# Emirates NBD Credit Cards
**Original Url:** https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-cards/
Emirates NBD offers a diverse range of credit cards in the UAE, catering to various financial needs and lifestyles. As one of the largest banks in the region, Emirates NBD provides credit cards with attractive benefits, including rewards programs, cashback offers, travel perks, and exclusive access to lifestyle privileges. ...read more
## Top Emirates NBD Credit Cards
Welcome Bonus
### SHARE Visa Infinite Credit Card
CashbackReward PointsMovie DiscountsDining DiscountsSupermarket / Grocery Cashback
Minimum Salary:**30,000**
Annual Fee:**1,500**
Welcome bonus of up to 10,000 SHARE Points
Earn up to 8% back as SHARE Points on spends across SHARE ecosystem at 5,000 stores and 18 malls across the UAE
Welcome Bonus
### Darna Visa Infinite Credit Card
CashbackReward PointsTravel DiscountsAirport Lounge AccessMovie DiscountsDining Discounts0% Installment Plans
Minimum Salary:**30,000**
Annual Fee:**1,575**
Earn 7,500 Darna Points on payment of joining fee
Get up to 10% value back as Darna Points
Free for 1st year
### Voyager World Elite Credit Card
Welcome BonusReward PointsAirport Lounge AccessAirport Pick-Up / DropTravel DiscountsTravel Insurance CoverageGolf BenefitsValet ParkingMovie DiscountsBalance Transfer Facility
Minimum Salary:**25,000**
Annual Fee:**1st Year Free\***
Earn up to 150,000 Voyager Miles when you spend AED 70,000 within first 3 billing statements
Earn 12 Voyager Miles for every AED 1 spent on Voyager Travel Portal
| Credit Card Name | Minimum Salary (In AED) | Annual Fees (In AED) | Features/ Benefits | Apply |
| --- | --- | --- | --- | --- |
| ENBD Mastercard Titanium Credit Card | 5,000 | No Annual Fee | Complimentary airport lounges access
Earn Plus points upon spending on groceries, supermarkets, real estate, education, and more
0% easy payment plans | View Offers
Apply Now |
| ENBD Lulu 247 Titanium Credit Card | 5,000 | No Annual Fee | 0% interest on balance transfers with no processing fees as a welcome offer
Earn LuLu Points on online and in-store purchases, bill payments, and more
Special member benefits at LuLu | View Offers
Apply Now |
| ENBD U By Emaar Family Credit Card | 5,000 | No Annual Fee | Earn Upoints on shopping at Emaar, supermarkets, and groceries
Pay for fuel, telecommunication, and government services and earn Upoints
Up to 30 % discount at Emaar Entertainment Group
Buy 1 Get 1 offers on Reel Cinema tickets
Hotel discounts at Emaar Hospitality Group hotels and restaurants | View Offers
Apply Now |
| ENBD Go4It Gold Credit Card | 5,000 | No Annual Fee | Earn up to 5 Plus points upon spending on multiple categories
Convert earned points to cash back or Frequent Flyer Miles
Free Dubai Ferry rides
Complimentary life insurance | View Offers
Apply Now |
| Emirates NBD Dnata Platinum Credit Card | 5,000 | 525 | Up to 10% rewards upon spending at Dnata
Up to 15% Dnata points upon spending on applicable categories
Unlimited free lounge access across regional and international airports | View Offers
Apply Now |
| |
| Emirates NBD Diners Club Credit Card | 12,000 | 420 | Free access to more than 1,000 airport lounges worldwide
Get free insurance on large purchases
Earn Plus points on regular spendings
Enjoy 0% easy payment plans | View Offers
Apply Now |
| ENBD Go4It Platinum Credit Card | 12,000 | No Annual Fee | 5 points for each AED 200 spent on weekends
Free life insurance
Entertainment benefits- free Dubai Ferry rides and Vox Cinema offers on movie tickets
Conversion of points to cash back or Frequent Flyer Miles | View Offers
Apply Now |
| Emirates NBD Visa Platinum Credit Card | 12,000 | No Annual Fee | Earn Plus points upon spending on utility bill payments, education, insurance, groceries, car dealerships, and more
Complimentary insurance for big purchases
Exclusive discounts at 2,000+ restaurants across the UAE | View Offers
Apply Now |
| Emirates NBD Mastercard Platinum Credit Card | 12,000 | No Annual Fee | Unlimited complimentary lounge access at 900+ airports
Amazing discounts at over 2,000 restaurants across the UAE
Job loss cover of up to 12 months or until re-employment
Earn up to 1.5 Plus points upon spending AED 100
Exclusive deals on lifestyle, shopping, and travel | View Offers
Apply Now |
|
Emirates NBD U By Emaar Signature Credit Card | 12,000 | 262.50 | Complimentary access to 1,000+ airport lounges worldwide
