# Citibank Citi Cashback Credit Card

**Original Url:** https://www.paisabazaar.ae/credit-cards/citibank-citi-cashback-credit-card/

Citi Cashback credit card is designed to make everyday transactions more rewarding. Whether you are shopping for groceries, filling up on fuel, or paying utility bill payments, you can enjoy savings with easy cashback. With up to 3% cashback and no minimum spend requirements, this Citi card makes your daily expenses truly rewarding. And that’s not all — it also brings a world of exclusive discounts, offers, and access to global Citi privileges. ...read more

## Citi Cashback Credit Card — Key Features and Benefits

Here are the perks offered by the Citi Cashback credit card in the UAE —

| Basic Benefits | Travel Benefits | Lifestyle Benefits |
| --- | --- | --- |
| **Purchase Protection & Extended Warranty**The feature is applicable to all purchases made through the credit card**Travel Accident & Medical Insurance**Get coverage for lost luggage, medical emergencies, and delayed flights | **Airport Lounge Access**Complimentary access to more than 1,100 airport lounges across the globe**Booking.com Discounts**Up to 10% cashback on booking properties via Booking.com**Airport Transfers**2 free airport rides per year with the Careem app | **Cashback**Earn cashback on all purchases —3% on non-AED transactions<br>2% on AED spends<br>1% on other categories**Talabat Discounts**Discount of 20% (up to AED 14) on Talabat food and grocery deliveries |

## Citi Cashback Card

Annual Fee:1st Year Free\*

Minimum Income:AED 8,000

## Card Details

Everything you need to know about this card before you apply.

### Key Features 5

What this card gives you, at a glance.

Free for 1st year

Automatic Cashback

Global airport lounge up to 8 visits per year

1 Airport transfer per year via Careem app

Food Delivery Offers

### Highlights

*   Automatic cash back on all purchases:
*   3% on non-AED spend
*   2% on Grocery spend
*   1% on all other spend
*   No caps (up to monthly credit limit), no minimum spend, no redemption process and no spend categories excluded

### Offer Description

Partner offers that come with the card. Each is subject to the partner's own terms.

  

## Are You Eligible for the Citibank Cashback Credit Card?

Refer to the general eligibility requirements for this [citibank credit card](https://www.paisabazaar.ae/credit-cards/citibank-credit-cards/) in the table below — 

| Eligibility Type | Criteria |
| --- | --- |
| Minimum Age  | 21 Years |
| Minimum Salary | AED 6,000 |
| Nationality | UAE national or expatriate |
| Status of Employment | Salaried or self-employed |
| Credit Score | As per the bank |

## Which Documents are Required for a Citi Bank Cashback Credit Card?

You will need the following documents for the application —

| For Salaried Individuals | For Self-Employed Individuals |
| --- | --- |
| Emirates ID<br>Passport<br>Residence Visa (for expat applicants)<br>Salary Proof- Salary Slip/ Salary Certificate<br>Latest 3-6 Months’ Personal Bank Statement | Emirates ID<br>Passport<br>Residence Visa (for expat applicants)<br>Trade Licence and MOA<br>Latest 3-6 Months’ Company Bank Statement |

Note

📝Present valid documents

📝Keep the originals and copies of all documents

📝The bank may ask for additional documents

## Apply for a Cashback Citibank Credit Card via Paisabazaar.ae

With Paisabazaar.ae, you can instantly apply for the Citi Cashback credit card. Here’s what you need to do — 

1.  Enter all the necessary details in the [lead form](#)
2.  You will be taken to the quotes page after submitting the form
3.  Locate the Citibank card and check out all its details 
4.  Hit ‘Apply’ to successfully submit the form

  

## Here’s why you must apply via Paisabazaar UAE —

✨Partnership with the well-known banks of the UAE

✨One platform to [compare credit cards](https://www.paisabazaar.ae/credit-cards/) from several banks

✨Quick and responsive customer support

✨Instant and paperless documentation and application process 

## Citi Cashback Card — Schedule of Fees and Charges

The major fees and charges of the cashback Citibank credit card are listed in the table below —

| Type of Fee | Charges |
| --- | --- |
| Annual Fee | Free for the 1st year A fee of AED 300 is charged from the second year onwards (waived if your annual spend crosses AED 9,000) |
| Over-Limit Fee | AED 209 |
| Retail Interest | 3.69% a month (APR 44.28%) |
| Foreign Currency Transaction Fee | 2.99% |
| Late Payment Fee | AED 230 |

  

## FAQs on Citibank Citi Cashback Credit Card

### Q1: How is cashback credited?

**Ans:** The cashback is automatically credited monthly to your card account.

### Q2: Is there an annual fee for the card?

**Ans:** The card is free for the first year — an annual fee of AED 300 is charged from the second year onwards. However, if your total spend in the previous year is AED 9,000 or more, this fee is waived.

### Q3: Does the card come with any travel benefits?

**Ans:** Yes, travel benefits such as travel and medical insurance, airport transfers, airport lounge access, and more are included.

### Q4: Does it offer purchase protection?

**Ans:** Yes, the Purchase Protection feature is included.