# HSBC Live+ Credit Card Features & Benefits **Published:** 2025-07-16T10:46:21.483Z **Updated:** 2026-07-30T16:31:54.931Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/hsbc-live-plus-credit-card-features-and-benefits/ HSBC Live+ credit card benefits you in several ways. As one of the best cards out there if you want cashback on your daily transactions, it caters to diverse spending needs across the UAE. Whether you make spends related to travel, shopping, dining, or more, this card lets you earn more and more cashback efficiently. ...read more ## HSBC Live+ Credit Card — An Overview  The HSBC Live+ card stands out as one of the unique cards packed with remarkable features and benefits. Rebranded as a newer and more rewarding version of the ‘[cashback credit card](https://www.paisabazaar.ae/credit-cards/cashback-credit-cards/)’, it offers year-round cashback and rewards on daily shopping. With an array of features, this card is suitable for one who loves to shop, travel, and dine out.  You can gain the HSBC Live+ credit card benefits even without an account with the bank. Furthermore, with straightforward documentation and basic eligibility requirements, it’s easy to get this card.  Best HSBC Credit Card Free for 1st year ### Cash+ CashbackAirport Lounge AccessMovie DiscountsDining DiscountsTravel Insurance CoverageTravel DiscountsZomato Pro MembershipCareem+ Membership Minimum Salary:**30,000** Annual Fee:**1st Year Free\*** Enjoy automatic 1% daily cashback on all eligible spends. Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership. Welcome Bonus ### Emirates Skywards Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsTravel Insurance CoverageTravel DiscountsSkywards MembershipZomato Pro MembershipCareem+ Membership Minimum Salary:**30,000** Annual Fee:**2,625** Get 40,000 sign-up bonus Skywards Miles when you pay your annual card fee. Get another 30,000 welcome spend Skywards Miles when you spend AED 50,000 in the first 60 days (Offer Valid Till 30 April 2026). T&Cs Apply. Free for 1st year ### Live+ Credit Card CashbackWelcome BonusAirport Lounge AccessMovie DiscountsDining DiscountsTravel Insurance CoverageTravel DiscountsZomato Pro MembershipFuel CashbackSupermarket / Grocery CashbackCareem+ Membership Minimum Salary:**12,500** Annual Fee:**1st Year Free\*** Get an AED 500 welcome cashback when you apply for this card by 30 April 2026, plus AED 100 the first time you use your card in your mobile wallet. Subject to T&Cs. Earn 6% on Dining, 5% (on fuel and 2% on groceries and entertainment - all upto AED 200 ## HSBC Live+ Credit Card Features  Here are the key [HSBC Live+ credit card](https://www.paisabazaar.ae/credit-cards/hsbc-live-plus-credit-card/) features — ### **Welcome Rewards** When you get this card, you can receive up to AED 900 as rewards — here’s how:  * Get AED 800 as an Amazon gift card (when you apply before 30 November 2025) on spending AED 10,000 or more within the first 60 days * Plus, earn AED 100 when you use your card in a mobile wallet for the first time ### **Annual Fee Waiver** Enjoy no annual fee for the first year with the HSBC Live+ credit card. After that, the fee is waived if you spend AED 12,000 or more annually with this card. ### **Earn Cashback on Everyday Spending**  Earn up to 6% cashback on your spends with this card. You can get cashback at the following rates in a statement cycle if you spend AED 3,000 or more (in a month) with this card— 🔷 6% on dining (max AED 200) 🔷 5% on fuel (max AED 200) 🔷 2% on groceries, entertainment, and more (max AED 200 each) ### **Cashback on All Other Spends** For all other eligible purchases, including education, earn 0.5% cashback. This rate applies even if your monthly spending is below AED 3,000. ### **Interest-Free Days**  Pay no interest on purchases for up to 56 days when you clear your full outstanding monthly balance on time. ### **Careem Plus** Use your HSBC card on the Careem app to enjoy a free 12-month Careem Plus subscription, which can bring you incredible perks on rides and deliveries. ### **Digital Card**  Use your digital card instantly through the HSBC UAE app — no need to wait for a physical card. Simply add it to your mobile wallet for contactless payments. ### **Fraud Coverage** Get covered for fraudulent transactions with the HSBC Live+ credit card — up to USD 2,500 per claim and USD 4,000 annually. This