# Emirates NBD Credit Card Loan

**Original Url:** https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-loan/

Emirates NBD credit card loan is a popular pre-approved loan option. It lets you access funds in an instant, subject to limits as per your existing card usage, repayment history, credit limit, and other factors. This loan is processed quickly without any documentation hassle, which makes it perfect for urgent financial requirements. Let’s understand the NBD credit card loan, its application process, eligibility, and more in detail. ...read more

## Best ENBD Credit Cards in UAE

Welcome Bonus

### SHARE Visa Infinite Credit Card

CashbackReward PointsMovie DiscountsDining DiscountsSupermarket / Grocery Cashback

Minimum Salary:**30,000**

Annual Fee:**1,500**

Welcome bonus of up to 10,000 SHARE Points

Earn up to 8% back as SHARE Points on spends across SHARE ecosystem at 5,000 stores and 18 malls across the UAE

Welcome Bonus

### Darna Visa Infinite Credit Card

CashbackReward PointsTravel DiscountsAirport Lounge AccessMovie DiscountsDining Discounts0% Installment Plans

Minimum Salary:**30,000**

Annual Fee:**1,575**

Earn 7,500 Darna Points on payment of joining fee

Get up to 10% value back as Darna Points

Free for 1st year

### Voyager World Elite Credit Card

Welcome BonusReward PointsAirport Lounge AccessAirport Pick-Up / DropTravel DiscountsTravel Insurance CoverageGolf BenefitsValet ParkingMovie DiscountsBalance Transfer Facility

Minimum Salary:**25,000**

Annual Fee:**1st Year Free\***

Earn up to 150,000 Voyager Miles when you spend AED 70,000 within first 3 billing statements

Earn 12 Voyager Miles for every AED 1 spent on Voyager Travel Portal

  

## NBD Credit Card Loan Options 

With Emirates NBD, you can easily request a card loan. It’s quite easy to access. In fact, the bank does not charge any processing fee for the same. However, note that interest is charged on the loan. 

## How to Apply for the Emirates NBD Credit Card Loan?

You can apply for an [NBD credit card](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-cards/) loan in the following ways —

### **Via Internet Banking** 

1.  Sign into your internet bank account
2.  Select ‘Cards’ on the homepage
3.  Choose your card from the services tab 
4.  Tap ‘Loan on Card’ and ‘New Instalment’ 
5.  Type in your loan amount and repayment tenure 
6.  Choose the account in which you want to transfer 
7.  Review the entered details and submit
8.  You will receive an OTP on your mobile banking app 
9.  Slide to confirm and provide the Smart Pass PIN

### **Via Mobile App Banking** 

You can also apply through ‘Products’ and ‘Services’ at your fingertips through the bank’s mobile app. 

**Services** 

1.  Click the relevant symbol at the bottom of the app
2.  Select ‘Apply for New Service’ and ‘Credit Cards’
3.  Click ‘Loan on Card’ and then ‘New Instalment’
4.  Mention the loan amount and repayment period 
5.  Select the account in which you want to transfer the money
6.  Confirm after reviewing the details
7.  Provide the Smart Pass PIN to end the process 

**Products** 

1.  Select ‘Cards’ on the homescreen of the app
2.  Choose your card from the services tab and click ‘Loan on Card’ 
3.  Tap ‘New Instalment’ and provide your loan amount and repayment period 
4.  Select the account in which you want to transfer the money 
5.  Review your details on the next page and confirm
6.  Enter the Smart Pass PIN.

## Know Your Eligibility for NBD Credit Card Loan

Find below the key details related to the ENBD card loan — 

**Minimum Amount :** The minimum amount available with this loan is AED 1,000.

**Account Holder :** It is mandatory to have a local UAE bank account (any bank). 

**Account Holder Exclusions :** ENBD Business Forex, Webshopper, Corporate, and supplementary cardholders are not eligible. 

  

## Other Banks Credit Card Loan

| Credit Card Loan |
| --- |
| [RAKBANK Credit Card Loan](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-loan/) | [ADCB Credit Card Loan](https://www.paisabazaar.ae/credit-cards/adcb-credit-card-loan/) |
| [ADIB Credit Card Loan](https://www.paisabazaar.ae/credit-cards/adib-credit-card-loan/) | [DIB Credit Card Loan](https://www.paisabazaar.ae/credit-cards/dib-credit-card-loan/) |
| [Ajman Credit Card Loan](https://www.paisabazaar.ae/credit-cards/ajman-bank-credit-card-loan/) | [FAB Credit Card Loan](https://www.paisabazaar.ae/credit-cards/fab-credit-card-loan/) |
| [Finance House Credit Card Loan](https://www.paisabazaar.ae/credit-cards/finance-house-credit-card-loan/) | [HSBC Credit Card Loan](https://www.paisabazaar.ae/credit-cards/hsbc-credit-card-loan/) |

## FAQ's On Enmirates NBD Credit Card  Loan

### Q1: Is there an Emirates NBD credit card loan interest rate?

**Ans:** Yes, the bank decides the interest rate on your card loan based on your profile. However, a card without interest is available, although it comes with an applicable processing fee.

### Q2: Can I cancel my loan on the ENBD card?

**Ans:** Yes, you can cancel your loan through the bank’s website. 

### Q3: Do I have to pay any additional fees for canceling the loan?

**Ans:** Yes, a foreclosure fee of 1% of your principal balance is charged. Note that this fee excludes the 5% VAT.