# RAKBANK Titanium Business Credit Card **Original Url:** https://www.paisabazaar.ae/credit-cards/rakbank-titanium-business-credit-card/ The RAKBANK Titanium Business credit card is a versatile card that helps business professionals and entrepreneurs manage their expenses and earn rewards. Combining flexibility, convenience, and exclusive benefits, the card simplifies business expenses while offering cashback rewards, travel perks, and savings benefits. ...read more ## Top Most Popular RAKBANK Credit Cards Free for Life ### Cashback Credit Card CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance Minimum Salary:**5,000** Annual Fee:**Free for Life** 5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining Enjoy complimentary airport lounge access to over 25 lounges worldwide. Cashback ### ULTRACASH Mastercard Touch Card Valet ParkingBalance Transfer Facility0% Installment Plans Minimum Salary:**10,000** Annual Fee:**500** Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates 10% cashback on Fuel for the first 3 months and 5% thereafter Reward Points ### TouchPoints Visa Infinite Credit Card Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan Minimum Salary:**25,000** Annual Fee:**1,050** 15,000 Bonus TouchPoints for spends of AED 15,000 VOX Cinemas Buy one get one FREE ## Overview of the RAKBANK Titanium Business Credit Card in UAE The RAKBANK Titanium Business Credit Card is designed for business owners and professionals who want control, rewards, and convenience in managing their expenses. With each business purchase, cardholders earn cashback, enjoy special privileges, and access useful business tools. All these perks make it a great partner for both daily operations and strategic expansion planning. From convenient payment options to extra perks for travel, dining, and more, the RAKBANK Titanium Business card offers excellent value, greater efficiency, and a rewarding experience for all entrepreneurs. ## Key Features of RAKBANK Titanium Business Credit Card Check out the key features of this [RAKBANK credit card in UAE](https://www.paisabazaar.ae/credit-cards/rakbank-credit-cards/) below — * Get up to 1% cashback on all your domestic and international retail spends * Free-for-life card * Earn cashback on domestic and international retail purchases * Up to AED 1,000 cashback annually * Travel and insurance benefits available  * VAT & Wi-Fi perks available * Get cash advance of up to 90% of your credit limit * Get additional Titanium Business cards for authorised signatories or employees * High credit limit that can be useful in managing large business transactions and ensuring smooth cash flow without interrupting business operations * Dining and entertainment-related offers * Credit Shield available * Get 25% discount on the first FIIT subscription payment — access 800+ workouts across multiple disciplines * Easily manage subscriptions — access and organise all your active subscriptions effortlessly * Discounts on hotel and car rental bookings ## Eligibility Criteria for RAKBANK Titanium Business Credit Card in UAE To be eligible for the RAKBANK Titanium Business card, you must be at least 21 years old. Note that other eligibility criteria may also apply. | Criteria | Details | | --- | --- | | Age Requirement | 21 years or older | | Business Documentation | Must hold a valid trade licence in the UAE | | Supporting Documents | Required business documents such as Memorandum of Association (MOA), Articles of Association, and Power of Attorney (if applicable) | | Financial Assessment | Submission of banking or financing assessment information and supporting documentation as per RAKBANK’s evaluation | | Residency | UAE residents or registered businesses operating within the UAE | ## Documents Required for RAKBANK Titanium Business Credit Card in UAE To apply for this RAKBANK business card, you need the following documents —  * Valid trade licence * Banking or financing assessment information or documentation * Business documents like  * Power of Attorney * Memorandum of Articles and more RAKBANK Credit Card Offers [RAKBANK 0% Balance Transfer Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-0-balance-transfer-offers/) [RAKBANK AED 100 of Carrefour & Amazon Vouchers Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-aed-100-of-carrefour-amazon-vouchers-offers/) [RAKBANK Agoda Offer Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-agoda-offer-offers/) [RAKBANK Airmiles Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-airmiles-offers/) [RAKBANK Airport Lounge Access Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-airport-lounge-access-offers/) [RAKBANK Airport Meet & Greet Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-airport-meet-greet-offers/) [RAKBANK Airport Pick-Up / Drop Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-airport-pickup-drop-offers/) [RAKBANK Airport Transfer Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-airport-transfer-offers/) [RAKBANK Amazon Gift Card Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-amazon-gift-card-offers/) [RAKBANK Amazon Prime Membership Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-amazon-prime-membership-offers/) [RAKBANK Anghami Membership Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-anghami-membership-offers/) [RAKBANK Avis Car Rental Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-avis-car-rental-offers/) [RAKBANK Bicestor Village Shopping Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-bicestor-village-shopping-offers/) [RAKBANK Careem Rides Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-careem-rides-offers/) [RAKBANK Dining Discounts Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-dining-discounts-offers/) [RAKBANK Easy Redemption Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-easy-redemption-offers/) [RAKBANK Education