# Visa Platinum Credit Card

**Published:** 2023-12-27T10:26:49.471Z
**Updated:** 2026-07-30T16:30:29.269Z
**Author:** Tanvi Pathak
**Original Url:** https://www.paisabazaar.ae/credit-cards/articles/visa-platinum-credit-card/

## Most Popular Credit Card in UAE

Salary Range

Free for Life

### Cashback Credit Card

CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance

Minimum Salary:**5,000**

Annual Fee:**Free for Life**

5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining

Enjoy complimentary airport lounge access to over 25 lounges worldwide.

Cashback

### ULTRACASH Mastercard Touch Card

Valet ParkingBalance Transfer Facility0% Installment Plans

Minimum Salary:**10,000**

Annual Fee:**500**

Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates

10% cashback on Fuel for the first 3 months and 5% thereafter

Reward Points

### TouchPoints Visa Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan

Minimum Salary:**25,000**

Annual Fee:**1,050**

15,000 Bonus TouchPoints for spends of AED 15,000

VOX Cinemas Buy one get one FREE

Visa Platinum credit cards have emerged as the epitome of financial sophistication. These exclusive financial instruments offer a gateway to a world of unparalleled privileges and benefits.

In this article, we will dive into the dynamic realm of Visa Platinum credit cards, exploring their unique features tailored to the discerning needs of UAE residents. From complimentary airport lounge access to concierge services that cater to your every need, these cards redefine the way you experience financial freedom.

Table of Content

*   [Benefits of Visa Platinum Credit Card](#benefits-of-visa-platinum-credit-card)
*   [Banks Providing Visa Platinum Credit Card in the UAE](#banks-providing-visa-platinum-credit-card-in-the-uae)
*   [Emirates NBD](#emirates-nbd)
*   [Emirates Islamic Bank](#emirates-islamic-bank)
*   [Abu Dhabi Commercial Bank](#abu-dhabi-commercial-bank)
*   [First Abu Dhabi Bank](#first-abu-dhabi-bank)
*   [Things to Consider When Looking for Visa Platinum Credit Cards](#things-to-consider-when-looking-for-visa-platinum-credit-cards)

Moreover, we will uncover the intricacies of rewards programs, travel perks, and lifestyle enhancements that make Visa Platinum the preferred choice for those who seek more than just a credit card. Discover how these cards are not just a means of payment but a gateway to an elevated lifestyle.

## Benefits of Visa Platinum Credit Card

Discussed below are the benefits of Visa Platinum credit cards -

### Travel Benefits

*   24-hour concierge assistance 
*   In case of an emergency, you can avail of cash anywhere in the world.
*   You can replace the Visa Platinum credit card at any point in case of an emergency.
*   Use the Visa application to book transportation to the airport.

### Purchase Protection

*   Extended Warranty
*   Price Protection
*   Insure the items that you purchase via Visa Platinum credit card against theft, damage, or non-delivery

### Emergency Medical Benefits

*   Avail general information related to the COVID-19 symptoms
*   International emergency medical services
*   Get digital solution using International Medical Services

### Concierge

*   Get support from your dedicated agent around the clock, every day of the year. 
*   Discover exclusive perks available at a curated selection of the world's most prestigious hotels under the Visa Luxury Hotel Collection.

  

## Banks Providing Visa Platinum Credit Card in the UAE

Check out the banks that offer several types of Visa Platinum credit cards in the UAE -

## Emirates NBD

Emirates NBD stands as a prominent and highly regarded financial institution in the UAE, offering an extensive array of financial solutions designed to serve both individual and corporate customers.

Among its offerings, the [Emirates NBD credit card](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-cards/) stands out, featuring a wide range of advantages and perks carefully crafted to match the distinct preferences and needs of its clientele.

**The following table highlights the different credit cards offered by the bank -**

| Credit Card | Features and Benefits | Apply |
| --- | --- | --- |
| Emirates NBD Lulu 247 Platinum Credit Card | Minimum Salary - AED 15,000 per month<br>Annual Fees - AED 262.5<br>Rewards - Up to 7% back as Lulu Points on daily expenses<br>Welcome bonus of up to 500 points<br>4% points on fuel spends<br>2% on utility bill payments<br>‘Buy 1 Get 1 Free’ offer at Reel Cinemas<br>Complimentary access to over 25 regional and global airport lounges via LoungeKey<br>Valet Parking at selected locations in Abu Dhabi<br>Free access to some of the best golf courses across the UAE<br>Concierge services | Apply Now |
| Emirates NBD Go4It Platinum Credit Card | Minimum Salary - AED 12,000 per month<br>Annual Fees - AED 208.95<br>Earn Plus Points in the following ways -5 points for spending AED 200 over weekends<br>4 points for spending AED 200 on RTA<br>1 point for spending AED 200 on weekdays<br>Access to Gold Class in the Dubai Metro and pay fares using the credit card<br>Get free rides on the Dubai ferry<br>Buy Vox Cinemas movie tickets at an exclusive price of AED 47.25 for 2 tickets<br>Complimentary life insurance | Apply Now |
| Emirates NBD VISA Platinum Credit Card | Minimum Salary - AED 12,000 per month<br>Annual Fees - AED 735<br>Up to 30% discount at over 2,000 restaurants across the UAE<br>Earn Plus Points -Earn 1.5 points for every AED 100 spent<br>0.4% points for spending at supermarkets, insurance, groceries, and car dealership<br>0.2% points for spending on utility bill payments, education, fuel, and real estate<br>Free insurance on big purchases<br>Interest period of up to 55 days on retail purchases-related charges | Apply Now |

