# HSBC Reward Points Credit Cards in UAE

**Published:** 2025-07-17T11:21:08.017Z
**Updated:** 2026-07-30T16:31:55.265Z
**Author:** Tanvi Pathak
**Original Url:** https://www.paisabazaar.ae/credit-cards/articles/hsbc-points-rewards-credit-cards-in-uae/

HSBC Reward Points credit cards let you earn more with every spend. From everyday shopping and dining to travel and lifestyle purchases, these cards help you accumulate reward points — Air Miles and Skyward Miles — quickly and easily. These points can make your spends more rewarding. You can redeem them for flights, hotel stays, shopping vouchers, or even cashback, giving you several options to choose from that align with your lifestyle. ...read more

## Best HSBC Credit Cards in UAE

Free for 1st year

### Cash+

CashbackAirport Lounge AccessMovie DiscountsDining DiscountsTravel Insurance CoverageTravel DiscountsZomato Pro MembershipCareem+ Membership

Minimum Salary:**30,000**

Annual Fee:**1st Year Free\***

Enjoy automatic 1% daily cashback on all eligible spends.

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.

Welcome Bonus

### Emirates Skywards Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsTravel Insurance CoverageTravel DiscountsSkywards MembershipZomato Pro MembershipCareem+ Membership

Minimum Salary:**30,000**

Annual Fee:**2,625**

Get 40,000 sign-up bonus Skywards Miles when you pay your annual card fee.

Get another 30,000 welcome spend Skywards Miles when you spend AED 50,000 in the first 60 days (Offer Valid Till 30 April 2026). T&Cs Apply.

Free for 1st year

### Live+ Credit Card

CashbackWelcome BonusAirport Lounge AccessMovie DiscountsDining DiscountsTravel Insurance CoverageTravel DiscountsZomato Pro MembershipFuel CashbackSupermarket / Grocery CashbackCareem+ Membership

Minimum Salary:**12,500**

Annual Fee:**1st Year Free\***

Get an AED 500 welcome cashback when you apply for this card by 30 April 2026, plus AED 100 the first time you use your card in your mobile wallet. Subject to T&Cs.

Earn 6% on Dining, 5% (on fuel and 2% on groceries and entertainment - all upto AED 200

  

## List of HSBC Reward Points Credit Card

Refer to the list of all the HSBC Reward Points cards — 

| Credit Card Name  | Salary Requirement  | Key Features  | Apply |
| --- | --- | --- | --- |
| HSBC Emirates Skywards Signature Card  | AED 10,000 | A sign-up bonus of 10,000 Skywards Miles on paying the annual card fee\*<br>Spend at least AED 20,000 in the first 60 days of the card issuance and receive 15,000 Skywards Miles + Silver Tier membership\*<br>Earn up to 1.75 Skywards Miles for every USD 1 spent<br>Earn 1 Skywards Miles on non-AED spending<br>Earn 0.75 Skywards Miles on AED transactions<br>Earn 0.1 Skywards Miles on — Education<br>Real Estate<br>Utilities<br>Government Spending<br>Supermarkets<br>Groceries<br>Auto Dealers<br>Fuel<br>Insurance<br>Public Transport | View Offers |
| HSBC Max Rewards Credit Card  | AED 10,000 | Earn Air Miles on all card spending and, later, exchange them for hotels, flights, and more | View Offers |
| HSBC Premier Credit Card  | N/A | Earn 1 Air Mile for every AED 1 spent with the card | View Offers |
| HSBC Advance Credit Card | N/A  | Earn 1 Air Mile for each AED 1 spent with the card | View Offers |
| HSBC Platinum Select Credit Card  | N/A  | Earn Air Miles on all card spending — exchange them later for hotels, flights, and more | View Offers |
| HSBC Global Private Banking Credit Card  | N/A  | Earn Air Miles on all card spending — later, you can exchange them for hotels, flights, and more | View Offers |

\*offer valid until 30th September 2025 

  

## Know Your Eligibility for an HSBC Reward Points Credit Card

Check out the common eligibility requirements for [HSBC Credit Cards](https://www.paisabazaar.ae/credit-cards/hsbc-credit-cards/) — 

| Eligibility Type | Criteria |
| --- | --- |
| Minimum Salary | AED 5,000 |
| Age | Minimum — 21 years<br>Maximum — 65 years |
| Nationality | UAE nationals and residents |

## Documents Checklist of HSBC Reward Points Card Application 

Find below all the documents required to apply for an HSBC card —

| UAE National and GCC Nationals | UAE Resident  |
| --- | --- |
| Emirates ID<br>Passport<br>Salary certificate<br>Last 2 bank statements from the account your salary is paid into/2 salary credits into your HSBC account | Emirates ID<br>Passport<br>Residence visa<br>Salary certificate<br>Tenancy agreement/ title deeds/ utility bill not more than 2 months old<br>Last 2 bank statements from the account your salary is paid into OR salary credits into your HSBC account |

  

## Apply for an HSBC Reward Points Credit Card via Paisabazaar.ae 

Instantly apply for a credit card at Paisabazaar.ae. Here’s what you need to do —

Click the button below for the lead form > [Compare credit cards](https://www.paisabazaar.ae/credit-cards/) on quotes > Apply > Get a call from us

**Unlock the following privileges with us —**

*   Multiple card options across several UAE banks
*   Quick and hassle-free application process
*   A platform to compare multiple cards in one place

## HSBC Reward Points Card — Fees and Charges 

Look into the major fees and charges of the HSBC Reward Points credit cards before initiating your application —

| Type of Fee | Charges |
| --- | --- |
| Card Replacement Fee | Nil |
| Liability Letter | AED 52.5 |
| Returned Cheque Fee | AED 105 |
| Retrieve Copy of Sales Slip | AED 26.25 |
| No Liability Certificate | AED 52.5 |
| Late Payment Fee | AED 241.5 |
| Processing Fee for International Transactions in AED | 1.05% of the transaction amount |
| Cash Advance/ Withdrawal Fee | 3.15% of the total amount or AED 105, whichever is higher |
| Over-Limit Fee | AED 288.75 |

### FAQ's About HSBC Reward Points Credit Card

### Q1: How many Skyward Miles do I earn on non-AED transactions with the Emirates Skywards Signature card by HSBC?

**Ans:** You earn 1 Skywards Mile on all non-AED spends with your HSBC Emirates Skywards Signature card.

### Q2: Which points can I earn with the HSBC Advance credit card?

**Ans:** With the HSBC Advance card, you can earn 1 Air Mile for every AED 1 spent. 

### Q3: Where can I redeem the Air Miles I've earned with the HSBC Platinum Select card?

**Ans:** You can exchange and redeem your points on hotel bookings, flight bookings, and other lifestyle categories. 

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