# Emirates Islamic Bank Current Account

**Original Url:** https://www.paisabazaar.ae/emirates-islamic-current-account-bact/

With Emirates Islamic Bank Current Account, you can easily enjoy hassle-free daily transactions, free chequebook, debit card services and more. If you want to open a current account with Emirates Islamic Bank, this guide covers all the key details you need. 

## Features & Benefits of Emirates Islamic Bank Current Account

**Take the following advantages with an Emirate Islamic Current bank account:** 

*   Access to free international debit cards
*   Personal checking facilities available for UAE residents
*   Low minimum balance requirements 
*   If salary is transferred, no minimum balance charges are present. 
*   Get free online banking services to manage your account conveniently
*   Enjoy phone banking facilities anytime and anywhere
*   Get free SMS alerts related to transactions and updates
*   Multiple currencies are available to manage your account, such as AED, USD\*, GBP, Euro, Saudi Riyal, Kuwaiti Dinar, Yen, Bahraini Dinar, Canadian Dollar, Qatari Riyal, and Omani Riyal.

\*Debit cards and cheque books are not available with Foreign Currency Current Accounts. 

  

## Eligibility Criteria to Open Emirates Islamic Bank Account

You need to fulfill the following eligibility criteria to [open a current account](https://www.paisabazaar.ae/bank-accounts/current-accounts/) in Emirates Islamic Bank: 

| Criteria | Requirements |
| --- | --- |
| Minimum balance required | AED 3,000 |
| Minimum salary | AED 5,000 |
| Minimum age | 18 years |
| Nationality | UAE residents |

## Explore Types of Bank Account

 

[Saving Bank Account](https://www.paisabazaar.ae/bank-accounts/saving-accounts/)

[Current Bank Account](https://www.paisabazaar.ae/bank-accounts/current-accounts/)

[Salary Bank Account](https://www.paisabazaar.ae/bank-accounts/salary-account-act/)

[Open Zero Balance Account](https://www.paisabazaar.ae/bank-accounts/articles/best-zero-balance-savings-account-in-the-uae/)

[Business Bank Account](https://www.paisabazaar.ae/bank-accounts/business-accounts-act/)

## Required Documents to Open Emirates Islamic Bank Current Account 

Keep the following documents ready to [open a bank account in Emirates Islamic Bank](https://www.paisabazaar.ae/bank-accounts/emirates-islamic-bank-accounts-bac/): 

| For Individuals | For Businesses |
| --- | --- |
| Copy of your passport<br>Emirate ID<br>3 months salary certificate/salary slip/account statement | Emirates Islamic Account opening form<br>Valid original passport and residence visa for sole proprietor/partners<br>Valid Emirates ID for sole proprietor/partners<br>Valid trade license<br>Valid Chamber of Commerce certificate (if applicable)<br>Registration certificate (if applicable)<br>A copy of the partnership deed/agreement certificate (for partnership)<br>Board resolution to open and operate the account (if applicable) |

**Note:** You may need to submit additional documents if required. 

  

## How to Open Bank Account in UAE?

[Opening a bank account](https://www.paisabazaar.ae/bank-accounts/) with Paisabazaar.ae is quick and easy. **Just follow the steps below:-**

*   **Step1-** Head to the Bank Account section on the Paisabazaar.ae page.
*   **Step2-** Enter the required details such as your name, salary, email address and more.
*   **Step3-** You will get the quote page to open an account in different banks.
*   **Step4-** Check the features, eligibility and more, choose one that suits your needs.
*   **Step5-** Click on the Apply button and our representative will call you shortly.

## Fees and Charges of Emirates Islamic Bank Current Account in 

Before opening a current account in Emirates Islamic Bank, you must know the related charges: 

| Charges | Amount |
| --- | --- |
| Fall below fees | AED 26.25 monthly |
| Teller charges | 6 free transactions<br>AED 10.50 per transaction/monthly |
| Account closing charges (Before 6 months) | AED 105 |
| Utility bill payment | AED 10.5 per transaction |
| Cheque book charges | AED 26.25 (Free first chequebook) |
| Cheque photocopy less than 1 year | AED 10.5 |
| Cheque photocopy over 1 year | AED 21 |
| Replacement of lost or stolen debit card | AED 26.25 |
| Balance certificate letter | AED 52.5 |
| No liability certificate | AED 63 |
| Release letter | AED 52.5 |

Note: Charges may change over a period so, its suggested to check the latest charges from the bank's official page. 

