Minimum Salary Credit Card in UAE

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In the UAE, banks have different salary criteria for credit card eligibility, which varies depending on the card type. Generally, lending institutions require a minimum monthly salary to ensure the applicant's ability to repay credit card balances.

However, AED 5,000 is the minimum salary for credit card qualification. Let’s see which banks offer low salary credit cards and other relevant details.

What is the Minimum Salary for Credit Cards in the UAE?

In the UAE,banks generally require a minimum monthly salary of AED 5,000 to qualify for a credit card. Those with a salary below this amount are not eligible to apply for a card.

However, meeting this salary requirement alone does not guarantee application approval. You must adhere to other criteria as well to qualify for a credit card. These include your age, employment status and type, nationality, credit Score, and more. Failing to meet these requirements results in application rejection, further leading to a decrease in credit score.

Top Low Salary Credit Cards in the UAE

Tabled below are the best low salary credit cards in UAE along with their key features and benefits:

Name of the Credit Card	Features/ Benefits
Commercial Bank of Dubai Super Saver	Free for the first year. Cashback upon monthly spending on utility bills, supermarket, transport, education, and more. 4 complimentary golf rounds 2 free valet parking services per month 20%Reel Cinemas discount 50% discount on 4 tickets of Reel, Novo, and VOX Cinemas 20% off on Emaar attractions Complimentary airport lounge access- 8 visits per month at 30+ locations in the UAE Multi-trip travel insurance coverage for 90 days- Maximum coverage amount of USD 500,000. Other features- Purchase Protection Extended Warranty Credit Shield
First Abu Dhabi Bank Du Titanium Credit Card	Free for life credit card Discounts: Du bills auto payment- 10% Du postpaid and home services- 10% Du Smartphone Privilege Plan (Monthly Recharge) - 10% Prepaid line charges- 10% bonus credit Chrysler services- up to 20% Jeep- up to 20% Centro Capital Centre food & beverages- 15% Exceptional offers for Mastercard cardholders- Entertainment, dining, and shopping Up to 2.5 reward points upon spending AED 1 Redeem earned points for dining, shopping, or cashback Up to 10% cashback on online leading global stores Free access to 10+ VIP airport lounges across Jordan, Kuwait, Egypt, Saudi Arabia, and the UAE Other features- Balance Transfer TAP n PAY
Abu Dhabi Commercial Bank Talabat ADCB Credit Card	No annual fee. Welcome bonus- AED 500 Talabat credit on minimum spending of AED 2,500 within 45 days of card issuance. Talabat Credits: First 10 orders per month- 35% back. Domestic and international retail purchases globally- 1.25% back. Domestic retail purchases like education, fuel- 0.35% back. Unlimited free delivery on Talabat pro restaurants, grocery, pharmacy, and mart. Design your own card. Comprehensive travel benefits- Unlimited airport lounge access Booking.com discounts Cleartrip discounts Other features- Balance Transfer FlexiPay Credit Card Loan Credit Shield Card Controls

Emirates NBD U By Emaar Family Credit Card	A free for life card. Buy 1 Get 1 movie ticket with Reel Cinemas 5% U-points on Emaar Hospitality Group Hotels and Restaurants. Emaar Entertainment Group discount- Up to 30% Earn U-points- 10% points on telecommunication payments, government services, fuel 25% points on supermarkets and grocery Additional 5x on Emaar spending 1% on all transactions
Emirates Islamic RTA Credit Card	Cashback- Fuel, RTA transport payment- Up to 10% International spends up to 2.25% Shopping and expenditure up to 1.25% Up to 2 free Reel Cinema tickets with 'Buy 1 Get 1' offer Hotel discounts- Credit of USD 25 on food and beverages at 900+ hotels globally with Visa Luxury Hotel Collection Other features- Up to 4 supplementary cards Salik and NOL auto top-up Purchase Protection Extended Warranty Easy Payment Plans Balance Transfer

Low Salary Credit Cards: Documentation and Eligibility Criteria

Let’s see what are the other requirements for a low salary credit card other than income. Additionally, we have provided a documents checklist for the same:

Eligibility Criteria	Documents
Minimum Age- 21 years Employment Type- Salaried or self-employed individual Nationality- UAE national or UAE expatriate Credit Score- Depends on the bank	Emirates ID Passport Residence visa (applicable to expatriates) Salary certificate Trade licence (for self-employed) Personal bank statements( previous 3-6 months) Security cheque

How to Apply for a Low Salary Credit Card via Paisabazaar UAE?

Click here and get navigated to the credit card lead form. Complete the form and select the best-suited card from the quotes page.

Applying for a low salary credit card through our website offers you a wide range of benefits:

24/7 customer service team
A wide range of credit card options available with different benefits
Easy card application process

FAQ's About Minimum Salary Credit Card in UAE

Ans: No, the minimum salary requirement for obtaining a credit card is AED 5,000.

Ans: Some of the top banks that offer low salary credit card in UAE are:

Emirates NBD
Emirates Islamic
Commercial Bank of Dubai
Abu Dhabi Commercial Bank, and more.

Read More About Salary Based Credit Cards

How to Get a Credit Card for a Salary Below AED 2500 in UAE?

How to Get a Credit Card for a Salary Below AED 3000 in UAE?

How to Get a Credit Card for a Salary Below AED 3500 in UAE?

How to Get a Credit Card for a Salary Below AED 4000 in UAE?

How to Get a Credit Card for a Salary Below AED 4500 in UAE?

How to Get a Credit Card for a Salary Below AED 6000 in UAE?

How to Get a Credit Card for Salary 8000 in UAE?

How to Get a Credit Card if you Earn Below 5000

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