# Here's When you should Pay your Bills Using Credit Card **Published:** 2020-07-25T00:00:00.000Z **Updated:** 2026-07-30T16:25:47.573Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/heres-when-you-should-pay-your-bills-using-credit-card-ccart/ ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE Credit cards are one of the most widely financial tools all across the globe. While credit cards can help you manage your budget when in a state of financial turmoil, they are also quite convenient to use. Using your credit card allows you to make cashless transactions as a result of which you don’t need to carry heaps of cash with you. Credit card companies run several offers by providing reward points and cardholders can make use of these to obtain lucrative returns. Very often cardholders are stuck in the dilemma and are unable to decide what payments should be done using the credit card. To extract the maximum benefit out of credit cards one needs to learn at what places should credit cards be actually used. Irresponsible use of credit cards can lead to a poor credit score, accumulation of debt, and various other issues that you don’t want to get it. Therefore, to clear your doubts and to make sure that you can extract maximum benefit out of your credit card. In this thread, we will tell you when should you pay your bills using a credit card. ## Scenarios when you should Use Your Credit Cards to Pay Bills There are multiple scenarios where one can use their credit cards to pay the bill, here’s a rundown- ### Autopay your Bills Every Month Probably one of the biggest benefits of using [credit cards](/credit-cards/ "credit cards") is that one can set-up an autopay option while making payments. If you are not good at remembering dates and often forget your outstanding payments, you can use your credit card to schedule your monthly payments. These payments will be auto-debited from your card and you will be notified via email and SMS. Using credit cards to auto-pay monthly bills not only saves time but also reduces the hassle of making the payments. In order to activate the auto-debit service, you will have to enter your personal details once which can be saved for future use. From the next month onwards, cardholders need not go to the billing section to make the payments, instead, the amount will be auto-debited from their credit card. ### Earning Rewards If you are a big fan of earning credit card points and rewards you can definitely consider paying your bills using a credit card. When an individual uses credit cards to make payments for their bills there is a high probability that they get the chance to win cashback, discounts, or any other ongoing offer that is valid over the payment. In case your credit card provider runs a huge reward program you should make payments using the card as it will accrue credit points which can be later redeemed to make purchases. Apart from cashback and reward points, a large variety of credit cards offer Airmiles which can be collected and redeemed to book flight tickets. Very often card users get an instant discount or a small cashback since they’ve made the transaction using their credit card. ### Keeping a Track of your Spending Credit cards are marvelous tools when it comes to tracking one’s spending. All the transactions made on the credit card are printed on the credit card statement which allows all the users to keep a track of their spending and expenditure. Very often people using cash for making transactions lose track of their expenditure and tend to spend more than they are supposed. On the other hand in case of credit cards making payments allows users to keep a systematic track of budget which helps to manage finances in an efficient way. ### When not using Cheques for Making Payments The conventional and traditional methods of making bill payments revolved around either cheques or cash. However, with economies and countries inkling more and more towards digital forms of payments using credit cards is recommended. When a user makes his/her bill payments using a credit card in they not only manage to complete the transaction quickly but also get some extra rewards, cashback or discounts which is not in the case of cheques. ### Customer Protection A wide variety of credit card companies offer customer protection plans. These benefits include travel insurance, zero liability in case of frauds, purchase protection, extended warranties, etc. All of the benefits are available free of cost and credit card users can get these additional benefits. Furthermore, if you book your ticket using your credit card, in most cases your travel is insured by the company. Typically, cardholders are entitled to get personal accidental coverage and travel insurance on most of the credit cards in India. **In a Nutshell** Credit cards are undoubted, the modern-day financial marvel that has managed to make their way in every pocket all across the globe. When an individual is paying bills using credit cards they can do it faster and earn rewards. ## You Might Be Interested In [Credit Card in UAE](https://www.paisabazaar.ae/credit-cards/)[Airport Lounge Access Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/5-credit-cards-offering-complimentary-airport-lounge-access/)[Cash Back Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/)[Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-credit-card-application-status/)[Emirates NBD Track Application](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-emirates-nbd-credit-card-application-status/)[Free For Life Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/free-for-life-credit-cards/)[Credit Card Application Instant Approval](https://www.paisabazaar.ae/credit-cards/articles/want-a-credit-card-with-instant-approval-here-are-your-options/) [Beginners Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/articles/best-credit-cards-for-beginners-in-uae/)[Check ADCB Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-adcb-credit-card-application-status/)[Credit Card with no Annual Fee](https://www.paisabazaar.ae/credit-cards/articles/top-credit-cards-with-no-annual-fee-in-uae/)[Check Eligibility For a Credit Card](https://www.paisabazaar.ae/credit-cards/articles/credit-card-eligibility-in-uae/)[Credit Card without job](https://www.paisabazaar.ae/credit-cards/articles/get-a-credit-card-in-uae-without-a-job/)[UAE Emirates Id Status](https://www.paisabazaar.ae/credit-cards/articles/check-your-emirates-id-status/) ←Previous [How to Earn Maximum Cash Back from your Business Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/how-to-earn-maximum-cash-back-from-your-business-credit-cards-ccart/) Next→ [6 Things you Should Know about Balance Transfer Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/7-best-balance-transfer-credit-cards-in-the-uae-ccart/)