## Open Current Account in Other UAE's Banks -

*   [SCB Current Account](https://www.paisabazaar.ae/bank-accounts/standard-chartered-bank-current-account/)
*   [HSBC Current Account](https://www.paisabazaar.ae/hsbc-current-account-bact/)
*   [ADCB Current Account](https://www.paisabazaar.ae/adcb-current-account-bact/)
*   [ENBD Current Account](https://www.paisabazaar.ae/emirates-nbd-current-account-bact/)
*   [SIB Current Account](https://www.paisabazaar.ae/bank-accounts/sharjah-islamic-bank-current-account/)
*   [RAKBANK Current Account](https://www.paisabazaar.ae/bank-accounts/rakbank-current-account/)
*   [Citibank Current Account](https://www.paisabazaar.ae/citibank-current-account-bact/)
*   [FAB Current Account](https://www.paisabazaar.ae/fab-current-account-bact/)
*   [ADIB Current Account](https://www.paisabazaar.ae/adib-current-account-bact/)
*   [CBD Current Account](https://www.paisabazaar.ae/cbd-current-account-bact/)
*   [DIB Current Account](https://www.paisabazaar.ae/dubai-islamic-bank-current-account-bact/)
*   [Al Hilal Current Account](https://www.paisabazaar.ae/al-hilal-bank-current-account-bact/)
*   [Al Masraf Current Account](https://www.paisabazaar.ae/bank-accounts/al-masraf-bank-current-account/)
*   [NBF Current Account](https://www.paisabazaar.ae/nbf-current-account-bact/)
*   [Ajman Current Account](https://www.paisabazaar.ae/ajman-bank-current-account-bact/)

## Emirates Islamic Bank Related Pages -

*   [EIB Savings Accounts](https://www.paisabazaar.ae/emirates-islamic-savings-account-bact/)
*   [EIB Salary Accounts](https://www.paisabazaar.ae/bank-accounts/articles/emirates-islamic-bank-salary-account/)
*   [EIB Customer Care](https://www.paisabazaar.ae/bank-accounts/emirates-islamic-bank-customer-care-number/)
*   [EIB Statement](https://www.paisabazaar.ae/bank-accounts/articles/emirates-islamic-bank-statement/)
*   [EIB Balance Check](https://www.paisabazaar.ae/bank-accounts/articles/emirates-islamic-bank-balance-check/)
*   [Generate Debit Card ATM Pin](https://www.paisabazaar.ae/bank-accounts/debit-card/generate-emirates-islamic-bank-atm-pin/)

## Frequently Asked Questions

What is the minimum balance in Emirates Islamic Bank's current account?

You need to maintain a minimum balance of AED 3,000 in your Emirates Islamic Current bank account.

How can I open Emirates Islamic Bank account?

To open an account with Emirates Islamic Bank, you must visit your nearest branch and fill out the account opening form, along with the required documents.

Can I open a joint Emirates Islamic Current Account?

Yes, you can easily open a joint account with Emirates Islamic Bank. This account can be operated individually or jointly.

Can a minor open a current account in Emirates Islamic Bank?

No, you must be at least 18 years old to open a current account in the Emirates Islamic Bank.

Are there any charges for not maintaining a balance in the Emirates Islamic Current Bank Account?

Yes, AED 25 will be charged along with applicable VAT for not maintaining a required balance in the Emirates Islamic Current Bank Account.

## Account Types

*   [Top 15 Salary Accounts in UAE 2026](https://www.paisabazaar.ae/bank-accounts/best-salary-account-uae/)
*   [Current Account](https://www.paisabazaar.ae/bank-accounts/current-accounts/)
*   [Saving Account](https://www.paisabazaar.ae/bank-accounts/saving-accounts/)
*   [Salary Account](https://www.paisabazaar.ae/bank-accounts/salary-account-act/)

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*   [Emirates NBD Bank Accounts](https://www.paisabazaar.ae/bank-accounts/emirates-nbd-bank-accounts-bac/)
*   [Sharjah Islamic Bank](https://www.paisabazaar.ae/bank-accounts/sharjah-islamic-bank-accounts/)
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