# HSBC Balance Transfer Credit Cards in UAE

**Published:** 2025-06-19T12:11:40.501Z
**Updated:** 2026-07-30T16:31:52.038Z
**Author:** Tanvi Pathak
**Original Url:** https://www.paisabazaar.ae/credit-cards/articles/hsbc-balance-transfer-credit-card/

HSBC Balance Transfer credit cards let you transfer your money from one card to another. This helps you move your balance from a high-interest card to a low-interest one and avoid additional charges. Besides, some balance transfer cards come with interest-free introductory periods of up to 55-56 days. et’s look into the HSBC Balance Transfer cards and their other features. ...read more

## Best HSBC Credit Card in UAE

Free for 1st year

### Cash+

CashbackAirport Lounge AccessMovie DiscountsDining DiscountsTravel Insurance CoverageTravel DiscountsZomato Pro MembershipCareem+ Membership

Minimum Salary:**30,000**

Annual Fee:**1st Year Free\***

Enjoy automatic 1% daily cashback on all eligible spends.

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.

Welcome Bonus

### Emirates Skywards Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsTravel Insurance CoverageTravel DiscountsSkywards MembershipZomato Pro MembershipCareem+ Membership

Minimum Salary:**30,000**

Annual Fee:**2,625**

Get 40,000 sign-up bonus Skywards Miles when you pay your annual card fee.

Get another 30,000 welcome spend Skywards Miles when you spend AED 50,000 in the first 60 days (Offer Valid Till 30 April 2026). T&Cs Apply.

Free for 1st year

### Live+ Credit Card

CashbackWelcome BonusAirport Lounge AccessMovie DiscountsDining DiscountsTravel Insurance CoverageTravel DiscountsZomato Pro MembershipFuel CashbackSupermarket / Grocery CashbackCareem+ Membership

Minimum Salary:**12,500**

Annual Fee:**1st Year Free\***

Get an AED 500 welcome cashback when you apply for this card by 30 April 2026, plus AED 100 the first time you use your card in your mobile wallet. Subject to T&Cs.

Earn 6% on Dining, 5% (on fuel and 2% on groceries and entertainment - all upto AED 200

  

## Top HSBC Balance Transfer Credit Cards 

You can find 3 HSBC Balance Transfer cards in the UAE. Let’s understand each card and what it offers — 

| Credit Card Name  | Minimum Salary Requirement  | Key Features  | Check |
| --- | --- | --- | --- |
| HSBC Max Rewards Credit Card  | AED 10,000 | Save on interest by transferring your balance from other UAE cards to the HSBC card<br>Lifestyle perks include — 50% discount on dining bills at 4,000+ restaurants with the free Zomato Gold membership<br>Exclusive deals at home&Away on travel, shopping, dining, and more<br>BOGO movie ticket offers per month, along with discounts on food and beverages<br>Incredible travel privileges are — 12 free visits (per year) to 1,000+ airport lounges for the cardholder and a supplementary cardholder<br>Complimentary multi-trip travel insurance of up to USD 500,000<br>24/7 concierge service<br>Complimentary 1-year Careem Plus subscription | View Offers |
| HSBC Platinum Select Credit Card  | AED 5,000 | Save on interest by transferring your balance from other UAE cards to the HSBC card<br>Free subscription to Careem Plus for a year<br>Discount of 50% on dining bills at 4,000+ restaurants with the complimentary  Zomato Gold membership<br>Access the Timeout and Golf Access Programme to enjoy offers on retail, accommodation, and dining across the MENA region<br>Amazing deals at home&Away on dining, travel, and shopping<br>Purchase Protection and Extended Warranty features available<br>BOGO movie offers across the UAE | View Offers |
| HSBC Gold Credit Card\* | N/A | Save on interest by transferring your balance from other UAE cards to the HSBC card<br>Zero interest is applicable for up to 56 days on paying the monthly balance in full<br>Exciting dining offers across the UAE at 400+ restaurants<br>Exceptional deals on travel, dining, and shopping with home&Away | View Offers |

\*This card is not available to new customers anymore 

## Are You Eligible for an HSBC Balance Transfer Credit Card? 

Given below are the common eligibility conditions for an HSBC Balance Transfer card — 

| Eligibility Type | Criteria |
| --- | --- |
| Monthly Salary | You must have a salary of at least AED 5,000  |
| Age | You must be between 21 and 65 years old |
| Residency | You must be a UAE resident |

📝Note: Additional eligibility may apply as per the chosen card.  

  

## Document Checklist to Apply for HSBC Balance Transfer Card 

We have provided you with a list of documents required for the HSBC card application —

*   Emirates ID
*   Passport
*   Residence Visa (for expats except non-GCC nationals)
*   UAE Residency Proof —
    *   For Homeowners — Title Deeds
    *   For Tenants — Tenancy Agreement
    *   Latest 2 Months’ Utility Bills
*   Income Proof
    *   Salary Certificate
    *   Latest 2 Months’ Bank Statements/ Salary Slip 

## Apply for HSBC Balance Transfer Credit Cards via Paisabazaar.ae 

Looking for an HSBC Balance Transfer card? Check out your options on Paisabazaar.ae. 

Here’s how to select and apply for a card —

1.  Complete the [lead form](#) here
2.  Check out the quotes and apply bank filters 
3.  Choose HSBC and your preferred balance transfer card 
4.  Apply and get a call from us

We will guide you through the next steps on the call. 

**Know what privileges await when you apply through our platform —** 

✨ Get the best cards from the most prominent banks of the UAE

✨ Easily compare and choose a card of your choice 

✨ Active and dedicated customer support team 

✨ Quick and seamless application process

## HSBC Balance Transfer Cards — Fees and Charges 

Tabled below are the primary fees associated with the HSBC Balance Transfer credit cards in the UAE —

| Type of Fee | Charges |
| --- | --- |
| Cash Advance/ Cash Withdrawal Fee | 3.15% of the total amount or AED 105, whichever is higher |
| Card Replacement Fee | Free |
| Returned Cheque Fee | AED 105 |
| Retrieve Copy of Sales Slip | AED 26.25 |
| Late Payment Fee | AED 241.5 |
| Overlimit Fee | AED 288.75 |

📝Note: All charges are inclusive of VAT. 

### FAQ's on HSBC Balance Transfer Credit Card in UAE

### Q1: Which balance transfer cards are available with HSBC?

**Ans:** HSBC offers three balance transfer credit cards in UAE — 

*   HSBC Platinum Select Card 
*   HSBC Gold Card 
*   HSBC Max Rewards Card

### Q2: Is the balance transfer facility available on the HSBC Live+ card?

**Ans:** No, the HSBC Live+ card does not have a balance transfer facility.

### Q3: What is the minimum salary required to apply for an HSBC Balance Transfer card? 

**Ans:** You must have a minimum monthly salary of AED 5,000 to apply for a balance transfer credit card via HSBC.

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