Earn UPoints on Emaar and other spendings
‘Buy 1 get 1’ movie tickets at Reel Cinemas
Get U By Emaar Gold Status | View Offers
Apply Now |
| Emirates NBD Skywards Signature Credit Card | 12,000 | 735 | Earn up to 40,000 Skywards Miles as a welcome bonus
Earn Skywards Miles upon spending USD 1
Unlimited free access to premium airport lounges across 30 cities
Earn Miles on domestic and international spending
Complimentary concierge services, valet parking facilities, and access to golf courses | View Offers
Apply Now |
| ENBD Etihad Guest Visa Inspire Credit Card | 12,000 | 735 | Welcome bonus- Up to 60,000 Etihad Guest Miles
Fast track upgrade to Silver tier
Up to 7 Etihad Guest Miles upon spending AED 10
Earn Miles on hotels, dining, Etihad Airways, groceries, supermarkets, government services, insurance, and much more
Complimentary airport lounge access
Valet parking services | View Offers
Apply Now |
| ENBD Lulu 247 Platinum Credit Card | 12,000 | 262.5 | Up to 500 LuLu bonus points
Earn LuLu points on multiple spending
Up to 7% Lulu points on online spends, LuLu store, utility bill payments, fuel, and more
Complimentary airport lounge access, valet parking, and concierge services
Buy 1 Get 1 offers with Reel Cinemas
Special LuLu member benefits | View Offers
Apply Now |
| Emirates NBD Visa Flexi Credit Card | 12,000 | No Annual Fee | Earn 1.5 Plus points upon spending AED 100
Spend on supermarkets, insurance, car dealerships, bill payments, and more to earn points
Global airport lounge access.
Availability of movie offers, concierge services, golf privileges, and more
International medical assistance
Careem discounts include food deliveries, and Careem rides.
Free insurance on big ticket purchases | View Offers
Apply Now |
|
Emirates NBD Marriott Bonvoy World Mastercard | 12,000 | 315 | Earn up to 3 points per US$1 spend
1 free night award on cumulative retail spends of US$ 6,000
Earn Marriott Bonvoy Points on domestic and international expenses
Up to 4 complimentary food/drink items in Costa | View Offers
Apply Now |
| Emirates NBD Dnata World Credit Card | 20,000 | 1,048.95 | Welcome bonus: Up to 2,500 dnata points
Exclusive discounts on Dnata Travel, Giraffe, Costa Coffee, Duty Free Shopping, and more
Complimentary lounge access at more than 1000 airports worldwide
Availability of valet parking facility | View Offers
Apply Now |
| ENBD U By Emaar Infinite Credit Card | 30,000 | 1,575 | Up to 25,000 Upoints as a welcome bonus
Complimentary valet parking at The Grand parking in Dubai Mall
Buy 1 Get 1 offers on Reel movie tickets
Earn Upoints on all Emaar spends
Use Upoints at 2,500+ stores on multiple brands
Discount at F&B and spas at Emaar Hospitality Group hotels
Complimentary valet parking and airport lounge access
Availability of concierge services | View Offers
Apply Now |
| Emirates NBD Skywards Infinite Credit Card | 30,000 | 1,575 | Up to 100,000 Skywards Miles and Rotana Rewards membership as a welcome bonus
Up to 2 Skywards Miles per USD equivalent spent
Complimentary Emirates Skywards Silver membership
Earn Miles on international and domestic spending
Free golf course access across the UAE and airport lounge access globally
Availability of valet parking service | View Offers
Apply Now |
| Visa Infinite Credit Card | 30,000 | 1,575 | Earn Plus points upon spending AED 100
Unlimited access to airport lounge access across multiple cities
Complimentary insurance for big purchases
Concierge services and valet parking facility | View Offers
Apply Now |
| ENBD Etihad Guest Visa Elevate | 30,000 | 1,575 | Welcome offer of up to 200,000 Etihad Guest Miles
Fast track upgrade to Gold tier
Etihad Guest Miles 50% discount voucher
Free airport lounge access, concierge services, and valet parking facility | View Offers
Apply Now |
## Eligibility Criteria to Apply for a NBD Credit Card
Tabled below are the general eligibility criteria for Emirates NBD cards in the UAE:
| Criteria | Requirements |
| --- | --- |
| Minimum Age | 21 Years |
| Minimum Salary | AED 5,000 |
| Nationality | UAE National or Expat |
| Employment Status | Salaried or Self-Employed |
| Credit Score | As per the Bank |
Note:
* Each card features its own unique criteria and specifications
* Additional eligibility may apply
## Emirates NBD Credit Card: Documents Checklist
The following is a list of documents required for Emirates NBD card application verification in the UAE:
