# Finance House Balance Transfer Credit Cards in UAE **Published:** 2025-06-18T11:54:45.275Z **Updated:** 2026-07-30T16:31:51.124Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/finance-house-balance-transfer-credit-card/ ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE One of the very first finance companies to be established in the UAE, Finance House deals with commercial and consumer financing and investments. Finance House is a Public Joint Shareholder company which was established in the year 2004. Headquartered in Abu Dhabi, Finance House operates in both Dubai and Sharjah as well. Finance House is one of the most trusted finance companies in the UAE and serves an array of customers helping them reach their financing goals with ease. Finance House is regulated by the Central Bank of UAE ensuring optimum safety and apt standard of products and services. One of the most popular products offered by Finance House is the Finance House balance transfer credit cards. With n number of deals, exciting offers and the much-sought balance transfer service, Finance House balance transfer credit cards fit most requirements of UAE customers.  ## Best Finance House Credit Cards with Balance Transfer in UAE The [balance transfer credit cards](https://www.paisabazaar.ae/credit-cards/balance-transfer-credit-cards/) from Finance House come bearing several other benefits with them. You not only get to enjoy the ease of payment for your credit card usage amount but also some exciting deals and discounts on restaurants and more around the UAE. Following is a complete list of benefits for Finance House balance transfer credit cards: ### Finance House Platinum Credit Card A credit designed to meet all needs of the modern world, the [Finance House Platinum credit card](https://www.paisabazaar.ae/credit-cards/finance-house-platinum-credit-card/) is one of the best cards to go for if you are looking for easy payment, exciting value-added benefits, a few special privileges, and maximum security. You get three different payment options for your card and four supplementary cards for your friends and family.  **Finance House Platinum Credit Card** Airport Lounge Access * **Minimum Salary** AED 5,000 * **Annual Fee** AED 0 * Airport Lounge Access * Special Discounts * Balance Transfer * Free for Life Reward Value: **AED 594** [Apply Now](#) **Minimum Required Income:** AED 5000 **Annual Fee of the Card:** Nil **Minimum Age Limit:** 21 years **Features & Benefits of Finance House Platinum Credit Card** * Balance transfer and easy payment facility with a preferential rate of only 1.25%. Any purchase above AED 1000 can be converted into an easy payment plan for a tenure of up to 36 months.  * Get up to 4 different free for life supplementary credit cards for friends and family.  * Up to 20% off on Auto Spa and Polishing. * A discount of 30% on Eros Now subscription. * Up to 25% off on cafés and restaurants across the UAE. * Complimentary access to airport lounges across Egypt, Jordan, Kuwait, Saudi Arabia and the UAE.  * Complimentary credit shield cover, purchase protection and fraud shield cover for all cardholders.  ### [Finance House CartNet Credit Card](https://www.paisabazaar.ae/credit-cards/finance-house-cartnet-credit-card/) This unique credit card from Finance House comes with some wonderful benefits and offers that you generally never find with credit cards. The Finance House balance transfer credit card is a [cashback credit card](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/) that offers up to 50% cashback on all transactions that you make and additional cashback as a part of a referral program for Titanium cards. Apart from that, you get to enjoy several value-added benefits just like the previously described Platinum credit card from Finance House.  **Finance House CartNet Credit Card** Airport Lounge Access * **Minimum Salary** AED 5,000 * **Annual Fee** AED 0 * Airport Lounge Access * Dining offers * Movie Discounts * Health & Fitness * Balance Transfer Reward Value: **NA** [Apply Now](#) **Minimum Required Income:** AED 5000 **Annual Fee of the Card:** Nil **Minimum Age Limit:** 21 years **Features & Benefits of Finance House CartNet Credit Card** * Balance transfer and easy cash payment schedule for purchase more than AED 1000. The card comes with a preferential rate of 1.25% for the balance transfer facility.  * Free access to several VIP airport lounges across Egypt, the UAE, Jordan, Saudi Arabia and Kuwait using your CartNet credit card.  * Up to 30% off on Eros Now Subscription. * Enjoy a discount of up to 25% on various restaurants and cafés across the UAE.  * Up to 4 supplementary free for life credit cards for your friends and family.  * Complimentary credit protection cover, fraud shield cover and purchase protection cover for you and the supplementary cardholders.  ## Eligibility Criteria for Finance House Balance Transfer Credit Cards As long as you are a UAE citizen or resident with valid documented proof to show for, you can easily get any of Finance House balance transfer credit cards in the UAE. The minimum age to [get a credit card in the UAE](https://www.paisabazaar.ae/credit-cards/) is 21 years which applies in this case as well. Another special requirement you need to take care of is the minimum income amount. Both Finance House balance transfer credit cards come with a minimum salary requirement of AED 5000.  ## Documents Required for Finance House Credit Card with Balance Transfer * Passport for all UAE residents and residents visa for non-GCC residents * Valid Emirates ID for all UAE residents and citizens * Copy of valid and active Emirates ID – for both residents and citizens * Bank statements for the past 3-6 months, depending on the requirements * Signed security cheque for all individual applicants * Signed and attested application form  ## How to Apply for Finance House Balance Transfer Credit Cards You can easily apply for a Finance House credit card using either online or offline methods. To [apply for Finance House credit cards online](https://www.paisabazaar.ae/credit-cards/finance-house-credit-cards/), simply go to the application page on the official website. Locate the application button and click to reach the personal detail form. Fill out the form and send out the application to Finance House. One of the representatives will reach out to you after reviewing the application and move the process further. If you would like to apply for Finance House credit cards with balance transfer offline, simply visit one of the branches located across the UAE. Extend your application there and get help from a representative to finalise the process.  **Conclusion**  With two simple choices in front of you, it is rather easy to pick the Finance House credit card with a balance transfer facility that suits your tastes and needs the best. Make sure that you read and examine all the benefits first and then make an informed choice to end up with nothing but the best credit card in the UAE for yourself.  ## People Also Looking For [Credit Cards](https://www.paisabazaar.ae/credit-cards/)[Credit Cards With Lounge Access](https://www.paisabazaar.ae/credit-cards/articles/5-credit-cards-offering-complimentary-airport-lounge-access/)[Credit Cards With Cash Back](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/)[Application Credit Card Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-credit-card-application-status/)[NBD Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-emirates-nbd-credit-card-application-status/)[Free for Life Credit Cards](https://www.paisabazaar.ae/credit-cards/free-for-life-credit-cards/)[Apply For Credit Card Instant Approval](https://www.paisabazaar.ae/credit-cards/articles/want-a-credit-card-with-instant-approval-here-are-your-options/) [Good Credit Cards For Beginners](https://www.paisabazaar.ae/credit-cards/articles/best-credit-cards-for-beginners-in-uae/)[ADCB Bank Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-adcb-credit-card-application-status/)[Top Credit Cards With No Annual Fees](https://www.paisabazaar.ae/credit-cards/articles/top-credit-cards-with-no-annual-fee-in-uae/)[Credit Card Eligibility](https://www.paisabazaar.ae/credit-cards/articles/credit-card-eligibility-in-uae/)[Credit Card Without Salary](https://www.paisabazaar.ae/credit-cards/articles/get-a-credit-card-in-uae-without-a-job/)[Emirate Id Card Status](https://www.paisabazaar.ae/credit-cards/articles/check-your-emirates-id-status/) ←Previous [FAB Free for Life Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/fab-free-for-life-credit-cards/) Next→ [How to Pay Finance House Credit Card Bill Payment Using Online & Offline Modes](https://www.paisabazaar.ae/credit-cards/articles/finance-house-credit-card-payment-online-offline-in-uae/)