# RAKBANK Emirates Skywards Credit Card in UAE
**Original Url:** https://www.paisabazaar.ae/credit-cards/rakbank-emirates-skywards-credit-card/
Enhance your lifestyle with the RAKBANK Elevate credit card, previously known as the RAKBANK Emirates Skywards card. Enjoy a rich rewards experience on everyday purchases, travel expenses, and lifestyle privileges. This card offers exclusive perks across three tiers. ...read more
Most Popular Credit Card in UAE
Salary Range
Free for Life
### Cashback Credit Card
CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance
Minimum Salary:**5,000**
Annual Fee:**Free for Life**
5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining
Enjoy complimentary airport lounge access to over 25 lounges worldwide.
Cashback
### ULTRACASH Mastercard Touch Card
Valet ParkingBalance Transfer Facility0% Installment Plans
Minimum Salary:**10,000**
Annual Fee:**500**
Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates
10% cashback on Fuel for the first 3 months and 5% thereafter
Reward Points
### TouchPoints Visa Infinite Credit Card
Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan
Minimum Salary:**25,000**
Annual Fee:**1,050**
15,000 Bonus TouchPoints for spends of AED 15,000
VOX Cinemas Buy one get one FREE
## What are the Features and Benefits of the Elevate Credit Card in UAE?
Let’s look into the three different segments of the privileges of this RAKBANK card —
| Prime Essential Benefits | Plus Essential Benefits | Privilege Essential Benefits |
| --- | --- | --- |
| Earn 2 Reward points per AED 1 spent
50% discount on VOX Cinemas
Fast-track experience at airports
6 airport transfers per year
Up to 3% value back on hotel and airline reward redemption
Complimentary access to 1,300+ airports globally along with a guest
Free e-SIM available
Travel insurance to keep you secure while travelling
RAKBANK concierge service available | Earn 3 Reward points for each AED 1 spent
1 free ride every month with Zofeur
Weekday pass with a Viya membership
Free video streaming services available only for AED 100 every month
6 airport transfers per year
Up to 3% value back on hotel and airline reward redemption
Complimentary access (along with a guest) to over 1,300 airports globally
Free e-SIM available
Fast-track experience at airports
Travel insurance to keep you secure while travelling
Availability of the RAKBANK concierge service | Earn 4 Reward points per AED 1 spent
Unlimited access to Viya membership
50% discount on VOX movie tickets
2 free rides monthly with Zofeur
Free video streaming services at only AED 200 per month
Zero FX surchargesUp to 3% value back on hotel and airline reward redemption
Complimentary access to more than 1,300 airports globally for yourself + one guest
Free e-SIM available
Fast-track experience at airports
6 airport transfers per year
Travel insurance to keep you secure while travelling
RAKBANK concierge service available |
| Apply Now |
## Are You Eligible for the RAKBANK Elevate Credit Card?
Here are the entry requirements for the [RAKBANK Credit Card in the UAE](https://www.paisabazaar.ae/credit-cards/rakbank-credit-cards/) —
| Eligibility Type | Requirements |
| --- | --- |
| Minimum Age | 21 years |
| Minimum Monthly Salary (for salaried applicants) | AED 35,000 |
| Minimum Quarterly Turnover OR Average Quarterly Account Balance (for self-employed applicants) | AED 600,000 OR AED 200,000 |
| Residency | UAE residents |
## RAKBANK Elevate Credit Card Fees and Charges
Check out the list of fees linked to the RAKBANK Elevate card —
| Type of Fee | Charges |
| --- | --- |
| Tier 1 Monthly Fee (if you don’t fulfil the minimum spend requirement) | AED 79 |
| Tier 2 Monthly Fee (if the minimum spend requirement is not fulfilled) | AED 149 |
| Tier 3 Monthly Fee (if the minimum spend criteria are not met) | AED 299 |
| Late Payment Fee | AED 241.5 |
| Sales Voucher Copy | AED 68.25 |
| Returned Cheque Fee | AED 105 |
| Overlimit Fee | 299.25 |
| International Courier Charges | AED 105 |
| International Remittance Charge | AED 78.75 |
| Liability/ No Liability Letter | AED 52.5 |
| Rescheduling Fee | Up to 1.05% of the card’s outstanding |
| Case Release Fee | AED 551.25 |
## Frequently Asked Questions
Q1: Can I apply for the Elevate card by RAKBANK if I have a monthly salary of AED 28,000?
**Ans:** No, you cannot apply for this card with a salary of AED 28k. The bank has a minimum salary criterion of AED 35,000.
Q2: How many reward points do I earn at each card tier's privileges?
**Ans:** Card benefits are divided into 3 categories —
* Prime Essential Benefits — 2 Reward points for every AED 1 spent
* Plus Essential Benefits — 3 Reward points for every AED 1 spent
* Privilege Essential Benefits — 4 Reward points for every AED 1 spent
Q3: Is airport lounge access available on the RAKBANK Elevate credit card?
**Ans:** Yes, the card offers complimentary visits to 1300+ airport lounges. This feature is available for yourself and an additional guest.