# Dubai Islamic Bank Consumer Reward Card

**Original Url:** https://www.paisabazaar.ae/credit-cards/dubai-islamic-bank-consumer-reward-credit-card/

The DIB Consumer Reward card, based on Shariah-compliant principles, adds extra value to your spends. It offers cashback on everyday expenses, including supermarkets, fuel, bills, and more. Additionally, you can make balance transfers to manage your money efficiently. ...read more

## Most Popular Credit Card in UAE

Salary Range

Free for Life

### Cashback Credit Card

CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance

Minimum Salary:**5,000**

Annual Fee:**Free for Life**

5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining

Enjoy complimentary airport lounge access to over 25 lounges worldwide.

Cashback

### ULTRACASH Mastercard Touch Card

Valet ParkingBalance Transfer Facility0% Installment Plans

Minimum Salary:**10,000**

Annual Fee:**500**

Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates

10% cashback on Fuel for the first 3 months and 5% thereafter

Reward Points

### TouchPoints Visa Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan

Minimum Salary:**25,000**

Annual Fee:**1,050**

15,000 Bonus TouchPoints for spends of AED 15,000

VOX Cinemas Buy one get one FREE

  

## What are the Key Features of the DIB Reward Consumer Card?

This DIB credit card offers exclusive cashback on several lifestyle categories. It even provides insurance coverage for your travels. Let’s take a look at what this card has to offer —

*   Earn 3% cashback\* on —
    *   School Fees 
    *   Salik and Nol Recharges 
    *   Utility Bills 
    *   Supermarket and Hypermarket Purchases 
    *   Fuel 
    *   Etisalat and Du Bill Payments 
    *   Automobile Servicing 
*   The Travel and Medical Insurance of up to USD 100,000 covers —
    *   Baggage Delay/ Loss
    *   Loss of Personal Belongings 
    *   Cancelled/ Delayed Departure 
    *   Emergency Medical Expenses 
    *   Personal Accident Benefits 
    *   Complimentary roadside assistance available

\*The cashback under each category is capped at a certain limit.

## Know Your Eligibility for the Dubai Islamic Bank Rewards Consumer Card

Before applying for this [DIB credit card](https://www.paisabazaar.ae/credit-cards/dubai-islamic-bank-credit-cards/), make sure to check all the entry requirements. This way, you can avoid rejection as well as its negative impact on your credit score. For your reference, here are the main eligibility criteria for this card — 

| Eligibility Factors  | Requirement  |
| --- | --- |
| Minimum Age | 21 years  |
| Minimum Salary  | AED 5,000 |
| Status of Employment  | Salaried or self-employed  |
| Nationality  | UAE national or expat |

Note- Additional eligibility requirements may apply. 

  

## DIB Reward Consumer Card Fees and Charges

Certain fees and charges are associated with the Dubai Islamic Bank Rewards Consumer card. It is essential to know them before submitting your application —

| Type of Fee  | Charges |
| --- | --- |
| Annual Fee  | AED 200 (excluding VAT) |
| Issuance of Liability Letter  | AED 52.5 |
| Copy of Sales Voucher  | AED 26.25 (for each request)  |
| Card Reissuance or Replacement Fee  | AED 52.5  |
| International Withdrawal Fees  | AED 26.25  |
| Cash Withdrawal Fee  | AED 94.5 |
| Undertaking to Donate Due to Late Payment | AED 236.25  |

## Frequently Asked Questions

### Q1: What is the minimum salary required to apply for the DIB Reward Consumer card?

**Ans:** As per the bank’s requirements, you need to have a monthly salary of AED 5,000 or more for this card.

### Q2: How much cashback do I earn upon spending on hypermarket purchases?

**Ans:** You earn 3% cashback on supermarket and hypermarket purchases, up to AED 200 a month. School fees also earn 3%, capped at AED 200 a month. Total cashback is capped at AED 1,000 per billing cycle, and you need at least AED 3,000 of retail spend in the statement cycle to earn any cashback. 

### Q3: Is the DIB Consumer Reward card free for life?

**Ans:** No, the card has an annual membership fee of AED 200.