# Home Loan Eligibility Calculator **Published:** 2024-06-03T05:22:24.633Z **Updated:** 2026-07-30T16:30:39.011Z **Author:** Paisabazaar UAE **Original Url:** https://www.paisabazaar.ae/mortgage-loan/articles/home-loan-eligibility-calculator/ Best Home Loans to buy your dream home ## Home/Mortgage Loan Eligibility Calculator Home Loan EMI Calculator Total Interest AmountAED 0 Monthly InstalmentAED 0 Total Payable (Principal + Interest)AED 0 Loan Amount AED 250,0005,000,000 Interest Rate % 150 Reducing Rate (1% - 50%) Loan Tenure 60300 (Minimum & Maximum Months) Home loans allow you to buy your desired property without any financial burden. With most banks in the UAE, you can find mortgage loans whether you are a national, resident, or an expatriate. An important tool here in this regard is the home loan eligibility calculator, which you can utilise to estimate your monthly instalments even before getting one. In this article, we will provide you with all the relevant details related to home loan eligibility calculator. Table of Content * [Home/Mortgage Loan Eligibility Calculator](#homemortgage-loan-eligibility-calculator) * [What is the Home Loan Eligibility in the UAE?](#what-is-the-home-loan-eligibility-in-the-uae) * [What are the Documents Required for Home Loan in the Emirates?](#what-are-the-documents-required-for-home-loan-in-the-emirates) * [How to Use a Home Loan Eligibility Calculator in the UAE?](#how-to-use-a-home-loan-eligibility-calculator-in-the-uae )  ## What is the Home Loan Eligibility in the UAE? Here are the primary criteria for mortgage loan eligibility in the UAE - | Eligibility Criteria | Requirements | | --- | --- | | Age | Minimum Age: 21 years old
Maximum Age: 65-70 years old | | Nationality | Both UAE nationals and expats can apply | | Employment Status | Must be a salaried employee or a self-employed individual | | Credit Score | As per the bank  | ## What are the Documents Required for Home Loan in the Emirates? Take a look at the list of documents required to obtain a home loan in the UAE - ### For Salaried Individuals * Emirates ID * Passport * Residence visa (applicable to expatriates) * Valid address proof (such as a utility bill) * Latest 3-6 months’ bank statements * Salary certificate  ### For Self-Employed Individuals * Emirates ID * Passport * Residence visa (applicable to expatriates) * Valid address proof (like a utility bill) * Latest 3-6 months’ bank statements * Valid Trade Licence **Note:** If required, the bank may require you to submit other documents besides the ones mentioned above. ## How to Use a Home Loan Eligibility Calculator in the UAE?  Here’s how you can use a mortgage loan eligibility calculator via Paisabazaar UAE:  * Open our website — paisabazaar.ae.  * From the ‘Banking Products’ drop-down, select ‘Financial Calculators’. * Choose ‘[Home Loan Calculator](https://www.paisabazaar.ae/mortgage-loan/home-loan-calculator/)’. * Mention your property value, down payment, interest rate, and loan tenure. * The calculator will instantly generate results. 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