| For Salaried Employees | For Self-Employed Individuals |
| --- | --- |
| Original and a copy of Emirates ID
Original and a copy of passport
Original and copy of residence visa (for expatriates)
Salary certificates/ pay slips (whichever is applicable)
Latest 3-6 months’ personal bank statements | Original and a copy of Emirates ID
Original and a copy of passport
Original and copy of residence visa (for expatriates)
Trade licence
Memorandum of Association
Latest 3-6 months’ company bank statement |
Note: All documents must be valid. Banks may ask you to submit additional documents for verification, if required.
## Emirates NBD Cards: Common Fees and Charges
| Type of Fees | Charges |
| --- | --- |
| Cash Advance Fee | 3.15% or AED 103.95 (whichever is higher) |
| Late Payment Fee | AED 241.50 per month |
| Over Limit Fee | AED 292.95 per month |
| Issuance of Supplementary Card | Free |
| Issuance of Secret PIN | Free |
| Sales Voucher Copy | AED 10.50 |
| Duplicate Statement Fee (per copy)- Up to Last 3 Months/ Over 3 Months | AED 15.75/ AED 47.25 per month |
| Managers Cheque Issuance | AED 26.25 |
| Paper Statement Fee | AED 5.25 per month |
| Cheque/ Direct Debit Return Fee | AED 105 |
| International Delivery Charge | AED 157.50 per credit card |
| Card Replacement Fee | AED 21 |
| International Transaction Fee (Both AED and Non-AED Currency) | 1.99% of transaction amount |
| Cancellation Fee: Instalment Plan/ Balance Conversion/Loan on Card/ Balance Transfer/ALOC/0% IPP | 1.05% of principal outstanding |
| 0% Instalment Plan | AED 51.45 per transaction |
| Instalment Payment Plan/Balance Conversion/Loan on Card/Balance Transfer/ALOC | 0.29% - 1.99% flat monthly interest rate (0.53% - 3.46% reducing monthly interest rate) |
| Credit Shield Pro Insurance | 1.04% per month of the Current Balance |
Best Emirates NBD Credit Card Offers
[Emirates NBD 0% Balance Transfer Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-0-balance-transfer-offers/)
[Emirates NBD Accident Insurance Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-accident-insurance-offers/)
[Emirates NBD AED 100 of Carrefour & Amazon Vouchers Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-aed-100-of-carrefour-amazon-vouchers-offers/)
[Emirates NBD Agoda Offer Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-agoda-offer-offers/)
[Emirates NBD Airmiles Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-airmiles-offers/)
[Emirates NBD Airport Lounge Access Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-airport-lounge-access-offers/)
[Emirates NBD Airport Meet & Greet Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-airport-meet-greet-offers/)
[Emirates NBD Airport Pick-Up / Drop Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-airport-pickup-drop-offers/)
[Emirates NBD Airport Transfer Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-airport-transfer-offers/)
[Emirates NBD Amazon Gift Card Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-amazon-gift-card-offers/)
[Emirates NBD Amazon Prime Membership Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-amazon-prime-membership-offers/)
[Emirates NBD Anghami Membership Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-anghami-membership-offers/)
[Emirates NBD Avis Car Rental Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-avis-car-rental-offers/)
[Emirates NBD Balance Transfer Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-balance-transfer-offers/)
[Emirates NBD Bicestor Village Shopping Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-bicestor-village-shopping-offers/)
[Emirates NBD Careem Rides Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-careem-rides-offers/)
[Emirates NBD Cashback Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-cashback-offers/)
[Emirates NBD Dining Discounts Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-dining-discounts-offers/)
[Emirates NBD Easy Redemption Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-easy-redemption-offers/)
[Emirates NBD Education Cover Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-education-cover-offers/)
[Emirates NBD EI SmartMiles Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-ei-smartmiles-offers/)
[Emirates NBD Etihad Gold Status Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-etihad-gold-status-offers/)
[Emirates NBD Etihad Miles Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-etihad-miles-offers/)
