# SmartBuy HDFC **Published:** 2024-06-14T11:43:36.224Z **Updated:** 2026-07-30T16:30:40.767Z **Author:** Tanvi Pathak **Original Url:** https://www.paisabazaar.ae/credit-cards/articles/smartbuy-hdfc/ ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE SmartBuy stands as an exclusive customer engagement platform for HDFC Bank cardholders. Within HDFC SmartBuy, merchants showcase their offerings. Users wield the power to utilise various HDFC Bank payment instruments — debit cards, [credit cards](https://www.paisabazaar.ae/credit-cards/), internet banking, or the PayZapp wallet. Engaging on SmartBuy isn't just about transactions; it's a gateway to a lavish customer experience coupled with enticing deals.  Dive into a world where every purchase yields not just products but a plethora of benefits, ranging from discounts and reward points to cashback. From spontaneous travel and entertainment plans to managing payments, mobile recharges, or snagging the finest deals, offers.smartbuy.hdfcbank.com is your one-stop destination for seamless and rewarding experiences! ## Privileges Available on HDFC SmartBuy Here are the products and services that you can avail of on SmartBuy HDFC – * Flights – You can find the best fares and last-minute deals on flights.  * Hotels – With SmartBuy HDFC, you can stay at the best hotels.  * Bus – With deals and offers on bus bookings, you can travel both ergonomically and economically. * Trains – When you book train tickets on HDFC SmartBuy, you get reward points and cashback. * Insta Vouchers – With over 130 brands onboard, SmartBuy enables you to get vouchers loaded with offers and discounts.  | **Read Also - [List of Best Credit Cards in UAE](https://www.paisabazaar.ae/credit-cards/articles/best-credit-card-in-uae/)** | | --- | ## Happening Offers Available on HDFC SmartBuy The following are some of the ongoing offers on HDFC SmartBuy –  * Avis India –  Get up to 35% off on buses, trains, and taxis.  * AbhiBus – Avail up to 20% off (INR 250) as an instant discount along with flat INR 350 AbhiBus Cashback.  * Akbar Travels – Get INR 200 as an instant discount on domestic and international flights per booking. You can also enjoy a flat 12% discount on domestic and international hotels and even avail of a 10% discount on every booking on holiday packages to select international venues from India.  * All Nippon Airways – Get a 15% discount on economy class when you register with All Nippon Airways.  * EaseMyTrip – Avail of attractive discounts on travel reservations upon using HDFC Net Banking on EaseMyTrip.  * Eastin Easy Vita – Get a 10% discount on Room and F&B upon using HDFC bank cards.  * Eastin Residency (Vadodara) – Get up to 2.5% off on bills for accommodation and restaurants.  * 7 Ocean – Get up to 10% instant off on the Total Bill on HDFC bank cards.  * Ace Auto – Get an additional discount of 1% on vehicle value.  * Adiotrip – Get up to INR 800 as an instant discount on domestic and international flights with Adiotrip. * AK Mobile – Get up to INR 999 worth of accessories on purchase of any INR 15,000 mobile.  * Aeropostale – Get an additional discount of 15% on spending INR 1,999 or more.  * Anahi – Avail of an additional discount of 15% on shopping for INR 1,999 or more.  * Arrow – Get an additional discount of 10% on shopping for more than INR 2,499. For some quick facts related to SmartBuy HDFC, go through the following frequently asked questions section.  ## Frequently Asked Questions ### Q1: What are the services and products offered on SmartBuy HDFC? **Ans:** Products and services available on SmartBuy by HDFC include bookings for flights, buses, trains, cabs, and hotels. You can use the offers on the portal for settling bills. ### Q2: Can you use a credit card other than HDFC credit card? **Ans:** The SmartBuy program exclusively caters to HDFC Bank cardholders. With that said, this platform accommodates various payment methods, including Debit/Credit cards, NetBanking, PayZapp, and other HDFC Bank payment instruments, making it accessible to a broader audience. ### Q3: What kind of deals and offers are available on SmartBuy HDFC? **Ans:** SmartBuy offers substantial discounts and deals on a variety of products from reputable merchants across India. Beyond merchant-specific offers, you can also enjoy extra savings through additional SmartBuy platform offers visible at the time of payment when you use your HDFC Bank Debit/Credit/Prepaid Cards. ### Q4: How can you avail of a product or a service? **Ans:** Shopping on SmartBuy is fast and straightforward. Choose your desired Product/Service, input essential details at checkout, review the order summary, and make payment using HDFC Bank Credit/Debit Card, Net Banking, PayZapp, or any other HDFC Bank payment method. ## People Also Looking For [Credit Card UAE](https://www.paisabazaar.ae/credit-cards/)[Credit Cards With Airline Lounge Access](https://www.paisabazaar.ae/credit-cards/articles/5-credit-cards-offering-complimentary-airport-lounge-access/)[Credit Cards For Cash Back](https://www.paisabazaar.ae/credit-cards/articles/top-cashback-credit-cards-in-uae/)[Application Credit Card Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-credit-card-application-status/)[Emirates NBD Credit Card Tracking](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-emirates-nbd-credit-card-application-status/)[Free For Life Credit Cards UAE](https://www.paisabazaar.ae/credit-cards/free-for-life-credit-cards/)[Credit Credit Cards Instant Approval](https://www.paisabazaar.ae/credit-cards/articles/want-a-credit-card-with-instant-approval-here-are-your-options/) [Best Credit Cards For Beginners](https://www.paisabazaar.ae/credit-cards/articles/best-credit-cards-for-beginners-in-uae/)[ADCB Credit Card Application Status](https://www.paisabazaar.ae/credit-cards/articles/how-to-check-adcb-credit-card-application-status/)[Credit Card Without Annual Fee](https://www.paisabazaar.ae/credit-cards/articles/top-credit-cards-with-no-annual-fee-in-uae/)[Check Eligible Credit Cards](https://www.paisabazaar.ae/credit-cards/articles/credit-card-eligibility-in-uae/)[Credit Card For without Job](https://www.paisabazaar.ae/credit-cards/articles/get-a-credit-card-in-uae-without-a-job/)[UAE Identity Card Status](https://www.paisabazaar.ae/credit-cards/articles/check-your-emirates-id-status/) ←Previous [Credit Cards with No Foreign Transaction Fees](https://www.paisabazaar.ae/credit-cards/articles/credit-cards-with-no-foreign-transaction-fees/) Next→ [gold credit cards](https://www.paisabazaar.ae/credit-cards/articles/gold-credit-cards/)