# CBD Visa Platinum Credit Card **Original Url:** https://www.paisabazaar.ae/credit-cards/cbd-visa-platinum-credit-card/ The CBD Visa Platinum Credit Card is designed for UAE nationals and expatriates wanting convenience, flexibility, and lifestyle rewards. With no annual fees, convenient bill payments, online shopping facility, and special privileges, it enhances your buying power with ease of payment on day-to-day expenses. ...read more ## Most Popular Credit Card in UAE Salary Range Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE ## Overview of the CBD Visa Platinum Credit Card Provided by Commercial Bank of Dubai, the CBD Visa Platinum Credit Card is an elite financial product that caters to contemporary lifestyles. It provides effortless transactions for day-to-day purchases, bill payments for utilities, and online purchases.  Card members get to enjoy a variety of benefits, like reduced interest charges and lifestyle promotions. Available to UAE residents, the card usually has no annual fee and is designed to enable spending with value and convenience. For daily use or for ultimate rewards, this card offers monetary freedom with real benefits. ## CBD Visa Platinum Credit Card Benefits  The following are the key CBD Visa Platinum Credit Card benefits: | Benefits – Category | Description | | --- | --- | | Hotel & Vacation Discounts | 12% discount in over 985,000 hotels and vacation rentals worldwide with Agoda | | Buy One Get One Offers | Get exclusive dining, lifestyle, and entertainment deals available on the CBD App.  | | VOX Cinemas Offer | Enjoy 50% off at VOX Cinemas in the UAE every Sunday
Valid for up to 4 tickets per booking and 10 tickets per month | | Emaar Entertainment Discounts | Enjoy a 15% discount on the Emaar Entertainment venues, including:EKart Zabeel
VR Theme Park
Kidzania
Dig It Dubai | | CBD Credit Shield | Paying 1% monthly fee on your outstanding balance. | | Earn CBD Reward Points | Earn points on every purchase and redeem them for Emirates Skywards Miles, Etihad Guest Miles (at 20 points = 1 mile), cashback, travel, vouchers, and more.
Earn 0.75 points per AED on grocery purchases and government-related purchases
Earn 1 point per AED on all other local spends
Earn 1.5 points per AED on all international spends | ## Eligibility Criteria for the CBD Visa Platinum Credit Card Discussed below are the eligibility parameters for the [CBD Credit Card](https://www.paisabazaar.ae/credit-cards/cbd-credit-cards/): | Minimum Monthly Salary | You must be a confirmed employee with a minimum salary of AED 5,000 | | --- | --- | | Age Requirement | Individuals aged between 21 and 65 years (as of the card's expiry date) or persons aged between 21 and 63 years (as of the card's issuance date). | | Nationality | UAE Nationals and Expatriates | | Employment Type | Salaried or Self-Employed | | Residency | UAE residents with a proper Emirates ID | | Credit Score | An excellent credit score is a must | | Stable Income Source | A substantial income is necessary | Note: The CBD Visa Platinum Credit Card is discontinued in the United Arab Emirates. However, people already holding this card will continue to enjoy its facilities.   ## Documents Required for CBD Visa Platinum Credit Card The documents required to apply for the CBD Visa Platinum Credit Card are listed below: | ### For Salaried UAE-based Individuals | ### For Self-Employed UAE-based Individuals | | --- | --- | | Emirates ID
Original and photocopy of a valid passport
Residence visa
National ID (if applicable) | Emirates ID
Original and photocopy of a valid passport
Residence visa
National ID (if applicable)
Valid trade licence | ### Note: The bank may require additional documentation as per its terms and conditions.  ## Fees & Charges of the CBD Visa Platinum Credit Card Charges for the CBD Visa Platinum Credit Card are as follows: | Fees | Amount | | --- | --- | | Annual Membership Charges | Free for Life | | Annual Membership Charges of Supplementary Card | Free for life | | Late Payment Charges | AED 241.50 | | Replacement for Lost/Stolen Card | AED 78.75 | | Liability Letter Issuance | AED 52.50 | ## FAQs About the CBD Visa Platinum Credit Card ### Q1: What is the minimum salary required to apply for the CBD Visa Platinum Credit Card? **Ans:** Applicants must be either salaried or self-employed individuals with a minimum monthly earnings of AED 5,000. ### Q2: Am I able to transfer my CBD Reward Points to another customer's account? **Ans:** No, CBD Reward Points are non-transferable and cannot be transferred to another customer's account. ### Q3: What do I need to do to redeem my reward points prior to closing my CBD Visa Platinum Credit Card? **Ans:** You must redeem all earned reward points before asking to close the card. If the points are not redeemed before you close your account, you will need to use your points for Emirates or Etihad. ### Q4: What do I do if I have lost or had my CBD Visa Platinum Credit Card stolen? **Ans:** You should contact the nearest CBD branch or call 600 575 556. The card will be blocked at once, and a fresh replacement card will be issued.