# RAKBANK RED Credit Card Features & Benefits **Published:** 2025-04-15T11:46:16.485Z **Updated:** 2026-07-30T16:31:26.235Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/rakbank-red-credit-card-features-and-benefits/ RAKBANK Red card is an excellent choice if you’re looking to enhance your spends with rewards. The RAKBANK RED credit card benefits include rewards, discounts, and lifestyle benefits. It also comes with strong security features and provides cashback on regular spending, making it one of the top choices. ...read more ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE ## Key Features of RAKBANK RED Credit Card in UAE This RAKBANK card comes with a range of features to provide added convenience and ease. Before moving on to the [RAKBANK Red card](https://www.paisabazaar.ae/credit-cards/rakbank-red-credit-card/) benefits, let’s take a look at its salient features —  ### **1\. International Remittance** This card lets you transfer funds to your loved ones across 170+ countries. You can make one complimentary international remittance per month, subject to current RAKBANK promotions. The card comes with 3 payout options: Account transfer, E-Wallet, and Cash Pick-up.   ### **2\. Cardless Payments** The card comes with contactless technology. With the 'Tap and Go' facility on the card, you can easily pay at any store or participating merchant across the globe. ### **3\. No-Annual Fees** Another RAK Bank Red card benefit is that it comes with zero annual fees and offers free lifetime access. You can use the card without any subscription and continue enjoying its benefits.  ### **4\. Easy Payment Plan** The RAKBANK RED credit card comes with a 0% easy payment plan. This feature allows you to convert your purchases into easy instalments of 3, 6, 9, or 12 months at a wide range of merchants. You can do so by calling 04 213 00 00 to connect with the bank’s 24 x 7 Phone Banking service within 10 days of your purchase.  ### **5\. Global Acceptance** Wide acceptance is among the top [RAKBANK Credit Card](https://www.paisabazaar.ae/credit-cards/rakbank-credit-cards/) benefits. This card is accepted at more than 36 million locations, including 1 million ATMs globally. You can use your card for cash withdrawals at ATMs globally and for cash advances at any bank or Exchange House affiliated with Mastercard International.   ### **6\. Utility Bill Payments Made Easy** With this card, you can pay bills for Etisalat (Landline, GSM, Al Shamil, Evision, Wasel Recharge, Dial-up, and Renewal), Du, DEWA, Prepaid Card, and Salik services. You can do so using your RAKBANK RED MasterCard credit card by calling 600 54 4049. ## Top RAKBANK Red Credit Card Benefits The RAKBANK RED card offers amazing cashback straightforwardly. It also comes with lifestyle perks, other savings, and easy usability. Find below some of the major RAKBANK RED credit card benefits below —  * Hotel Discounts: Up to 10% off (discount varies by property) on properties via hotels.com * Careem Rides: Up to 20% discount  * Supplementary Cards: Available for family members 18+ with customisable spending limits and cashback. * Smart Cash: Easily withdraw up to 80% of your credit limit * Travel Perks: * Up to 7% discount with Booking.com * 15%+ off on IHG hotels in Europe, India, Maldives, Middle East & Africa, plus late check-out and complimentary drink * 20% discount on car rentals with complimentary upgrades at Avis * Cashback: Up to 1.5% on all transactions (domestic & international) with a minimum AED 1,000 monthly spend — (cashback capped at max AED 300/month) * Dining Discounts: Up to 30% discount at 2,000+ restaurants, plus ‘Buy 1 Get 1’ and Foodie Fridays offers * Insurance: Credit Shield coverage through RAKInsurance  * Credit Card Cheque (CCC): Use your card for rent, school fees, or payments over AED 1,000 — even if the credit card facility is not available!  * Balance Transfer: Transfer balances from other banks with low interest and no documentation ## What are the Eligibility Criteria for the RAKBANK Red Credit Card in UAE? While we now know the RAK Bank red card benefits, it’s also important to know the eligibility criteria before applying. Check out the major requirements for this card below- | Age | You must be at least 21 years old | | --- | --- | | Residency | Must be a UAE resident or citizen | | Minimum Salary | For Salaried Applicants  Minimum monthly salary of AED 5,000  For Self-employed Applicants  Average quarterly turnover of at least AED 75,000 OR
Average quarterly account balance of AED 150,000 or more | ## FAQs ### Q1: What are the RAKBANK RED card benefits? **Ans:** The list of RAKBANK Red credit card benefits includes zero annual fees, cashback of up to 1.5%, cash advances up to 80% of the total credit limit, and more. The perks also include discounts on hotels, travel, cabs, and more. ### Q2: Does the RAKBANK RED Credit Card offer contactless payments? **Ans:** Yes, the RAKBANK Red card offers contactless payments. It comes with a ‘Tap and Go’ facility, which allows you to make contactless payments without any hassle. ### Q3: Is the RAKBANK RED Credit Card free for life? **Ans:** Yes, the RAKBANK Red credit card is free for life. ### Q4: Does the RED Credit Card offer complimentary foreign remittance services? **Ans:** ​​​​​​​Yes, you receive one complimentary international remittance each month when utilising your RED Credit Card to transfer funds to over 170 countries. ## People Also Looking For [Credit Cards](https://www.paisabazaar.ae/credit-cards/)[Credit Cards With Access to Airport Lounges](https://www.paisabazaar.ae/credit-cards/articles/5-credit-cards-offering-complimentary-airport-lounge-access/)[Cash Back Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/)[Application Credit Card Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-credit-card-application-status/)[Emirates NBD Credit Card Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-emirates-nbd-credit-card-application-status/)[Free Credit Card for Lifetime](https://www.paisabazaar.ae/credit-cards/free-for-life-credit-cards/)[Apply For Credit Card Instant Approval](https://www.paisabazaar.ae/credit-cards/articles/want-a-credit-card-with-instant-approval-here-are-your-options/) [Top Credit Cards For Beginners](https://www.paisabazaar.ae/credit-cards/articles/best-credit-cards-for-beginners-in-uae/)[Check ADCB Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-adcb-credit-card-application-status/)[Credit Card Without Yearly Fee](https://www.paisabazaar.ae/credit-cards/articles/top-credit-cards-with-no-annual-fee-in-uae/)[Check Credit Card Eligibility](https://www.paisabazaar.ae/credit-cards/articles/credit-card-eligibility-in-uae/)[How To Get Credit Card Without Job](https://www.paisabazaar.ae/credit-cards/articles/get-a-credit-card-in-uae-without-a-job/)[Emirate Id Card Status Check](https://www.paisabazaar.ae/credit-cards/articles/check-your-emirates-id-status/) ←Previous [How to Get a Credit Card for a Salary Below AED 6000 in UAE?](https://www.paisabazaar.ae/credit-cards/articles/how-to-get-a-credit-card-for-a-salary-below-aed-6000-in-uae/) Next→ [Dubai Islamic Bank Al Islami Platinum Plus Credit Card Features & Benefits](https://www.paisabazaar.ae/credit-cards/articles/dubai-islamic-al-islami-platinum-plus-credit-card-features-and-benefits/)