# How to Get a Credit Card for Salary 10000 in UAE?

**Published:** 2025-08-01T07:11:44.281Z
**Updated:** 2026-07-30T16:31:56.986Z
**Author:** Tanvi Pathak
**Original Url:** https://www.paisabazaar.ae/credit-cards/articles/how-to-get-credit-card-if-you-earn-aed-10000-in-uae/

Banks across the UAE offers a plethora of credit cards for individuals, depending on their monthly salaries. As per the CBUAE, individuals must have minimum salary of AED 5,000 to apply for card. Perks and privileges of a card depends on the card’s annual fee and the salary chosen. Here we will discuss the best credit cards for 10000 salary. Besides, you will also know the application process, eligibility, and more. ...read more

## Most Popular Credit Card in UAE

Salary Range

Free for Life

### Cashback Credit Card

CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance

Minimum Salary:**5,000**

Annual Fee:**Free for Life**

5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining

Enjoy complimentary airport lounge access to over 25 lounges worldwide.

Cashback

### ULTRACASH Mastercard Touch Card

Valet ParkingBalance Transfer Facility0% Installment Plans

Minimum Salary:**10,000**

Annual Fee:**500**

Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates

10% cashback on Fuel for the first 3 months and 5% thereafter

Reward Points

### TouchPoints Visa Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan

Minimum Salary:**25,000**

Annual Fee:**1,050**

15,000 Bonus TouchPoints for spends of AED 15,000

VOX Cinemas Buy one get one FREE

## Best Credit Card for a 10000 Salary

Given is a list of some of the credit cards for 10000 salary per month in the UAE:

| Card Name | Annual Fee | Features/ Benefits | Apply |
| --- | --- | --- | --- |
| HSBC Live+ Card | The card is free for the first year. AED 299 is charged from the second year onwards | Exceptional cashback on multiple categories<br>Complimentary visits to 1000+ airport lounges<br>Buy 1 Get 1 free movie ticket offer on Roxy and Vox Cinemas<br>Travel insurance offered by Visa<br>Features like Balance Transfer, Cash Instalment Plan, Flexi Instalment Plan<br>Free subscription to Careem+<br>Save exclusively with the Zomato Gold Dining membership | View Offers |
| HSBC Emirates Skywards Signature Card | AED 1,050 | A welcome bonus of 10,000 Skywards Miles<br>Earn up to 1.75 Skywards Miles per USD spent<br>Fast-track upgrade to Emirates Skywards Silver status<br>Travel benefits include airport dining offers, luxury hotel stays, complimentary airport lounge access, Booking.com discounts, and multi-trip travel insurance<br>Lifestyle perks such as YQ Meet & Assist, BOGO free movie tickets, and dining bill discounts with a complimentary Zomato Gold membership | View Offers |
| HSBC Max Rewards Credit Card | Free for the First Year; AED 600 from the second year onwards | Earn 1 Air Miles for each AED 1 spent<br>Travel perks include complimentary airport lounge access, a Careem+ subscription, and travel insurance<br>Lifestyle perks such as complimentary access to gyms, beach clubs, dining offers, and BOGO movie tickets | View Offers |
| Emirates NBD Diners Club Duo Credit Card | 840 | Earn reward points across multiple categories<br>Complimentary services include golf courses access, airport lounge access, and valet parking services<br>BOGO movie ticket are available at Royal cinemas | View Offers |
| Deem Platinum Mastercard | Free for Life | Earn Joy points on your everyday spending<br>BOGO free movie tickets are available across Reel and Vox cinemas<br>Complimentary services include airport lounge access and a valet parking facility<br>Other lifestyle and travel perks are Talabat discounts, Trip.com offers, Avis car rental discounts, and exclusive deals on hotel bookings | View Offers |

## Credit Card for 10000 Salary- What are the Eligibility Requirements?

Refer to the general requirements for obtaining a 10k salary credit card in the UAE:

| Eligibility Type | Requirements |
| --- | --- |
| Age | You must be 21 years old and above |
| Nationality | You must be a UAE national or a UAE expat |
| Status of Employment | You must be a salaried or self-employed individual |
| Credit Score | Decided by the Bank |

## Credit Card for 10k Salary- Documents Checklist

We have provided you with a list of documents needed to [apply for a credit card](https://www.paisabazaar.ae/credit-cards/) for 10k salary:

| For Salaried Individuals | For Self-Employed Individuals |
| --- | --- |
| Emirates ID<br>Passport<br>UAE Residence Visa<br>Salary Certificate/ Pay Slip<br>Latest 3-6 Months’ Personal Bank Statements | Emirates ID<br>Passport<br>UAE Residence Visa<br>Trade Licence and MOA<br>Latest 3-6 Months’ Company Bank Statements |

Please Note!

*   Valid documents must be presented.
*   Originals and copies of each document must be kept ready.
*   Additional documents may be required.

## How to Apply for a Credit Card via Paisabazaar.ae?

Applying for a card is now easy with Paisabazaar UAE.

Follow these steps:

1.  Click for [lead form.](#)
2.  Fill out the form with appropriate details.
3.  Check out the cards listed on the quotes.
4.  Compare them and apply.
5.  You will shortly receive a call.

### **So, what perks do you get for applying through Paisabazaar.ae?**

*   As we have collaborated with multiple banks, you have a multitude of cards to choose from.
*   You get a unique platform to compare similar cards.
*   Complete your application in just a few minutes.
*   Get dedicated experts for all card needs.

## Frequently Asked Questions

### Q1: How much salary do I need for a credit card in the UAE?

**Ans:** You must have a minimum monthly salary of AED 5,000 to be eligible for a credit card in the Emriates.

### Q2: Which is the easiest credit card to get in the UAE?

**Ans:** Cards with minimum salary requirements are the easiest to get. However, you must meet other eligibility criteria as well.

### Q3: Can I get an Emirates NBD Diners Club Duo credit card at 10k salary?

**Ans:** Yes, the minimum salary requirement for the ENBD card is AED 10,000.

### Q4: How much is the annual salary for HSBC Emirates Skywards Signature card?

**Ans:** The card has an annual membership fee of AED 1,050.

### Q5: Is there a 10k salary credit card offering complimentary airport lounge access?

**Ans:** Yes, there are cards offering lounge access at an AED 10,000 salary. Some of them are Deem Platinum Mastercard, HSBC Live+ card, Emirates NBD Diners Club Duo card, and more.  

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