[Emirates NBD Etihad Silver Status Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-etihad-silver-status-offers/)
[Emirates NBD Exclusive for UAE Nationals Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-exclusive-for-uae-nationals-offers/)
[Emirates NBD Fitness First Privileges Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-fitness-first-privileges-offers/)
[Emirates NBD Fitness & Wellness Memberships Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-fitness-wellness-memberships-offers/)
[Emirates NBD Flexible Payments Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-flexible-payments-offers/)
[Emirates NBD Free for 1st year Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-free-for-1st-year-offers/)
[Emirates NBD Free for Life Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-free-for-life-offers/)
[Emirates NBD Free Supplementary Cards Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-free-supplementary-cards-offers/)
[Emirates NBD Fuel Spends Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-fuel-spends-offers/)
[Emirates NBD Golf Benefits Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-golf-benefits-offers/)
[Emirates NBD Health Club Memberships Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-health-club-memberships-offers/)
[Emirates NBD High Credit Limits Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-high-credit-limits-offers/)
[Emirates NBD Hotel Discounts Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-hotel-discounts-offers/)
[Emirates NBD Inflight Wifi vouchers Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-inflight-wifi-vouchers-offers/)
[Emirates NBD Instant Purchase Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-instant-purchase-offers/)
[Emirates NBD Credit Card Insurance Offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-insurance-offers/)
[Emirates NBD Lifestyle Benefits Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-lifestyle-benefits-offers/)
[Emirates NBD Loyalty Benefits Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-loyalty-benefits-offers/)
[Emirates NBD Metal Card Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-metal-card-offers/)
[Emirates NBD Movie Discounts Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-movie-discounts-offers/)
[Emirates NBD Credit Card Points Offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-points-offers/)
[Emirates NBD Purchase Protection & Extended Warranty Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-purchase-protection-extended-warranty-offers/)
[Emirates NBD Roadside Assistance Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-roadside-assistance-offers/)
[Emirates NBD RTA Transport Payments Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-rta-transport-payments-offers/)
[Emirates NBD Salik Top Up Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-salik-top-up-offers/)
[Emirates NBD Skywards Gold Membership Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-skywards-gold-membership-offers/)
[Emirates NBD Skywards Miles Credit Card offers](https://www.paisabazaar.ae/credit-cards/emirates-nbd-credit-card-skywards-miles-offers/)
## FAQ's on Emirates NBD Credit Card
### Q1: What is the minimum salary to apply for Emirates NBD Bank credit cards?
**Ans:** You should have a monthly salary of at least AED 5,000 to be eligible for any of the credit cards provided by the bank.
### Q2: Can you use your NBD credit card outside the UAE?
**Ans:** Yes, you can use your credit card within the UAE as well as abroad.
### Q3: How long does it take to process Emirates NBD credit card payments?
**Ans:** If you make payment via mobile banking, online banking, or Emirates NBD ATM, it gets processed within 24 hours.
### Q4: Can you withdraw money from your Emirates NBD credit card?
**Ans:** You can use an Emirates NBD bank credit card to withdraw cash from an ATM account.
### Q5: What are the benefits of an Emirates NBD credit card?
**Ans:** With an Emirates NBD card, you can earn exclusive reward points, get discounts on shopping, travel, dining, and more, get financial assistance in emergencies, and much more.
### Q6. Can I have 2 Emirates NBD credit cards?
**Ans:** Yes, you can easily apply for more than one Emirates NBD credit card in the UAE.
### Q7. How long does it take to get an Emirates NBD credit card?
**Ans:** You can get an Emirates NBD card within 1-2 working days.
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