge service is provided. ### Meet and Greet Service Meet and Greet services are provided by Marhaba for the cardholder twice a year. **Over to You!** The Emirates Citibank Ultima Credit Card is packed with great deals for those who wish to travel the world and enjoy every minute it. With the great deals across every service and the miles you earn, you will be ready to take over the world in no time! ## People Also Looking For [Credit Cards In Dubai](https://www.paisabazaar.ae/credit-cards/)[Airport Lounge Access Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/5-credit-cards-offering-complimentary-airport-lounge-access/)[Cash Back Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/)[Credit Cards Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-credit-card-application-status/)[Emirates NBD Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-emirates-nbd-credit-card-application-status/)[Free For Life Credit Cards](https://www.paisabazaar.ae/credit-cards/free-for-life-credit-cards/)[Instant Acceptance Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/want-a-credit-card-with-instant-approval-here-are-your-options/) [Top Starter Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/best-credit-cards-for-beginners-in-uae/)[ADCB Bank Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-adcb-credit-card-application-status/)[No Yearly Fee Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/top-credit-cards-with-no-annual-fee-in-uae/)[Check Eligibility For Credit Card](https://www.paisabazaar.ae/credit-cards/articles/credit-card-eligibility-in-uae/)[Credit Card For Non Salaried Person](https://www.paisabazaar.ae/credit-cards/articles/get-a-credit-card-in-uae-without-a-job/)[Check Emirates Id Card Status](https://www.paisabazaar.ae/credit-cards/articles/check-your-emirates-id-status/) ←Previous [Citibank Citi Rewards Credit Card Features & Benefits](https://www.paisabazaar.ae/credit-cards/citibank-citi-rewards-credit-card-ccdp/)