# First Abu Dhabi Bank (FAB) Credit Card Loan **Original Url:** https://www.paisabazaar.ae/credit-cards/fab-credit-card-loan/ FAB credit card loan allows you to access funds in an instant with ease and flexibility. It is exclusively designed to meet your urgent financial needs without involving any complex procedures. With this facility, you can borrow against your available credit limit and repay in convenient monthly instalments. Whether it’s for education, medical expenses, travel, or personal purchases, FAB credit card loans provide a hassle-free way to handle expenses without any comprehensive documentation. ...read more ## Best FAB Credit Cards in UAE Airport Lounge Access ### Etihad Guest Infinite Card Welcome BonusMovie DiscountsGolf BenefitsAirport Pick-Up / DropTravel Insurance CoverageTravel DiscountsEtihad MembershipReward Points Minimum Salary:**30,000** Annual Fee:**2,500** 75% Etihad Guest Miles Discount Voucher 4 free inflight wifi vouchers for up to 24 hours Cashback ### FAB Travel Card Airport Lounge AccessAirport Pick-Up / DropTravel Insurance CoverageTravel DiscountsReward PointsForeign Transaction Fee Waiver Minimum Salary:**20,000** Annual Fee:**1,500** Free flight each year to over 15 destinations. 12% cashback on flights and hotel bookings Free for Life ### Blue FAB Signature by Al-Futtaim CashbackMovie DiscountsAirport Lounge AccessAirport Pick-Up / DropBalance Transfer Facility0% Installment PlansTravel DiscountsReward Points Minimum Salary:**15,000** Annual Fee:**Free for Life** 7% cashback on Al-Futtaim retail brands Get two hassle-free airport transfers a year from AED 40 ## Types of FAB Credit Card Loan  You can choose from three types of FAB loans on credit cards —  ### **Quick Cash**  Use your pre-approved credit limit of up to 90% with your FAB card. You can directly transfer the required amount to your UAE account without any paperwork. This card loan service comes with competitive interest rates and flexible repayment durations.  ### **Easy Payment Plan**  With this plan, you can convert your retail purchases into instalment plans with your [FAB credit card](https://www.paisabazaar.ae/credit-cards/fab-credit-cards/). You get attractive interest rates along with a flexible repayment duration of up to 36 months.  ### **Balance Transfer**  You can transfer your outstanding balance from another bank’s card to your FAB card. Combine your outstanding balance up to 90% of your pre-approved card limit. You get a flexible repayment tenure with attractive interest rates.   ## How to Apply For a FAB Loan on Credit Card? Here’s how you can apply for a FAB card loan —  ### **Quick Cash**  1. Open your mobile app 2. Under the ‘Cards’ section, select ‘Quick Cash’  OR  Send an SMS with the text ‘QC’ to 2121 from your registered mobile number.  ### **Easy Payment Plan**  1. Open the FAB mobile app 2. Go to the ‘Cards’ section 3. Choose ‘Easy Payment Plans’ and follow the on-screen instructions OR * Write ‘EPP’ and send this SMS to 2121 for a single payment * To convert your outstanding retail balance, SMS ‘BEPP’ from your registered mobile number ### **Balance Transfer**  1. Log into your account through the FAB mobile app 2. Move to the ‘Cards’ section and opt for the balance transfer option OR  Send an SMS with the text ‘BT’ to 2121 from your registered mobile number.  ## How to Repay a FAB Loan on Credit Card? You can generally use mobile and online banking to pay off your loan on card. Contact the bank via phone banking facility to know the detailed process on how to pay off your card loan with FAB.  ## FAQ's On FAB Credit Card Loans ### Q1: How many types of FAB credit card loans are available in the UAE? **Ans:** FAB offers 3 types of card loans —  * Easy Payment Plan * Balance Transfer * Quick Cash ### Q2: How can I apply for the Quick Cash facility at FAB through SMS banking? **Ans:** Simply send ‘QC’ to 2121 via SMS from your registered mobile number to activate the Quick Cash facility. ### Q3: Can I apply for the balance transfer facility through internet banking? **Ans:** No, you can activate the service either through mobile banking or SMS banking.