feature ensures extended security and peace of mind. ### Travel Insurance Enjoy free multi-trip travel insurance coverage of up to USD 500,000 for yourself and your family. Note that the coverage is provided for trips of up to 90 days. ## HSBC Live+ Credit Card Benefits  Having explored the key features, let’s turn our attention to the major HSBC Live+ credit card benefits — ### **Lifestyle and Dining Benefits**  Enjoy up to 50% discount on dining at 4,000+ restaurants via Zomato Gold across the UAE. That’s not all — get ‘Buy 1 Get 1’ offer for free movie tickets with a monthly spending of more than AED 6,000 and up to 25% discount on cinema food & drinks.  ### **Travel Perks and Lounge Access** Enjoy 12 free visits to airport lounges annually for yourself and supplementary cardholders. For this, simply make at least one international spend of at least USD 1 with your card — to be done 15 days before your journey.  ### **Discounts on Hotel Bookings** Get up to 7% back in the form of wallet credits on hotel stays booked via Booking.com using the HSBC Live+ credit card, helping you save more on travel. ### **Extended Warranty** Enjoy extended warranty protection that doubles the manufacturer’s warranty by up to 1 extra year on items purchased in full with your card.  ### **home&Away Offers** Unlock exclusive global deals across travel, shopping, dining, and more with HSBC's home&Away programme, making your spending more rewarding no matter where you are. ## Frequently Asked Questions  Q1: What is the difference between the HSBC Cashback credit card and the HSBC Live+ credit card in the UAE?  **Ans:** The HSBC Cashback credit card has been rebranded as the HSBC Live+ Credit Card, which expands the cashback categories. This provides a wide range of cashback choices for everyday purchases on groceries, dining, travel, education, and more. Q2: Who can apply for the HSBC Live+ credit card?  **Ans:** If you are living in the UAE, have a salary of at least AED 5,000, and are aged between 21 to 65 years, you can easily apply for the HSBC Live+ card. Q3: What are the HSBC Live+ credit card benefits?  **Ans:** The HSBC Live+ credit card offers a range of attractive benefits such as cashback and rewards on shopping, dining, travelling, and more. Furthermore, cardholders can get airport lounge access and travel insurance benefits. Q4: Is the HSBC Live+ credit card annual fee waived? **Ans:** The annual fee of this HSBC card is waived for the first year. To continue using your card without any annual fee for further years, you need to spend at least AED 12,000 with your card in a year.  ## People Also Looking For [Credit Cards](https://www.paisabazaar.ae/credit-cards/)[Credit Cards With Access to Airport Lounges](https://www.paisabazaar.ae/credit-cards/articles/5-credit-cards-offering-complimentary-airport-lounge-access/)[Cash Back Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/)[Application Credit Card Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-credit-card-application-status/)[Emirates NBD Credit Card Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-emirates-nbd-credit-card-application-status/)[Free Credit Card for Lifetime](https://www.paisabazaar.ae/credit-cards/free-for-life-credit-cards/)[Apply For Credit Card Instant Approval](https://www.paisabazaar.ae/credit-cards/articles/want-a-credit-card-with-instant-approval-here-are-your-options/) [Top Credit Cards For Beginners](https://www.paisabazaar.ae/credit-cards/articles/best-credit-cards-for-beginners-in-uae/)[Check ADCB Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-adcb-credit-card-application-status/)[Credit Card Without Yearly Fee](https://www.paisabazaar.ae/credit-cards/articles/top-credit-cards-with-no-annual-fee-in-uae/)[Check Credit Card Eligibility](https://www.paisabazaar.ae/credit-cards/articles/credit-card-eligibility-in-uae/)[How To Get Credit Card Without Job](https://www.paisabazaar.ae/credit-cards/articles/get-a-credit-card-in-uae-without-a-job/)[Emirate Id Card Status Check](https://www.paisabazaar.ae/credit-cards/articles/check-your-emirates-id-status/) ←Previous [HSBC Premier Credit Card Features & Benefits](https://www.paisabazaar.ae/credit-cards/articles/hsbc-premier-credit-card-features-and-benefits/) Next→ [Dubai First Reward Points Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/articles/dubai-first-rewards-credit-cards-in-uae/)