# NBF Classic Credit Card

**Original Url:** https://www.paisabazaar.ae/credit-cards/nbf-classic-credit-card/

NBF Classic Credit Card is the right choice for UAE residents who are beginning their financial journey. It offers attractive rewards, easy payment plans, and various lifestyle privileges. With global acceptance, ongoing promotions, and supplementary cards, the card makes daily spends both rewarding and manageable. ...read more

## About NBF Classic Credit Card

The NBF Classic Credit Card is a globally accepted card offering features such as 0% interest, easy payment plans, and balance transfer options. It comes with features such as global cash withdrawal facilities and the issuance of supplementary cards for family members. 

The NBF Classic Card also comes with a wide range of additional benefits, making it an ideal choice for newly married couples, graduates, and young professionals.

## Key Features of NBF Classic Credit Card

The top features of NBF Classic Credit are explained in the table below:

| Feature - Category | Description |
| --- | --- |
| Easy Payment Plans | Convert your transactions into monthly plans<br>Pay 0% interest on payment plans<br>You can select monthly options of 3, 6, 12, or 24 months |
| Balance Transfer | Easily transfer any outstanding balances from your other cards<br>Enjoy flexible repayment terms and promotional interest rates |
| Cash Advance | NBF Classic Credit Card holders can withdraw up to 40% of their available credit limit<br>You can withdraw at any ATMs or bank counters across the world |
| Global Acceptance | This card can be used worldwide<br>It is acceptable at more than 840,000 ATMs and 20 million establishments |
| Supplementary Cards | Issue up to 4 supplementary cards for family members aged 18 and above<br>Supplementary cards share the same reward program benefits as the primary card<br>First two supplementary cards are free — nominal fees apply from the 3rd card onwards<br>Enables convenient family budgeting and collective rewards accumulation |
| SMS or Mobile Alerts | Cardholders can get free SMS alerts for every transaction<br>Statements are also sent through SMS<br>You can also receive payment reminders |
| Visa Travel Benefits | Discounts and promotions at select hotels, restaurants, and travel experiences worldwide.<br>Participate in exclusive Visa campaigns like periodic deals on:Accommodation<br>Dining<br>ToursSeamless currency conversion for transactions made at millions of Visa-accepting locations |
| Cinema Offers | Up to 4 free movie tickets monthly with the Buy 1 Get 1 Free promotion at VOX, Reel, and Roxy Cinemas<br>Cashback of up to 60% on movie ticket spends (max AED 150 per statement cycle) |
| Dining and Shopping Offers | Exclusive special offers and discounts through the Visa network on dining, shopping, and entertainment venues<br>Access to periodic Visa promotions on restaurants, cafes, and retail outlets within the UAE and internationally<br>Discounts during seasonal sales and entertainment events |
| Transaction Updates | Free SMS alerts for every transaction to ensure transparency and security<br>Payment due date reminders sent via SMS to help avoid late fees<br>SMS notifications for credit card statement issuance and any payments made |
| Multiple Payment Options | Flexible payment options allowing minimum or full payments as per the monthly statements<br>Direct debit facility to automatically pay due amounts from your NBF account |
| Chip and PIN & Visa PayWave | Chip and PIN technology requires users to enter a secure PIN for transactions, enhancing protection against fraud.<br>Allows contactless payments by simply tapping the card at compatible terminals<br>Supports quick payments for small amounts (usually up to AED 300) without entering a PIN or signing receipts |

  

## Eligibility Criteria for NBF Classic Card

To enjoy the perks of the NBF Classic Credit Card, you must meet the following eligibility criteria —

| Age Requirement | 21 years and above |
| --- | --- |
| Nationality | UAE Nationals and Expatriates |
| Employment Status | Salaried or Self-Employed |
| Residency | UAE residents with a valid Emirates ID and holding a NBF Current Account with salary transfer |

## Documents Required for NBF Classic Credit Card

To apply for the NBF Classic Credit Card, you must have the following documents —

*   Copy of a valid residency visa (for expatriates)
*   Copy of a valid passport
*   A certified and valid copy of the Emirates ID
*   Signed application form (along with AECB, etc.)
*   A cheque for repayment equal to 120% of the authorised credit limit
*   Copy of current dated salary certificate (less than 30 days old)

## Fees & Charges of NBF Classic Card

The fees and charges applicable to the NBF Classic Credit Card are as follows:

| Fees | Amount |
| --- | --- |
| Annual Fee | Nil |
| Supplementary Card | Nil for first 2 cards; AED 100 from 3rd card onwards |
| Cash Advance | 50 AED or 4% of the advance amount, whichever is greater |
| Interest Rate | 2.99% per month |
| Overlimit Charge | AED 125 |
| Card Replacement Charge | AED 150 |
| Late Payment Charge | AED 125 |
| Sales Slip Copy | AED 25 |
| International Currency Transaction Charge | 2.5% |
| Minimum Due Amount | 5% of the remaining amount or AED 100, whichever is greater |

  

## FAQs of NBF Classic Card

### Q1: Can I get supplementary cards for my family via the NBF Classic Credit Card?

**Ans:** Yes, you can get up to four supplementary cards for family members aged 18 or above.

### Q2: What is the minimum salary required to apply for the NBF Classic Credit Card?

**Ans:** Applicants must be salaried individuals with a minimum monthly income of AED 5,000.

### Q3: Is the NBF Classic Credit Card accepted outside the UAE?

**Ans:** Yes, the NBF Classic Credit Card is globally accepted wherever Visa is recognised. The cash withdrawal facility is also available worldwide.

### Q4: Are there any cinema ticket offers with the NBF Classic Credit Card?

**Ans:** Yes, cardholders enjoy ‘Buy 1 Get 1’ free movie tickets at VOX Cinemas and Reel Cinemas, with up to 4 tickets available per month under the promotion.