# FAB Low Rate Credit Card

**Original Url:** https://www.paisabazaar.ae/credit-cards/fab-low-rate-credit-card/

The FAB Low Rate credit card is exclusively for those who wish to save and manage their everyday spending. With a focus on affordability, this card provides a simple and straightforward way to handle purchases, manage monthly expenses by including features like ‘Buy Now Pay Later’. Whether you're shopping, dining, or handling unexpected costs, the FAB Low Rate credit card offers a convenient payment solution that aligns with your lifestyle. ...read more

## Best FAB Credit Card in UAE

Airport Lounge Access

### Etihad Guest Infinite Card

Welcome BonusMovie DiscountsGolf BenefitsAirport Pick-Up / DropTravel Insurance CoverageTravel DiscountsEtihad MembershipReward Points

Minimum Salary:**30,000**

Annual Fee:**2,500**

75% Etihad Guest Miles Discount Voucher

4 free inflight wifi vouchers for up to 24 hours

Cashback

### FAB Travel Card

Airport Lounge AccessAirport Pick-Up / DropTravel Insurance CoverageTravel DiscountsReward PointsForeign Transaction Fee Waiver

Minimum Salary:**20,000**

Annual Fee:**1,500**

Free flight each year to over 15 destinations.

12% cashback on flights and hotel bookings

Free for Life

### Blue FAB Signature by Al-Futtaim

CashbackMovie DiscountsAirport Lounge AccessAirport Pick-Up / DropBalance Transfer Facility0% Installment PlansTravel DiscountsReward Points

Minimum Salary:**15,000**

Annual Fee:**Free for Life**

7% cashback on Al-Futtaim retail brands

Get two hassle-free airport transfers a year from AED 40

## Key Features of the FAB Low Rate Credit Card

Refer to the primary features of the FAB Low Rate credit card below:

✔️ Exclusive discounts on dining and shopping

✔️ Get 4 supplementary cards for free

✔️ Set up standing instructions for payments

✔️ Opt for the ‘Buy Now Pay Later’ plan

✔️ Low interest rates are applicable

✔️ Features like Credit Shield and Wallet Shield are available

## Are You Eligible for the FAB Credit Card?

Know if you’re eligible for the FAB Low Rate credit card in the UAE:

| Eligibility Type | Criteria |
| --- | --- |
| Minimum Age  | 21 Years |
| Minimum Salary | AED 10,000 |
| Nationality | UAE National or UAE Expatriate |
| Status of Employment | Salaried or Self-Employed |
| Credit Score | As per the Bank |

## FAB Low Rate Credit Card- Documents Checklist

A common list of documents is given below for a [FAB credit card](https://www.paisabazaar.ae/credit-cards/fab-credit-cards/) application processing:

| For Salaried Individuals | For Self-Employed Individuals |
| --- | --- |
| ✔️Emirates ID<br>✔️Passport<br>✔️Residence Visa (For expat applicants)<br>✔️Salary Proof- Salary Slip/ Salary Certificate<br>✔️Latest 3-6 Months’ Personal Bank Statement | ✔️Emirates ID<br>✔️Passport<br>✔️Residence Visa (For expat applicants) <br>✔️Trade Licence and MOA<br>✔️Latest 3-6 Months’ Company Bank Statement |

Note

📝Present valid documents

📝Keep the originals and copies of all documents

📝The bank may need additional documents

## How to Apply for a FAB Low Rate Credit Card via Paisabazaar.ae

Complete your card application in simple steps: 

1.  Click here to fill out the [lead form](#)
2.  Get directed to the quotes page.
3.  Use filters to view FAB card or locate your preferred card manually.
4.  Read the card’s fine print and apply.

Once we receive your application, one of our experts will reach out to assist you.

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## Applying for a card via Paisabazaar.ae gives you multiple perks:

✨Access to a wide range of cards from top UAE banks

✨A platform to compare several cards as per preference

✨Availability of the expert assistance team

✨Hassle-free and quick application process

## FAB Low Rate Credit Card- Fees and Charges

Some of the key fees and charges of the FAB card are as follows:

| Type of Fees | Charges |
| --- | --- |
| Annual Fee | AED 300 |
| Late Payment Fee | AED 241.5 |
| Over-Limit Fee | AED 288.75 |
| Retail Interest | 1.5%- For UAE Nationals 1.99%- For UAE Expats |

Note

📝Visit FAB’s website for detailed fees and charges.

## Frequently Asked Questions

### Q1. What’s the minimum salary to apply?

**Ans:** A minimum monthly income of AED 10,000 is required, whether you're a national or expatriate.

### Q2. How much is the annual fee of the FAB Low Rate card?

**Ans:** The card has an annual membership fee of AED 300.

### Q3. What is the applicable interest rate on the card?

**Ans:** Rates start at 1.5% per month for UAE nationals and 1.99% for expatriates.

### Q4: What’s the minimum monthly repayment?

**Ans:** Just 3% of your statement balance is required each month.

### Q5: Does the card offer Buy Now Pay Later?

**Ans:** Yes, the card allows you to opt for the Buy Now Pay Later feature.

### Q6: Does the card offer protection cover?

**Ans:** Yes, Credit Shield and Wallet Shield protect against fraudulent transactions.