## Emirates Islamic Bank

Emirates Islamic Bank stands out as a prominent credit card provider in the Middle East, presenting a diverse range of credit cards tailored to cater to a wide spectrum of financial needs and lifestyles.

With an [Emirates Islamic Bank credit card](https://www.paisabazaar.ae/credit-cards/emirates-islamic-bank-credit-cards/), you can enjoy an array of advantages, including favourable interest rates, cashback incentives, travel perks, and exclusive discounts. It's worth highlighting that Emirates Islamic Bank extends these credit card benefits at a highly competitive cost structure, rendering them an exceptional option for individuals seeking competitive rates and rewarding benefits.

Emirates Islamic Bank offers an Etihad Guest Platinum Credit Card too. **Here are the benefits of this VISA Platinum credit card -**

*   Minimum Salary - AED 5,000 per month
*   Annual Fees - AED 208.95
*   Discounts on travel, dining, shopping, and hotels
*   2 free inflight WiFi vouchers per membership annually
*   0% easy payment plans on Etihad purchases for up to 6 months
*   50% cashback on cinema tickets on any day of the week with a limit of AED 50 per month
*   Purchase protection for stolen, lost, and damaged goods
*   Extended warranty benefit
*   10% miles back on flight redemptions and upgrades
*   Up to 4 complementary supplementary cards without any AMF
*   USD 25 on food and beverages at over 900 international hotels via Visa Luxury Hotel Collection
*   Secured online shopping experience with 3D Secure feature
*   Get up to 25% cashback on more than 1,500 brands at CashbackSouk.ae
*   Balance transfer benefit
*   Convenience and secure payments with Apple Pay, Google Pay, and Samsung Pay

  

## Abu Dhabi Commercial Bank

Abu Dhabi Commercial Bank (ADCB), one of the leading banks in the UAE, presents a diverse selection of credit cards — both Islamic and conventional — tailored for UAE residents. With a range of benefits spanning from initial signup perks to ongoing monthly rewards, [ADCB credit cards](https://www.paisabazaar.ae/credit-cards/adcb-credit-cards/) offer an extensive array of choices and features for cardholders. These credit cards from ADCB are thoughtfully designed to cater to the distinctive needs of various applicant profiles.

**Check out the table below for the benefits of the top ADCB Visa Platinum credit cards in the UAE:**

| Credit Card | Features and Benefits | Apply |
| --- | --- | --- |
| Abu Dhabi Commercial Bank Etihad Guest Platinum Credit Card | Minimum Salary - AED 8,000 per month<br>Annual Fees - Free for 1st year, AED 525 from the 2nd year onwards<br>Welcome Miles<br>Etihad Guest Miles on Regular Spends<br>Dining discounts<br>Travel discounts/benefits<br>Complimentary access to international airport lounges<br>Complimentary class upgrades | Apply Now |
| Abu Dhabi Commercial Bank Islamic Etihad Guest Platinum Card | Minimum Salary - AED 8,000 per month<br>Annual Fees - Free for 1st year, AED 525 from the 2nd year<br>Welcome Miles<br>Etihad Guest Miles on Regular Spends<br>Dining discounts<br>Travel discounts/benefits<br>Complimentary access to international airport lounges<br>Complimentary class upgrades | Apply Now |

  

## First Abu Dhabi Bank

One of the largest banks in the UAE, [First Abu Dhabi Bank Credit Card](https://www.paisabazaar.ae/credit-cards/fab-credit-cards/) is vouched for its excellent collection of credit products and services. The bank offers credit cards for travel, cash back rewards, lifestyle, and other rewards.

