# Finance House Personal Loan

**Original Url:** https://www.paisabazaar.ae/personal-loans/finance-house-personal-loan/

Sulfah, a personal loan from Finance House, is a convenient financing service for UAE nationals' instant cash needs. Featuring instant approval and minimal documentation, it provides high finance amounts with a repayment period of up to 12 months.

With this Finance House personal loan, you can get support for unexpected expenses, emergencies, or short-term financial goals. For more details, keep on reading!

## What are the Features of the Finance House Personal Loan?

We have mentioned the primary perks of a loan offered by the Finance House:

*   Loan amount of up to AED 300,000 is available
*   Reduce monthly payments with affordable instalments
*   A loan deferment period of 6 months before the 1st instalment
*   2% discount on the interest rate for buyout loans
*   Salary transfer is not required

## Are You Eligible for the Finance House Personal Loan?

The eligibility criteria for the Finance House personal loan are:

| Eligibility Type | Requirements |
| --- | --- |
| Age Limit | 26- 60 Years |
| Nationality | UAE Nationals |
| Minimum Salary | AED 10,000 |

## Documents Required for a Personal Loan at Finance House

Submit the following documents to apply for the Finance House personal loan in the UAE:

☑️ Emirates ID copy

☑️ Latest 3 months' payslips/ Latest salary certificate

☑️ Security cheque

☑️ Liability letter

☑️ A direct debit authority form

## Apply for a Personal Loan via Paisabazaar.ae

Complete your personal loan application in a few easy steps with Paisabazaar.ae.

**The steps are as follows:**

1.  Click here and complete the lead form.
2.  Go through the quotes after submitting the form.
3.  Compare and choose a [personal loan](https://www.paisabazaar.ae/personal-loans/).
4.  Read the fine print and apply.

_**Note:** We will connect with you shortly after reviewing your application._

**Know why you must choose us:**

*   We offer you extensive personal loan products across the top UAE banks.
*   Irrespective of choosing a loan or the application process, get expert assistance.
*   Experience a seamless and instant application process.
*   Check out our website’s ‘Articles’ section for personal loan-related information.

Apply Personal Loan form Paisabazaar.ae!

## Personal Loan Calculator

An online [personal loan calculator](https://www.paisabazaar.ae/personal-loans/personal-loan-calculator-uae/) is a convenient and a free digital tool that simplifies financial planning. It allows you to estimate your monthly loan repayments based on the chosen loan amount, interest rate, and tenure. By simply providing these basic details, you can quickly view approximate EMI amounts. This contributes to easier financial planning.

You get instant results, helping you to compare different loan options effectively. Explore Paisabazaar.ae’s online calculator, which is user-friendly and accessible to everyone.

Explore more:[Using Personal Loan to Finance your Travel](https://www.paisabazaar.ae/personal-loans/articles/using-personal-loan-to-finance-your-travel/)

Personal Loan EMI Calculator

Total Interest AmountAED 0

Monthly InstalmentAED 0

Total Payable (Principal + Interest)AED 0

Loan Amount

AED

10,00010,000,000

Interest Rate

%

150

Reducing Rate (1% - 50%)

Loan Tenure

1240

(Minimum & Maximum Months)

## Finance House Personal Loan- Fees and Charges

Tabled below are the key fees and charges of the personal loan offered by the Finance House:

| Fee Type | Charges |
| --- | --- |
| Processing Fee | 1% of the loan amount;Minimum- AED 500<br>Maximum- AED 2,500 |
| Loan Cancellation Fee | AED 100 |
| Early Settlement Fee | 1% of the loan outstanding (Max- AED 10,000) |
| Partial Settlement Fee | 1% of the prepaid amount (Max- AED 10,000) |
| Loan Re-scheduling Fee | AED 250 |
| Loan Deferment Fee | AED 100 |
| Late Payment Fee | AED 200 |
| DDA Bounce Charges | AED 25 |
| Liability/ No Liability/ Clearance Letter Fee | AED 50 |
| Life Insurance Fee | 4.5% of the loan amount (Min- AED 500) |

## Frequently Asked Questions

### Q1. Who is eligible for the Sulfah loan?

Only UAE nationals aged 26 years and above with a monthly salary of AED 10,000 are eligible.

### Q2. Can I opt for a fixed interest rate for Sulfah?

No, only reducing interest rates is applicable.

### Q3. Is a salary transfer required?

No, Sulfah does not require a salary transfer.

### Q4. What is the minimum loan amount available for Sulfah?

You can opt for a minimum amount of AED 10,000.

### Q5. How quickly is the loan approved?

Loan approval takes up to 1 business day after submitting the application.

###   
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