# How to Cancel Auto Debit Emirates NBD Credit Card Payments **Published:** 2023-12-27T13:32:01.343Z **Updated:** 2026-07-30T16:30:29.676Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/how-to-cancel-auto-debit-emirates-nbd-credit-card-payments/ ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE Managing your finances efficiently is essential, and that includes having control over your credit card payments. If you hold an Emirates NBD credit card and wish to regain control over your finances by cancelling auto-debit payments, you're in the right place. Auto-debit payments, while highly convenient, can sometimes become burdensome or unnecessary — knowing how to cancel them is a valuable skill. Table of Content * [When Can You Opt for Cancelling Auto Debit Feature on Emirates NBD Credit Cards?](#when-can-you-opt-for-cancelling-auto-debit-feature-on-emirates-nbd-credit-cards) * [Auto Debit Feature on Emirates NBD Credit Cards](#auto-debit-feature-on-emirates-nbd-credit-cards) * [How to Cancel Auto Debit Emirates NBD Credit Card Payments?](#how-to-cancel-auto-debit-emirates-nbd-credit-card-payments) * [Frequently Asked Questions](#frequently-asked-questions) In this comprehensive guide, we'll walk you through the step-by-step process of cancelling auto-debit payments on your Emirates NBD credit card. Whether you're looking to switch to manual payments or have a change in your financial situation, our guide will help you take charge of your credit card payments and tailor them to your needs. Say goodbye to unwanted auto-debits and hello to financial freedom! ## When Can You Opt for Cancelling Auto Debit Feature on Emirates NBD Credit Cards? Experts advise against deactivating this feature unless absolutely necessary. With that said, you have the flexibility to deactivate credit card auto debit at any time. Automatic credit card payments can be disabled online by following the instructions provided by your bank. **There are several situations where deactivation is warranted -** * **Changing Jobs:** When transitioning jobs, you may or may not maintain accounts with your previous bank, including credit card accounts. * **Opting for New Offers:** If you wish to close your current credit card account to explore new offers and benefits * **Relocating:** When your job requires you to move to a different location, impacting your banking arrangements * **Insufficient Funds:** If your bank balance is insufficient to cover the necessary payments Disabling credit card auto debit is particularly advantageous for individuals with irregular cash inflows. This is applicable to individuals with multiple credit cards as well. ## Auto Debit Feature on Emirates NBD Credit Cards Say goodbye to concerns about forgetting your credit card payment deadline. You can simplify your life by establishing automatic monthly direct debits from either your Emirates NBD or Emirates Islamic Bank accounts. You have the flexibility to select between 5%, 10%, 25%, 50%, or 100% of your bill for automatic debit. Moreover, you can modify this percentage whenever necessary. ## How to Cancel Auto Debit Emirates NBD Credit Card Payments? The following are the ways to cancel auto debit Emirates NBD credit card payments - ### Via Mobile Banking Follow the steps mentioned below to cancel auto debit Emirates NBD credit card payments via mobile banking - * Access your mobile banking account. * Open the app and tap the hamburger icon located in the top-left corner. * Navigate to Credit Cards. Choose ‘Contact Us’ before selecting ‘Send Us Feedback’. * Choose the category "Inquiries" and specify the type of inquiry. * Enter your request and then proceed to send it. ### Via Online Banking To deactivate auto debit Emirates NBD credit card payments via online banking, follow the steps mentioned below - * Access your Online Banking account and locate the "Online Advice" option. * Find your Private Wall within the interface. * Choose the specific topic, input your comment, and submit it by clicking "Post." ### Via Phone Banking You can utilise the bank's convenient 24/7 automated Phone Banking service for easy and swift access to your accounts, ensuring that you stay informed no matter your location. Phone banking representatives are at your service around the clock, ready to assist you in English, Arabic, and Hindi, seven days a week, including Sundays and public holidays. Simply dial the number +971 600 540000 to connect with a knowledgeable expert. Check out the FAQ section next to see what people are asking about auto debits on Emirates NBD credit cards - ## Frequently Asked Questions ### Q1. Can you set up an auto debit for your Emirates NBD credit card from another bank’s account? **Ans:** No, it's not possible to establish automatic debits for your Emirates NBD Credit Card using an account from a different bank. However, if you decide to open an account with Emirates NBD, you can immediately start taking advantage of the convenience of auto debit. ### Q2. What happens to the auto debit feature if you do not have sufficient funds in your bank account? **Ans:** If your account lacks the required funds on your credit card payment date, the automatic debit will not take place, resulting in late payment charges. Moreover, the designated auto debit amount will be temporarily withheld from your account. To address this situation effectively, it is advisable to deposit or transfer the outstanding balance from your credit card to your account. By doing so, you will successfully trigger the auto debit payment to your credit card and release the withheld funds in your account. Alternatively, if you choose to make a direct payment for your credit card dues, the held amount will persist in your account. This case will require communication with the bank for its release. ## People Also Looking For [Credit Card in UAE](https://www.paisabazaar.ae/credit-cards/)[Airport Lounge Access Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/5-credit-cards-offering-complimentary-airport-lounge-access/)[Cash Back Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/)[Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-credit-card-application-status/)[Emirates NBD Track Application](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-emirates-nbd-credit-card-application-status/)[Free For Life Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/free-for-life-credit-cards/)[Credit Card Application Instant Approval](https://www.paisabazaar.ae/credit-cards/articles/want-a-credit-card-with-instant-approval-here-are-your-options/) [Beginners Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/articles/best-credit-cards-for-beginners-in-uae/)[Check ADCB Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-adcb-credit-card-application-status/)[Credit Card with no Annual Fee](https://www.paisabazaar.ae/credit-cards/articles/top-credit-cards-with-no-annual-fee-in-uae/)[Check Eligibility For a Credit Card](https://www.paisabazaar.ae/credit-cards/articles/credit-card-eligibility-in-uae/)[Credit Card without job](https://www.paisabazaar.ae/credit-cards/articles/get-a-credit-card-in-uae-without-a-job/)[UAE Emirates Id Status](https://www.paisabazaar.ae/credit-cards/articles/check-your-emirates-id-status/) ←Previous [Visa Platinum Credit Card](https://www.paisabazaar.ae/credit-cards/articles/visa-platinum-credit-card/) Next→ [FAB Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/fab-credit-card-application-status/)