# Finance House Credit Cards in UAE

**Original Url:** https://www.paisabazaar.ae/credit-cards/finance-house-credit-cards/

Finance House credit cards are designed to offer customers with flexible financial solutions and exclusive rewards. Designed to cater to diverse lifestyles, these cards come with benefits such as cashback, travel privileges, discounts, and easy instalment plans.

## Most Popular Credit Card in UAE

Salary Range

Free for Life

### Cashback Credit Card

CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance

Minimum Salary:**5,000**

Annual Fee:**Free for Life**

5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining

Enjoy complimentary airport lounge access to over 25 lounges worldwide.

Cashback

### ULTRACASH Mastercard Touch Card

Valet ParkingBalance Transfer Facility0% Installment Plans

Minimum Salary:**10,000**

Annual Fee:**500**

Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates

10% cashback on Fuel for the first 3 months and 5% thereafter

Reward Points

### TouchPoints Visa Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan

Minimum Salary:**25,000**

Annual Fee:**1,050**

15,000 Bonus TouchPoints for spends of AED 15,000

VOX Cinemas Buy one get one FREE

Cardholders enjoy competitive interest rates and seamless online banking services for convenience and security. Whether for everyday purchases or travel, Finance House cards provide tailored financial solutions to meet customer needs and preferences. 

Read on to learn more! 

## Finance House Credit Cards Benefits

We have mentioned the Finance House credit card benefits in detail:

| Credit Card Name | Minimum Salary Requirement | Key Features | Apply |
| --- | --- | --- | --- |
| Cartnet Credit Card | AED 5,000 | A free for life card<br>Avail of up to 50% cashback<br>Instant AED 400 on each referral<br>Get free supplementary cards for family members<br>Enjoy exclusive discounts and deals via Value House<br>Availability of Easy Cash and Balance Transfer facility with low interest rate starting at 1.25% per month<br>No processing fee<br>Free access to Marhaba lounge access<br>Other benefits include:<br>Card Fraud Protection Cover<br>3D Secure<br>Credit Shield Cover | View Offers |
| Platinum Credit Card | N/A | A free for life card<br>Get free supplementary cards for family members<br>Availability of Easy Cash and Balance Transfer facility with low interest rate starting at 1.25% per month<br>No processing fee<br>Free access to Marhaba lounge access<br>Other benefits include:<br>Card Fraud Protection Cover<br>3D Secure<br>Credit Shield Cover<br>Exclusive deals on Value House | View Offers |

## Finance House Credit Cards- Eligibility Criteria

Several aspects affect your Finance House card eligibility. However, one of the major factors taken into consideration is your salary. A minimum salary of AED 5,000 is required.

Contact the bank to know the eligibility criteria in detail. 

## Finance House Credit Cards- Documents Checklist

Given is a list of documents mandatorily required for card application processing:

🔲Emirates ID

🔲Passport

🔲Residence Visa (applicable to expatriates)

🔲Signed Security Cheque

🔲Duly Filled Application Form

  

## Apply for Credit Cards in UAE via Paisabazaar.ae

Paisabazaar.ae is your one-stop solution for credit card needs. With a strong focus on customer-centric approach, we ensure a smooth and hassle-free application process.

Follow these simple steps to complete your card application:

STEP 1: View and complete the lead form

STEP 2: Check out the listed cards upon directing to the quotes page

STEP 3: Select a card of your choice

STEP 4: Apply and follow the prompts

## Finance House Credit Cards- Fees and Charges

The key fees and charges related to the Finance House cards are tabled below:

| Type of Fees | Charges |
| --- | --- |
| Retail and Cash Interest Rates | Cash- 3.50% per month Retail- 3.65% per month |
| Cash Advance Fee | 3% of the cash withdrawal amount or AED 200 (whichever is higher) |
| Foreign Currency Transaction Fee | 2.85% |
| Cheque Return Fee | AED 300 |
| Overlimit Fee | AED 300 |
| Late Payment Fee | AED 230 |
| Card Replacement Fee | AED 75 |
| Liability Letter | AED 50 |
| Duplicate Statement Per Month | AED 45 |
| Overseas Cheque Fee | AED 75 (in addition to the actual cost) |

## 📚You Got Questions, We Got Answers: FAQs

### Q1: How can I contact Finance House for any credit card-related query?

**Ans :** You can call the institution at 600511113.

### Q2: Who is eligible to apply for a Finance House credit card?

**Ans :** Applicants must be UAE residents with a minimum salary of AED 5,000. Specific eligibility criteria may vary by card type.

### Q3: Which documents are required to apply for a Finance House credit card?

**Ans :** Required documents typically include a valid Emirates ID, a passport with a valid visa, and a security cheque.

### Q4: What are the key features of Finance House credit cards?

**Ans :** Finance House cards offer cashback, discounts, travel perks, flexible repayment options, and 24/7 online access for managing transactions

### Q5: Are there any annual fees for Finance House credit cards?

**Ans :** There are no annual charges applicable to Finance House cards.

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