Emirates Islamic Abu Dhabi Rewards Credit Card Features & Benefits

The Emirates Islamic Bank aims at providing innovative financial products and services that provide maximum customer satisfaction. One of these inventive products is its Credit Cards.

The Emirates Islamic Abu Dhabi Rewards Credit Card designed exclusively for Abu Dhabi provides an all-out rewarding experience. It is a Shariah-compliant card with which the more you spend, the more you earn.

Highlights of the Card

• Shariah Compliant Card
• Free Replacement Card
• No anuual fee charged in case of a minimum spend of AED 5,000
• High reward earning rate
• Economical Forex charges

Emirates Islamic Abu Dhabi Rewards Credit Card Features

The features of an Abu Dhabi Rewards Card are:

Choice Points Rewards

The more you spend with your Emirates Islamic Abu Dhabi Rewards Credit Card the higher choice points you earn. With every 1 AED spent, you are entitled to some choice points, they are detailed below:

Spending Category	Choice points per 1 AED
Local Spends	2 points
Overseas Spends	2 points

You are only entitled to earn choice points on transactions that are within your credit limit. In case of transactions exceeding the credit limit, no points are earned.

There are some spending categories that hold 0.50 choice points, such as Supermarket Spends, Telecom, Education, Fuel, Electronics, Insurance, Transportation, and Real Estate.

Various Payment Options

There are six ways by which your card payment can be settled. They are:

• Cheque Payments: Cheques can be deposited via the DropBox available in designated bank branches.  
• Online Payments: The card bills can be settled using the online banking service.
• Cash at Counter: Cash can be deposited for the settlement amount at any of the Emirates Islamic Bank branches during their operating hours.
• Cash Deposit Machines: You can deposit the payment using the Cash Deposit Machines.
• Exchange Houses: Payments can be made through Exchange Houses in the UAE. Al Fardan Exchange, Al Ansari Exchange, UAE Exchange, and Al Rostamani Exchange can be used for this payment option.
• Auto Payment: You can opt for the Auto Payment Facility using your online banking account. Under this, your monthly payments are scheduled.  

Cash Withdrawl

In case of need for liquidity, you can withdraw cash from any of the bank branches or worldwide ATMs.

Emirates Islamic Abu Dhabi Rewards Credit Card Benefits

The benefits an Abu Dhabi Rewards Cardholder is entitled to are:

Supplementary Cards

Your dear ones can be a part of the rewards and benefits offered by this Emirates Islamic Credit Card. This can be done by opting for a supplementary card. The Emirates Islamic Bank allows up to four supplementary cards at no additional cost.

Choice Points Rewards Redemption

The choice points earned on every 1 AED you spend with your Abu Dhabi Rewards Card can be redeemed for a wide range of services. Redemption against airline miles, your annual fee, entertainment, and electronics are some examples.

Some redemption categories and points are mentioned below:

Etihad Guest Miles	Points
1,500 miles	14,000 points
2,000 miles	16,000 points

Mazaya Offers

Mazaya offers are provided by Emirates Islamic Abu Dhabi Rewards credit card and Mastercard exclusively for the cardholder to enjoy attractive deals and discounts at partner restaurants and retailers.

• Travel: You can now take a step closer to the holiday you have been planning with the exclusive travel benefits that are offered during the travel season offers.
• Dining: You can indulge in a feastful delight at your favorite restaurant across the UAE with a 30% off on dining.
• Shopping : The partner retailers offer great discounts to the holders of an Emirates Islamic Abu Dhabi Rewards Credit Card. You can start planning a shopping day out for pampering yourself.

Over to You!

You can now enjoy unlimited benefits and rewards on every spend you make. The Emirates Islamic Abu Dhabi Rewards Credit Card is designed exclusively for cardholders in Abu Dhabi. It makes sure to reward the members in every aspect of life.