# NBQ Credit Card

**Original Url:** https://www.paisabazaar.ae/credit-cards/nbq-credit-cards/

The National Bank of Umm Al Quwain offers a range of credit cards in the UAE to cater to various financial needs and lifestyles. These cards come with many benefits, including reward points, cashback offers, travel privileges, and exclusive discounts. NBQ credit cards are tailored for both individuals and businesses, providing flexibility in managing finances, making secure payments, and accessing global networks. Let’s find out more about these cards offered by NBQ for individuals. ...read more

## Most Popular Credit Card in UAE

Salary Range

Free for Life

### Cashback Credit Card

CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance

Minimum Salary:**5,000**

Annual Fee:**Free for Life**

5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining

Enjoy complimentary airport lounge access to over 25 lounges worldwide.

Cashback

### ULTRACASH Mastercard Touch Card

Valet ParkingBalance Transfer Facility0% Installment Plans

Minimum Salary:**10,000**

Annual Fee:**500**

Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates

10% cashback on Fuel for the first 3 months and 5% thereafter

Reward Points

### TouchPoints Visa Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan

Minimum Salary:**25,000**

Annual Fee:**1,050**

15,000 Bonus TouchPoints for spends of AED 15,000

VOX Cinemas Buy one get one FREE

## Key Features of NBQ Credit Cards

The primary benefits and features of the National Bank of Umm Al Quwain credit cards are as follows — 

| Name of the Card | Features and Benefits | Apply |
| --- | --- | --- |
| Infinite Credit Card | Invitation-only card<br>Option to use the card without a PIN up to AED 500<br>1 supplementary card for free<br>Contactless card with Tap & Go feature<br>Access to 1,300+ Priority Pass Lounges in multiple airports across the world<br>Free credit for up to 55 days<br>Enjoy seasonal discounts and promotions<br>Withdraw cash up to the remaining credit limit<br>Additional features include an Easy Instalment Plan and Balance Transfer | View Offers<br><br>Apply Now |
| Platinum Credit Card | Make transactions of up to AED 500 without using the PIN<br>Get free credit for up to 55 days<br>Enjoy complimentary global travel insurance that coversLegal Expenses<br>Medical Expenses<br>Travel and Medical Assistance Services<br>Personal Accident Cover for the Entire Trip<br>Evacuation & Repatriation Expenses/ Return of Dependent Children/ Transportation of Mortal  Remains<br>Hijack Cover<br>Baggage Delay<br>Document Replacement<br>Flight Cancellation<br>Travel Delay<br>Loss of Baggage and Money<br>Personal Liability<br>Hospital Daily Benefit<br>Contactless card with the Tap & Go feature<br>Access to 1,300+ Priority Pass Lounges in multiple airports across the world<br>Get 1 free supplementary card<br>Enjoy seasonal discounts and promotions<br>Withdraw cash up to the remaining credit limit<br>Additional features include an Easy Instalment Plan and Balance Transfer | View Offers<br><br>Apply Now |
| Gold Credit Card | Lifetime free credit card<br>Use the card without a PIN for up to AED 500 transactions<br>Free credit for up to 55 days.<br>Enjoy complimentary global travel insurance —Legal Expenses<br>Medical Expenses<br>Travel and Medical Assistance Services<br>Personal Accident Cover for the Entire Trip<br>Evacuation & Repatriation Expenses/ Return of Dependent Children/ Transportation of Mortal  Remains<br>Hijack Cover<br>Baggage Delay<br>Document Replacement<br>Flight Cancellation<br>Travel Delay<br>Loss of Baggage and Money<br>Personal Liability<br>Hospital Daily Benefit<br>Tap & Go feature — contactless card.<br>1 supplementary card for free<br>Enjoy seasonal discounts and promotions<br>Withdraw cash up to the remaining credit limit<br>Access to 1,300+ Priority Pass Lounges in multiple airports across the world<br>Additional features include an Easy Instalment Plan and Balance Transfer | View Offers<br><br>Apply Now |

  

## National Bank of Al Quwain — Eligibility Criteria

To be eligible for an NBQ credit card in the UAE, you must fulfil these requirements —

| Infinite Credit Card | Platinum Credit Card | Gold Credit Card |
| --- | --- | --- |
| Invite-only card — eligibility depends on various factors | Minimum Age — 21 Years<br>Nationality — UAE national or resident | Minimum Age — 21 Years<br>Nationality — UAE national or resident |

## National Bank of Al Quwain — Documents Checklist

Here is a list of documents required for the NBQ credit card application —

| Infinite Credit Card | Platinum Credit Card | Gold Credit Card |
| --- | --- | --- |
| Copy of Emirates ID<br>Copy of Passport | Copy of Emirates ID<br>Copy of Passport<br>Proof of Income | Copy of Emirates ID<br>Copy of Passport<br>Proof of Income |

Note

*   All documents must be valid.
*   NBQ bank may ask you to submit additional documents.

## Apply for a NBQ Credit Card via Paisabazaar UAE

Paisabazaar.ae presents the most convenient way to choose and apply for your ideal credit card.

Click here to select your favourite NBQ card and apply instantly!

Know why you should choose us when applying for a credit card in UAE:

*   Our partnership with prominent UAE banks offers you a plethora of card options
*   You get a unique platform to compare cards from different providers
*   Our customer-centric approach ensures 24/7 expert assistance
*   Access our website’s ‘Articles’ section for all credit card-related information for free
*   Hassle-free and quick application process
*   Apply and enjoy exclusive card offers

  

## National Bank of Al Quwain Card — Fees & Charges

| Type of Fee | Infinite Credit Card | Platinum Credit Card | Gold Credit Card |
| --- | --- | --- | --- |
| Annual Fee | AED 1,000 | AED 500 | Free |
| Cash Advance Fee | 3.15% | 3.15% | 3.15% |
| Cash Withdrawal Fee | AED 21 | AED 21 | AED 21 |
| Late Payment Fee (Monthly) | AED 157.5 | AED 157.5 | AED 157.5 |
| Over Limit Fee (Monthly) | AED 157.5 | AED 157.5 | AED 157.5 |
| Card Replacement Fee | Free | AED 78.75 | AED 78.75 |
| PIN Replacement Fee | Free | AED 52.5 | AED 52.5 |
| Liability/ No Liability Letter | AED 52.5 | AED 52.5 | AED 52.5 |
| Return Payment Fee | AED 131.25 | AED 131.25 | AED 131.25 |
| Duplicate Statement Copy | Free | AED 47.25 | AED 47.25 |
| Temporary Limit Increase Fee | AED 52.5 | AED 52.5 | AED 52.5 |

Note: The mentioned fees are inclusive of VAT.

## FAQ's About NBQ Credit Card

### Q1. I have an NBQ Gold credit card. Can I apply for a supplementary card? If yes, how many?

**Ans:** Yes, you can request one supplementary card for one of your family members for free.

### Q2. Which documents does NBQ accept as salary proof for credit card applications?

**Ans:** For salary proof, you can submit a salary certificate, bank statements, or a salary transfer letter.

### Q3. Is the airport lounge facility available on an NBQ Platinum credit card?

**Ans:** Yes, you get access to more than 1,300 Priority Pass airport lounges globally.