HSBC Black Credit Card Features & Benefits

The HSBC Black Credit Card is a card made of a different metal in a contemporary design and loaded with exclusive travel and lifestyle benefits. The cardholder enjoys travel and culinary experiences along with great shopping offers. The Black Card has no limit on the benefits for you.

Highlights of the Card

• Bonus Miles
• Online Banking
• Free Supplementary Cards for Family Members
• Contactless Payment with Apple Pay and Samsung Pay
• Enhanced Security with Chip & PIN
• Multiple Payment Options to Settle credit card Outstanding
• 30% off 3 rides per month with Careem
• 30% off at over hundreds of hotels across UAE with ‘ I Love Dining ‘ Program

HSBC Black Credit Card Features

The key features of a Black Card are:

Air Miles

Under this customer loyalty program, you are rewarded with air miles every time you use your card. As a new member of the HSBC Black Credit Card, you are gifted 200,000 miles as a welcome bonus and second year onwards, 100,000 miles on the anniversary as a renewal bonus.

The miles earnt on spending categories are:

Spending Category	Air Miles per AED 1 Spent
Travel-related Purchases	2.5 miles
Foreign Currency Spending	1.5 miles
Online Purchases	1 mile
Retail Purchases	1 mile

These miles can be easily redeemed online or on the app across a variety of services such as flight bookings, hotel stays, retail spending, and much more without any blackout dates.

Travel Insurance

1. Travel Inconvenience Insurance: In case of any inconvenience such as lost baggage, damaged baggage, trip delay or cancellation, etc. you will be compensated.
2. Travel Medical Insurance: You get complimentary cover against personal accident, emergency medical evacuation, emergency medical expenses, and in-hospital daily cash benefit.
3. Travel Insurance Confirmation Letter: This can be generated online easily for your visa requirements.

Rental Collison and Loss Damage

As a member of the HSBC Black Credit Card, you enjoy insurance on rental vehicles. This covers you for the physical damage of the rental car, loss, theft, natural calamities, vehicle drop off and vehicle towing charges.

International Concierge

Wherever you are in the world, you can contact the personalized world elite concierge assistance, any time you need to. It caters to all your questions or reservations regarding hotel bookings, best fine dining, and exclusive entertainment events.  

Balance Transfer

Use this HSBC Credit Card to manage all your credit card outstandings in one place. With the balance transfer facility, you can transfer all your balances to the Black Credit Card at an interest rate as attractive as 0% for the first twelve months.

Cash Instalment Plan

You can access immediate cash against your available credit card limit, and repay it with rates starting at 0.75% per month over a period of 6,12 or 24 months.

Flexi Instalment Plan

You can split your purchases into easy monthly installments with rates starting at 0%.

HSBC Black Credit Card Benefits

The exclusive benefits in line for the cardholder are:

Complimentary Access to Airport Lounges

The primary and the supplementary cardholder have access to over 850 airport lounges across the globe via the LoungeKey.

Travel Discounts

With your HSBC Black Credit Card, you have access to the following travel offers:

1. Cleartrip: You can avail a 10% off on any international roundtrip.
2. Expedia: 10% off on hotel bookings.
3. Agoda: Up to 7% off at more than 180,000 hotels worldwide.

Golf Privileges

The primary and supplementary cardholder can enjoy two rounds of free golf every month (1 in Dubai and 1 in Abu Dhabi) at selected golf clubs across Dubai and Abu Dhabi.

Marriot Bonvoy Deals

When booking 2 nights at the Marriot Bonvoy’s wide range of over 200 hotels across the globe, you get the 3^rd night complimentary.

Luxury Serviced Apartments

You can avail up to 10% off your stay at onefinestay properties in Europe, the US, and Australia.

Global Hotel Alliance Membership

As a member of this Credit Card, you get the Discovery Black Membership of Global Hotel Alliance Program at no additional cost. This gives you access to a wide range of exclusive benefits.

Qatar Privilege Club Membership

You can enjoy top tier exclusive benefits with an upgrade to the Gold tier of the Qatar Airways Privilege Club.

Hertz Membership

You are eligible for the upgraded Hertz Gold Rewards President Circle membership which gives you access to special privileges and benefits.

Soneva Deals

You can enjoy two complimentary nights in a one-bedroom villa for two people at Soneva Kiri or Soneva Fushi.

HSBC Entertainer

The HSBC Entertainer App gives you access to hundreds of one-for-one offers across dining, wellness, retail, and leisure.

On an EndNote

The HSBC Black Credit Card provides endless benefits and privileges for its members. From dining to traveling, the exclusive deals and offers have no limit.