# HSBC Visa Platinum Select Credit Card

**Original Url:** https://www.paisabazaar.ae/credit-cards/hsbc-visa-platinum-select-credit-card/

HSBC Visa Platinum Select credit card might be the best one for you. From exceptional deals on shopping, dining, and lifestyle to earning Air Miles, you can benefit from a wide range of perks. Plus, you can protect your card purchases with the Extended Warranty and Purchase Protection feature, giving you added peace of mind. Save more on your hotel and flight bookings by redeeming the earned Air Miles. Keep reading to know about the card in detail. ...read more

## Best HSBC Credit Card

Free for 1st year

### Cash+

CashbackAirport Lounge AccessMovie DiscountsDining DiscountsTravel Insurance CoverageTravel DiscountsZomato Pro MembershipCareem+ Membership

Minimum Salary:**30,000**

Annual Fee:**1st Year Free\***

Enjoy automatic 1% daily cashback on all eligible spends.

Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.

Welcome Bonus

### Emirates Skywards Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsTravel Insurance CoverageTravel DiscountsSkywards MembershipZomato Pro MembershipCareem+ Membership

Minimum Salary:**30,000**

Annual Fee:**2,625**

Get 50,000 Skywards Miles when you pay the joining fee of AED 2,999.

Earn 75,000 bonus Skywards Miles on USD 25,000 spend in the first 3 billing cycles, plus 25,000 Miles on USD 3,500 Emirates (EK) spend within 12 months.

Free for 1st year

### Live+ Credit Card

CashbackWelcome BonusAirport Lounge AccessMovie DiscountsDining DiscountsTravel Insurance CoverageTravel DiscountsZomato Pro MembershipFuel CashbackSupermarket / Grocery CashbackCareem+ Membership

Minimum Salary:**12,500**

Annual Fee:**1st Year Free\***

Get up to AED 800 welcome cashback when you apply by 31 Dec 2026 .T&Cs apply.

Earn 6% on Dining, 5% on fuel and 2% on groceries and entertainment - all upto AED 200

  

## HSBC Visa Platinum Select Credit Card- Key Features

We have listed below the primary features and benefits of the HSBC Platinum Select credit card:

*   Earn Air Miles on all credit card spends
*   Exchange the earned Air Miles for flight bookings, hotel bookings, and more
*   No applicable interest rates on purchases for up to 56 days when you pay your monthly balance in full
*   Manage your finances easily by transferring balances from other credit cards to the [HSBC credit card](https://www.paisabazaar.ae/credit-cards/hsbc-credit-cards/)
*   Get a complimentary 12-month Careem Plus subscription
*   Enjoy up to 50% off on dining bills at more than 400 restaurants across the UAE with the complimentary Zomato Gold membership
*   Exclusive discounts at 400+ hotels on paying through a credit card
*   200+ offers on dining, accommodation, and retail across the MENA region with the Timeout and Golf Access Programme
*   Exceptional deals on travel, dining, shopping, and more with the home&Away across the globe
*   ‘Buy 1 Get 1’ offers free movie ticket every month, subject to a minimum spend
*   Additional features such as the Purchase Protection and Extended Warranty

## Know Your Eligibility for an HSBC Platinum Select Card

Make sure to check the eligibility requirements of the HSBC Visa Platinum credit card before starting your application:

| Eligibility Type | Criteria |
| --- | --- |
| Age | Minimum age- 21 years Maximum age- 65 years |
| Nationality | UAE nationals and residents |
| Applicant Type | Must have a personal banking account |
| Salary Transfer | Must transfer a minimum of AED 5,000 every month to the HSBC savings account |

## HSBC Visa Platinum Select Credit Card- Documents Checklist

To process your credit card application, you will need to provide the following essential documents:

| UAE National and GCC Nationals | UAE Resident  |
| --- | --- |
| Emirates ID<br>Passport<br>Last 2 bank statements from the account your salary is paid into, or 2 salary credits into your HSBC account<br>Salary certificate | Emirates ID<br>Passport<br>Residence visa<br>Last 2 bank statements from the account your salary is paid into, or 2 salary credits into your HSBC account<br>Salary certificate<br>Tenancy agreement/ title deeds/ utility bill not more than 2 months old |

## Apply for an HSBC Platinum Select Card via Paisabazaar.ae

At Paisabazaar.ae, you can [apply for a credit card](https://www.paisabazaar.ae/credit-cards/) in a few simple steps. Applying for a credit card is quick and hassle-free with us. 

Given are the instructions to apply for a card through our portal:

1.  [View lead form](#).
2.  Fill it out and submit the form.
3.  Manually locate the Platinum Select card or apply filters.
4.  Read its fine print and hit ‘Apply’.

Wondering what makes Paisabazaar UAE the go-to platform for all your credit card needs?

*   Our partnership with top banking institutions provides you with a wide range of options
*   Choose the best card by comparing options on our digital platform
*   Get dedicated assistance from our card experts
*   Complete your card application in quick and easy steps

  

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## HSBC Visa Platinum Select Credit Card- Fees and Charges

Refer to the following table to stay updated with the fees and charges of the HSBC Visa Platinum Select card:

| Type of Fee | Charges |
| --- | --- |
| Annual Fee | Nil |
| Cash Advance/ Withdrawal Fee | 3.15% of the total amount or AED 105, whichever is higher |
| Over-Limit Fee | AED 288.75 |
| Returned Cheque Fee | AED 105 |
| Retrieve Copy of Sales Slip | AED 26.25 |
| Card Replacement Fee | Nil |
| Late Payment Fee | AED 241.5 |
| Processing Fee for International Transactions in AED | 1.05% of the transaction amount |
| International Card Delivery Fee | AED 157.50 |
| Liability Letter | AED 52.5 |
| No Liability Certificate | AED 52.5 |

Note:

📝All fees and charges mentioned are inclusive of VAT.

  

## Frequently Asked Questions

### Q1: Do I need to transfer my salary to apply for the Platinum Select card by HSBC?

Ans: Yes, you must transfer a minimum amount of AED 5,000 every month.

### Q2: Are there any dining offers on the Select card by HSBC?

Ans: Yes, with the complimentary Zomato Gold membership, you can get up to 50% off on your dining bills at 400+ restaurants across the Emirates. Additionally, make a payment through your credit card at over 400 restaurants to get discounts.

### Q3: How can I contact Paisabazaar.ae for credit card-related queries?

Ans: You can call us at 8007284647 for any issues related to your credit card.

### Q4: I want to get my HSBC card delivered outside the UAE. How much additional fee is charged?

Ans: The bank charges an international card delivery fee of AED 157.50.