# HSBC Premier Credit Card Features & Benefits **Published:** 2025-07-16T07:17:00.619Z **Updated:** 2026-07-30T16:31:54.801Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/hsbc-premier-credit-card-features-and-benefits/ HSBC Premier benefits make this card one of the top choices for those seeking premium perks and global privileges. If you’re exploring HSBC cards, selecting the right card that fits your lifestyle and budget can be confusing. However, the Premier card stands out — it comes with exclusive deals and offers that make your spends highly rewarding. Let’s find out more about this card. ...read more ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE ## People Also Looking For [Credit Card](https://www.paisabazaar.ae/credit-cards/)[Credit Cards With Lounge Access](https://www.paisabazaar.ae/credit-cards/articles/5-credit-cards-offering-complimentary-airport-lounge-access/)[Best Cashback Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/)[Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-credit-card-application-status/)[NBD Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-emirates-nbd-credit-card-application-status/)[Free For Life Credit Cards](https://www.paisabazaar.ae/credit-cards/free-for-life-credit-cards/)[Credit Card With Instant Approval](https://www.paisabazaar.ae/credit-cards/articles/want-a-credit-card-with-instant-approval-here-are-your-options/) [Best Credit Cards For Beginners](https://www.paisabazaar.ae/credit-cards/articles/best-credit-cards-for-beginners-in-uae/)[ADCB Credit Card Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-adcb-credit-card-application-status/)[Credit Cards With No Annual Fee](https://www.paisabazaar.ae/credit-cards/articles/top-credit-cards-with-no-annual-fee-in-uae/)[Eligibility of Credit Card](https://www.paisabazaar.ae/credit-cards/articles/credit-card-eligibility-in-uae/)[Credit Card Without Bank Statement UAE](https://www.paisabazaar.ae/credit-cards/articles/get-a-credit-card-in-uae-without-a-job/)[Check the Status of Emirates Id](https://www.paisabazaar.ae/credit-cards/articles/check-your-emirates-id-status/) ## HSBC Premier Credit Card — An Overview If you’re looking for a card that helps with savings and at the same time offers lifestyle perks, the Premier card might be the best one. The HSBC Premier card benefits include travel perks — from travel insurance to complimentary airport lounge access. You can also enjoy exclusive entertainment perks, such as discounts on movie tickets. With this card, earn Air Miles on all transactions and redeem them for flight and hotel bookings. ## HSBC Premier Card Features Let’s take a look at the key features of this HSBC credit card —  ### **Earn Rewards** * Earn 1 Air Mile for each AED 1 spent on all eligible transactions ### **Zero Annual Fee** * This is a free-for-life card, i.e. it comes with a zero annual membership fee ### **Zero Applicable Interest** * Enjoy zero interest for up to 56 days on paying your monthly balance in full ### **Access to Digital Transactions** * Link your card to digital wallets for contactless payments * Instant and quick payments online  ## HSBC Premier Benefits Let’s take a look at the key HSBC Premier credit card benefits in more detail — ### **Complimentary Travel Insurance** * Purchase a return airline ticket with your card and get travel insurance for free ### **Movie Discounts** * When your spends cross AED 6,000 per calendar month, enjoy ‘Buy 1 Get’ movie tickets monthly * Additionally, get up to 25% discount on food and beverages at cinemas across the UAE ### **Careem Plus Subscription** * Add your card to the Careem app and enjoy a 12-month Careem Plus subscription for free ### **Talabat App Offer** * Download the Talabat app on your device and get a 20% discount on food and grocery orders twice a month * Use the code ‘MASTERCARD’ ### **Food and Dining Offers** * Get a complimentary Zomato Gold membership * Enjoy a discount of up to 50% on dining bills at more than 4,000 restaurants across the UAE ### **Lifestyle Deals** * Exclusive deals available on travel, dining, and shopping across the globe with home&Away * Avail of up to 30% discount on Samsung electronic items, including laptops, TVs, phones, and more * Get VIP lounge access and enjoy 15% discount at Bicester Villages across the globe ### **Hotel Discounts** * Save up to 10% on your hotel accommodations with Agoda * Get up to 7% back on your Booking.com wallet for accommodation, capped at EUR 200 * Enjoy savings of up to 15% at 5,500+ IHG hotels globally along with a complimentary late checkout perk ### **Complimentary Airport Lounge Access** * Make a cross-border transaction of a minimum of USD 1 at least once every 3 months for free lounge access * Register your [HSBC credit card](https://www.paisabazaar.ae/credit-cards/hsbc-credit-cards/) on the Mastercard Travel Pass app * Get access to 8 complimentary visits to airport lounges * Access to 1,200+ lounges across the world * Book your lounge visit and receive a QR code * Enter the lounge with the app QR code or through the membership number ### **Car Rental Perks** * Book your rental car or truck with Budget to enjoy up to 10% off on your next ride * Available at 3,350+ locations across the world ### **MyUS Membership** * Enjoy a complimentary 2-year MyUS membership for up to 30% discounts on international shipping ## Frequently Asked Questions ### Q1: Do I get any benefit from shopping with the HSBC Premier card? **Ans:** Yes, shopping offers are available on home&Away and Bicester Village. Additionally, you can get a complimentary 2-year MyUS membership for international shipping. ### Q2: How much is the card’s annual fee? **Ans:** The card comes with zero annual membership fee — it is free for life.  ### Q3: How many complimentary visits can I make to airport lounges in a year? **Ans:** You get up to 8 free visits to airport lounges in a year. ### Q4: Can I link my HSBC card to a digital wallet? **Ans:** Yes, you can register your card with digital wallets.  ### Q5: Is travel insurance included in the card? **Ans:** Yes, you get complimentary travel insurance coverage when you book a return flight ticket using the card.   ←Previous [Do’s and Don’ts While Managing Multiple Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/dos-and-donts-while-managing-multiple-credit-cards/) Next→ [HSBC live+ Credit Card Features and Benefits](https://www.paisabazaar.ae/credit-cards/articles/hsbc-live-plus-credit-card-features-and-benefits/)