**Some of the top VISA Platinum credit cards from the bank are discussed below -**

| Credit Cards | Features and Benefits | Apply |
| --- | --- | --- |
| FAB SHARE Platinum Credit Card | Minimum Salary - AED 10,000 per month<br>Annual Fees - AED 1,000<br>SHARE Benefits -Opportunity to earn SHARE points across the world at shopping malls, movie theatres, purchases from exclusive partners, and grocery stores<br>These points can be redeemed at 3,500 stores at the Mall of Emirates and City Centres across the UAE<br>Gain access to SHARE rebates via exclusive contests and member benefits available on the SHARE mobile application<br>Get 10,000 SHARE points for free upon activating your FAB SHARE Platinum Credit Card<br>Get up to 7% value back in SHARE points for every AED 1 spent at Carrefour<br>Earn up to 6.25% value back in the form of SHARE points for spending at VOX Cinemas, Magic Planet, iFLY Dubai, Ski Dubai, Dreamscape, and Little Explorers<br>Get up to 4.25% SHARE points on all purchases done at the Mall of Emirates and City Centres across the UAE<br>Earn up to 2.25% SHARE points on international purchases, other retail spending, and online shopping<br>Lifestyle Benefits -Avail of 2 VOX Cinemas movie tickets at the price of 1 movie ticket<br>Use SHARE points to make payments at the Mall of Emirates and City Centres in the UAE<br>Use the Visa Platinum Credit Card to make payments via Apple Pay, Samsung Pay, and Google Pay<br>Other Benefits -Get discounts on airport transfers via Careem and Visa<br>Avail of 4 complementary supplementary credit cards for your family<br>Get competitive rates and easy payment plans at the time of balance transfer<br>Get 2-for-1 offers via Entertainer App and Visa<br>Manage your credit card effortlessly using FAB mobile application<br>Credit Shield benefits for outstanding balance<br>SMS alerts for all your credit card transactions<br>Purchase protection benefit for coverage against theft, accident, or non-delivery of the products.<br>Extended warranty for up to 12 months beyond the manufacturer’s warranty | Apply Now |
| FAB Rewards Platinum Credit Card | Minimum Salary - AED 8,000 per month<br>Annual Fees - AED 200 or AED 300<br>Get FAB rewards as bonus that is equal to your 1st year’s annual fee (applicable only if you activate and use your card within the 30 days of card issuance)<br>Get up to 5 FAB rewards for spending AED 1 on gaming — PlayStation, Xbox, Twitch, Nintendo, Steam, and more<br>Earn up to 1 FAB reward for every AED 1 spent using your card<br>Travel Discounts/Benefits -Get up to 2 airport transfers a year starting from AED 40 (applicable within the same city)<br>Enjoy travel benefits and rebates with Visa partners including YQ Meet and Assist, IHG Hotels and Resorts, DragonPass Airport dining offers, Avis Car Rental, Jumeirah Hotels, Visa Luxury Hotel Collection, Booking.com, and more<br>Lifestyle Benefits -Experience the pleasure of watching up to 4 movies every month at an unbeatable price of AED 15 on weekdays and AED 20 on weekends at Cine Royal, Reel Cinemas, and Oscar Cinema.  You can also grab weekday movie tickets starting from just AED 20 at VOX Cinemas.Get offers on dining Win cash prizes up to AED 50,000<br>Get credit card benefits and discounts across travel and lifestyle along with card protection<br>Purchase Protection and extended warranty (an extended warranty of 12 months beyond the warranty period stated by the manufacturer)<br>If you've utilised your FAB Rewards Platinum Credit Card for travel expenses, you qualify for complimentary Medical and Travel Assistance Insurance coverage for both you and your family while travelling to destinations outside your primary country of residence (for a maximum duration of 90 days)<br>Credit Shield | Apply Now |

## Things to Consider When Looking for Visa Platinum Credit Cards

When looking for a Visa Platinum credit card, make sure to consider the following things -

*   **Purchase Interest Rate -** The purchase rate denotes the interest rate assessed when you use your credit card to buy goods or services. It's particularly significant if you tend to maintain a balance on your credit card from month to month. With that said, if you consistently pay your monthly statement in full, this may not be as critical as you are typically granted a certain number of interest-free days.
*   **Introductory Interest Rates -** As part of a promotional offer, credit card providers sometimes present introductory balance transfer rates that are notably lower than their standard rates. It's essential to verify the duration of this promotional rate and what the rate will revert to after the introductory period concludes.
*   **Interest-Free Period -** Most credit cards provide a grace period during which no interest is charged on purchases. This typically ranges from 21 to 55 days per statement period. These interest-free days can help you avoid accruing additional charges, although they are only accessible if you settle your balance in full by the statement's due date. Otherwise, interest will be applied from the date of purchase.
*   **Value of Rewards Points -** It's worthwhile to conduct some research and calculations to determine the actual worth of a credit card's rewards points. Consider factors such as the card's earning rate, the rewards available, and the annual fee to gauge the potential value. This analysis will help you compare rewards programs offered by different credit cards effectively.
*   **Application Eligibility -** Keep in mind that submitting multiple credit card applications in a short time frame can negatively affect your credit rating. To avoid this, it's advisable to research the eligibility requirements for particular credit cards to ensure that you only apply for the ones for which you meet the criteria.

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