# RAKBANK Titanium Credit Card

**Original Url:** https://www.paisabazaar.ae/credit-cards/rakbank-titanium-credit-card/

The RAKBANK Titanium credit card contributes to your daily savings and lifestyle rewards. From bringing incredible cashback on entertainment and groceries to exclusive travel offers, this card adds value to every purchase. With zero annual fees, it’s definitely a smart choice for UAE residents. ...read more

## Most Popular Credit Card in UAE

Salary Range

Free for Life

### Cashback Credit Card

CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance

Minimum Salary:**5,000**

Annual Fee:**Free for Life**

5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining

Enjoy complimentary airport lounge access to over 25 lounges worldwide.

Cashback

### ULTRACASH Mastercard Touch Card

Valet ParkingBalance Transfer Facility0% Installment Plans

Minimum Salary:**10,000**

Annual Fee:**500**

Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates

10% cashback on Fuel for the first 3 months and 5% thereafter

Reward Points

### TouchPoints Visa Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan

Minimum Salary:**25,000**

Annual Fee:**1,050**

15,000 Bonus TouchPoints for spends of AED 15,000

VOX Cinemas Buy one get one FREE

  

## RAK BANK Titanium Credit Card Benefits and Features

We will first introduce you to the RAK Titanium credit card benefits before jumping into other essential details —

### 🛒**Lifestyle Privileges** 🛍️

💰 Up to 50% cashback on entertainment spending

💰 Up to 5% cashback on supermarkets

💰 25% discount on your first Fiit subscription 

💰 1 week complimentary subscription plus 50% discount on Lingokids subscriptions

💰 Exclusive food and grocery delivery deals on the Talabat app

### 🚗**Travel Privileges** 🛩️

💰15% discount on IHG Hotel bookings across India, Europe, the Middle East, Africa, and the  Maldives

💰 Up to 7% back as wallet credit on booking properties across the globe with Booking.com

💰 Up to 20% discount on your next car rental with Avis — enjoy a free upgrade on every rental 

💰 10% discount on car rental booking with Rentalcars.com 

Now that you know what privileges the RAK card offers you, let’s check out whether you are eligible for the card.

| **[Click here to Apply for Best RAK BANK Titanium Credit Card in UAE](#)** |
| --- |

## Know Your Eligibility for RAKBANK Titanium Credit Card 

Starting your application soon? You would not want to get a rejection and lower your credit score just because your entry requirements are not met. Thus, it’s important to read the entry requirements for the [RAK credit card](https://www.paisabazaar.ae/credit-cards/rakbank-credit-cards/) —

| Eligibility Type | For Salaried Employees  | For Self-Employed Individuals  |
| --- | --- | --- |
| Age  | 21 years or above  | 21 years or above  |
| Residency  | UAE resident or citizen | UAE resident or citizen  |
| Quarterly Turnover or Quarterly Account Balance  | AED 8,000 | Minimum quarterly turnover of AED 100,000 or an average quarterly account balance of AED 300,000 |

  

## Which Documents Do You Need for the RAK Titanium Credit Card Application?

Banks verify your application before approving your request for a credit card. For this, they require a set of documents. Refer to the list of documents below for the RAK Titanium card application —

| For Salaried Employees  | For Self-Employed Individuals  |
| --- | --- |
| Emirates ID<br>Passport<br>UAE Residence Visa (for expats)<br>Salary Certificate/ Salary Slip<br>Bank Account Statements<br>Completed Application Form | Emirates ID<br>Passport<br>UAE Residence Visa (for expats)<br>Trade Licence, MoA<br>Bank Account Statements<br>Completed Application Form |

Note

📝Present valid and original documents. 

📝Copies of the documents mentioned above may be required 

📝The bank may ask for additional documents, if required 

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## Fees and Charges of RAK BANK Titanium Credit Card  

Staying informed about the card-related fees can help you avoid sudden additional charges. These may include a fee for missed payment, transactional charges, and others. 

Refer to the table below to know more about the applicable charges —

| Type of Fee  | Charges  |
| --- | --- |
| Overlimit Fee | AED 299.25 |
| Late Payment Charges | AED 241.5  |
| Returned Cheque Fee | AED 105  |
| Sales Voucher Copy Fee  | AED 68.25  |
| Duplicate Statement Charges | AED 47.25 (per statement) |
| Cash Advance Fee  | 3.31% or 105 (whichever is higher)  |
| Liability/ No Liability Letter  | AED 52.5 |

  

Still have any questions regarding the RAK BANK Titanium credit card? For your reference, we will take a look at some of the most frequently asked questions! 

## FAQs About RAKBANK Titanium Credit Card

### Q1: Do I qualify for cashback on all transactions made with the card?

**Ans:** No, you earn cashback only on retail purchases. With other transactions, such as card-related cheques, finance charges, and balance transfers, you don’t get cashback.

### Q2: Will I earn a cashback on spending AED 1,200 a month?

**Ans:** You must spend at least AED 2,000 a month to start earning cashback.

### Q3: Can I link my RAK Titanium credit card to an e-wallet?

**Ans:** Yes, you can link your card to any digital wallet for quick and contactless payments.

### Q4: Is there a time limit to use the earned cashback from the RAKBANK Titanium card?

**Ans:** Yes, you must redeem the earned cashback within 15 months.

### Q5: Will I have to pay an additional fee for using my earned cashback?

**Ans:** No, you can redeem your cashback without paying any additional charges.