Cover Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-education-cover-offers/) [RAKBANK Etihad Gold Status Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-etihad-gold-status-offers/) [RAKBANK Etihad Miles Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-etihad-miles-offers/) [RAKBANK Etihad Silver Status Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-etihad-silver-status-offers/) [RAKBANK Exclusive for UAE Nationals Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-exclusive-for-uae-nationals-offers/) [RAKBANK Fitness First Privileges Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-fitness-first-privileges-offers/) [RAKBANK Fitness & Wellness Memberships Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-fitness-wellness-memberships-offers/) [RAKBANK Flexible Payments Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-flexible-payments-offers/) [RAKBANK Free for 1st year Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-free-for-1st-year-offers/) [RAKBANK Free Supplementary Cards Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-free-supplementary-cards-offers/) [RAKBANK Fuel Spends Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-fuel-spends-offers/) [RAKBANK Golf Benefits Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-golf-benefits-offers/) [RAKBANK High Credit Limits Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-high-credit-limits-offers/) [RAKBANK Hotel Discounts Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-hotel-discounts-offers/) [RAKBANK Inflight Wifi vouchers Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-inflight-wifi-vouchers-offers/) [RAKBANK Lifestyle Benefits Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-lifestyle-benefits-offers/) [RAKBANK Metal Card Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-metal-card-offers/) [RAKBANK Movie Discounts Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-movie-discounts-offers/) [RAKBANK Purchase Protection & Extended Warranty Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-purchase-protection-extended-warranty-offers/) [RAKBANK Roadside Assistance Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-roadside-assistance-offers/) [RAKBANK RTA Transport Payments Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-rta-transport-payments-offers/) [RAKBANK Salik Top Up Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-salik-top-up-offers/) [RAKBANK Skywards Gold Membership Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-skywards-gold-membership-offers/) [RAKBANK Skywards Silver Membership Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-skywards-silver-membership-offers/) [RAKBANK Smiles Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-smiles-offers/) [RAKBANK Touch Points Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-touch-points-offers/) [RAKBANK Travel Insurance Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-travel-insurance-offers/) [RAKBANK Up to 5 free supplementary credit cards Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-up-to-5-free-supplementary-credit-cards-offers/) [RAKBANK Valet Parking Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-valet-parking-offers/) [RAKBANK Welcome Bonus Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-welcome-bonus-offers/) [RAKBANK Zomato Pro Membership Credit Card offers](https://www.paisabazaar.ae/credit-cards/rakbank-credit-card-zomato-pro-membership-offers/) ## Fees and Charges of RAKBANK Titanium Business Credit Card Find below the applicable fees and charges for the RAKBANK Titanium Business card — | Charge/Fee | Amount / Description | | --- | --- | | Primary Card Annual Fee | Free for life | | Additional Card Annual Fee | Free for life | | Retail Transactions (Finance Charges) | 3.65% per month | | Cash Advance (Finance Charges) | 3.65% per month | | Balance Transfer (Finance Charges) | 3.65% per month | | Late Payment Fee | AED 230 per statement | | Replacement Card Fee | AED 75 per card | | Overlimit Fee | AED 285 per occurrence | | Returned Cheque Fee | AED 100 per cheque | | Credit Shield Insurance Fee | 0.99% of the outstanding balance per month | ## FAQs on RAKBANK Titanium Business Credit Card ### Q1: What are the benefits of the RAKBANK Titanium Business Credit Card? **Ans:** The card provides up to AED 1,000 cashback (per year), high credit limits, additional employee cards, insurance coverage, dining and travel deals, subscription management, Easy Savings promotions, fitness perks, and overall lifestyle benefits for corporations. ### Q2: Who is eligible for the RAKBANK Titanium Business Card?  **Ans:** Business owners aged 21 or older who hold a valid UAE trade licence can apply for this card. However, keep in mind that the applicant must possess the required business documents, like the Memorandum of Association, and pass a banking or financing assessment. ### Q3: What is the cashback structure of the RAKBANK Titanium Business Card? **Ans:** The card offers a cashback of up to AED 1,000 per year. You get cashback at a rate of 1% on retail spending and 0.25% on specific categories such as real estate, government services, utilities, transport, telecom, petrol, and charity transactions. ### Q4: Can employees be issued additional cards via RAKBANK Titanium Business Credit Card holders?  **Ans:** Yes, additional Titanium Business Credit Cards may be issued to approved signatories or staff. This facilitates business payments, maintains spending control, and allows employees to manage business costs effectively and responsibly. ### Q5: What insurance and protection benefits does the RAKBANK Titanium Business Credit Card offer? **Ans:** ​​​​​​​The card provides purchase protection for qualified purchases, comprehensive travel insurance for peace of mind, and voluntary Credit Shield coverage. These benefits safeguard business expenses and promote financial security against unforeseen events.